Tag Archives: smart shopping

5 Smart Financial Decisions For Your Budget

Posted on March 12, 2014 by Kristy Lamar

Too many people give up on their budget when money becomes overly structured. When there isn’t enough room to breathe or have some fun, the budget falls wayside. What are we all juggling? Let’s see, we have to make time for work, family and fit in sleep? We eat and drive, change in the car and pay bills from our phones. It’s hard to keep up with the demands of a budget unless smart financial decisions help simplify our finances. 1. Don’t think about saving money, just do it. Set … Continue reading →

Posted in Budgets | Tagged budget, direct deposit, money management, saving, shopping strategies, smart finances, smart shopping |

Why Will Tracking Expenses Help My Budget?

Posted on March 6, 2014 by Kristy Lamar

Most people know how much money they earn every month. They know when the money is placed into the bank account and they know how to use it. There was never a need for financial classes to understand that piece of the budget. Troubles usually stem from money leaving the account. Bills are paid each month and the rest goes where? If you don’t know where all your money goes each month, you may waste more money than you realize. -Trips to the coffee shop -Shopping off your grocery list … Continue reading →

Posted in Budgets | Tagged budget, budget priorities, cash advances. alternative money, cut backs, money management, smart shopping |

5 Positive Uses for Credit Cards

Posted on March 4, 2014 by Kristy Lamar

Caught in credit card debt again? Ease of use and worldwide acceptance, consumers outstretch their spending power. Many of these choices are not the best decisions for personal financial situations. Overspending is never a good idea. If you have good money management and can control over shopping, you will discover that owning credit cards comes in handy. Believe it or not there are some smart uses for credit cards. Responsible spending is always the key. Credit cards will come in handy in certain situations. *Online shopping. Credit cards are a smart … Continue reading →

Posted in credit cards | Tagged credit cards, money management, payoff, promotional interest rates, savings, smart credit card uses, smart shopping |

Big purchase should not send your budget to an online cash advance

How to Plan For Big Ticket Purchases

Posted on February 22, 2014 by Kristy Lamar

Major purchases can through a budget plan off whack. The typical advice to not buy anything you cannot afford is not always applicable. Some purchases must be made. How we think about the actual purchase and the effort made to shop for the best price without giving up on quality? It is what financial plans need. Make careful considerations to how the budget will adjust to the added expense without falling more reliant on credit cards or have to apply for online cash advance help. A well thought out plan works … Continue reading →