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Payday Loans: Regulators Now Looking at Banks and Credit Unions

Posted on December 5, 2013 by Kristy Lamar

It doesn’t surprise anyone to read a story about crack downs on fast payday loans both brick ‘n mortar and online. What might come as a shock is that your neighborhood bank is now the focus of the latest short-term loan crack down. As of November 21, banks and credit unions have had regulators in their short-term loan business practices. Banks and credit unions will now have to disclose the APR associated with fast cash loans. Prior to this they had been getting away without having to disclose the staggering … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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