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Tag Archives: payday loans

Would an Online Payday Loan Take Care of Your Situation?

Posted on September 26, 2012 by Kristy Lamar

Would a payday loan offer enough cash to help you out of your financial situation? Will the cost you have to cover require you to apply for more than one low cost payday loan? If your answer is yes, then you will want to rethink your options. As easy as these loans are to apply for, the fast payoff can cause problems for other finances. Having more than one payday loan will set you back further than you can imagine unless you do have the funds to pay them in full at … Continue reading →

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Too Many Payday Loans? Not If You Are Planning Financial Doom

Posted on September 25, 2012 by Kristy Lamar

Sure! Take out as many online payday loans as you want. Be late on all your credit card payments and forget about your car payment for a few months! These are some great options to commit yourself to financial doom! It truly is an easy plan to set up; you could break it down into just three simple steps to make sure you create the biggest problems for your finances as possible. Step 1 – Whatever you do, stay far away from any type of budget. Don’t look at the … Continue reading →

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Payday Loans and Debt Relief Programs Must Follow State Regulations

Posted on September 23, 2012 by Kristy Lamar

Have payday loans, in the military or bank with credit unions? Debt relief companies will be either limited or will not work with you at all. You can hear the commercials on the radio and see their advertisements on television and the web. Save money by paying off your debt through a debt relief program. It sounds amazing. As we all know, that services like these have pros and cons, it is good to know both sides before you sign up for one of their programs. Here are the promises: Lower your monthly payments Settle your debt … Continue reading →

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Low Cost Payday Loans Do Not Build Credit

Posted on September 20, 2012 by Kristy Lamar

It is often discussed that online payday loans will not use your credit to approve a low cost loan. There are no hard inquiries to hurt your credit score and the short-term loan will not be reported to the credit bureaus because of the fast turnover rate. These loans get paid off with your next paycheck. Creditors normally report to the credit bureau once a month, so a two week loan will not be mentioned. How does the non-reporting of payday loans online help your credit? There will be no dents to your credit score from an online payday … Continue reading →

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Another Example Of Predatory Payday Loan Collections, Or Is It?

Posted on September 19, 2012 by Kristy Lamar

The news reports are that people are going to jail for unpaid payday loans debt when it is actually for not following the orders of a judge.  The story unfolds with multiple tales of people going to jail for unpaid debt. The focus of course is targeted at the payday loan industry. When debt is defaulted upon, the creditor has the right to pursue legal action in the attempt to get paid. A creditor will inform a debtor that legal action will be pursued. A creditor has the full right to … Continue reading →

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From Payday Loans To Bank Safe Deposit Boxes – How Safe Are Consumers?

Posted on September 19, 2012 by Kristy Lamar

Online payday loans can be replaced by a savings account, but is it a good idea to keep your savings in a safe deposit box? The name itself gives most people the idea that whatever gets placed into the deposit box will remain safe and secure. Banks in general project the security, but there is a false belief that personal property is safe within the safe deposit box. The FDIC secures the money which you keep in your accounts, but it is not responsible for anything placed in the deposit box. The … Continue reading →

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Payday Loans Online Cannot Help The Unemployed

Posted on September 12, 2012 by Kristy Lamar

You can find stories across the nation of people struggling with finances who search desperately for relief from online payday loans, credit cards, car title loans and pawn shops. The now unemployed and underemployed are struggling to keep up with daily money demands. Some people are using government assistance programs to keep food on the table, lower utility bills and provide health care for their children. Contrary to many people’s beliefs, the unemployed are not sitting around waiting for a job to fall in to their laps. There is a high percentage of those who … Continue reading →

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Payday Loan Comparative Shopping Promotes Responsible Lending

Posted on September 9, 2012 by Kristy Lamar

Can you find legitimate payday loans online? Searching through the list of lenders which come up with your browser search will provide a list of legitimate lenders. How can you whittle the list down to a workable list?  Comparative shopping is the best policy to narrow the lending field without some point of reference. Word of mouth is a great way to distinguish one lender from another. Once you have your list of lenders, you will want to start looking through the web pages for physical location and telephone numbers. Choose an … Continue reading →

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How Would A Payday Loan Relationship Pass a Relationship Test?

Posted on September 5, 2012 by Kristy Lamar

Would you date someone who takes out an online payday loan to pay for dinner? How would you feel about someone who is going through bankruptcy? Does it matter what a person’s finances are when you are dating? What do financial situations tell about a person who you may consider to be a life long partner? Is the topic of finance a make or break kind of deal when looking for love? What kinds of conversations can you have with a potential partner who would not cross the line of interference? What … Continue reading →

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Payday Loans See More Business From Women

Posted on August 14, 2012 by Kristy Lamar

Since payday loans lenders loan to more women, does that make them less financially savvy then men? No, it just means that they will stop to ask directions instead of driving aimlessly trying to find their way out of a potential mess. Payday loans do just that, gets people out of small messes before it snowballs. This is not saying that men do not apply to direct payday loan lenders, in fact there are many men who stop and ask for directions as well; but there tends to be a stigma in … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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