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Tag Archives: payday loans

Sunday Budget Tip #4

Posted on March 25, 2012 by Kristy Lamar

#4 Don’t waste left overs One of my pet peeves is having to throw away food. My kids are not fond of left overs, so I work hard to recreate new meals without them knowing it was yesterday’s dinner. I like to take my left over meat loaf and make a Shepahrd’s pie out of it. Once the meatloaf is all crumbled up and carrots and peas are added, covered with corn and mashed potatoes, they do not know the difference.  Left over chicken or steak gets put into pasta, … Continue reading →

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Helping with Down Payments

Posted on March 23, 2012 by Kristy Lamar

Putting a down payment on a purchase lowers your monthly costs. The more that can be placed as a down payment, the easier it will be to pay off. Anytime you are financing something new, take a few moments and really examine your budget. How much can you afford extra each month and where is that money going to come from? A payday loan can help you get more money to put down on your purchase.  The more you put down up front, the lower you monthly cost. Do you have a way to lower … Continue reading →

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No Stress Loans

Posted on March 21, 2012 by Kristy Lamar

When the walls are caving in and there seems like no place to go, think again. Online payday loan applications are free, simple, and offer a good chance to get that bit of extra money to help you out. There is no credit bureau check or embarrassing questions about your credit history. No stress loans are there to help everyday people deal with everyday matters. People of various income levels use payday loan for different reasons. No matter the cause, no stress loans help many people out of a tight spot. Getting … Continue reading →

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Going to Family For Money

Posted on March 17, 2012 by Kristy Lamar

Some people have family or close friends whom they can go to for assistance with money troubles. I have heard about family members who have extra and have no problems handing it out when times are tough. Most people who lend it  expect the money returned. Depending on income levels and relationship status, you may or may not have someone to help you out of your financial crunch. The tension created within relationships once money is borrowed is uncomfortable. There are variations to each person’s personal story and often the communication about money creates … Continue reading →

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Needing Fast Cash?

Posted on March 15, 2012 by Kristy Lamar

Is your day spent running from home to work and back again? Are you a taxi service for your children? If you answered yes to either of those, then having time to get errands done during the week, must be difficult if not impossible. I don’t know what I would do without online banking. Once I had every bill set up to be paid electronically, my time at home started to be more relaxed. Some bills still come in the mail, but I mostly do things online. I schedule payments … Continue reading →

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Sunday Budget Tip #2

Posted on March 11, 2012 by Kristy Lamar

Today, we will be discussing groceries with Tip #2. Groceries are an expense that has to be budgeted, but the amount you spend fluctuates. The more steady you can make the weekly average, the easier it is to budget. This is also an area that can be cut down if you are willing to do some leg work. If you live in an area that has more than one grocery chain around, you can take advantage of the weekly competitive sales. There are also coupons to be used. Buy items … Continue reading →

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Purse Sales

Posted on March 10, 2012 by Kristy Lamar

Hard to give up a winner sale on designer purses. I’m sure there is someone laughing right now, I guess everyone needs to have a vice. I don’t have many, as I need to save up lots of loose change to get the purses I like to buy. When there is a sale, and I find something I like, it hurts a bit if I can’t get the money to go get it. Getting a payday loan makes those times a bit easier for me. I get a monthly allowance … Continue reading →

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Single Parents

Posted on March 7, 2012 by Kristy Lamar

Being a single parent brings constant day to day struggles.  Getting the kids to everywhere they need to go, getting to work, then there are meals, shopping and cleaning the house. Who has time to deal with unexpected money troubles? An online payday loan is a great way to help keep the money going in the right direction when unexpected costs and time restraints are interfering. A great advantage to the single parent is online banking. Some have access at work, but most have access at home or with a friend or relative. There does not need to … Continue reading →

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Financial Curve Balls

Posted on March 5, 2012 by Kristy Lamar

If I was a pitcher, I would be responsible for sending curve balls. If I was up at bat, I would need to know how to hit a curve ball. A major benefit of being at bat is that I have three tries. Phew! Financial curve balls can come at you from all angles, not just a pitcher’s mound. We have to deal with them the right way… on the first try. Ouch! How we deal with the money curve ball is what will make us successful or not. We … Continue reading →

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Sunday Budget Tip #1

Posted on March 4, 2012 by Kristy Lamar

We made it back to Sunday! It is the start of the new week once more and an official start to Sunday’s budget tips. I am no financial expert, but I do strive to to better my budget like most people do. These tips are suggestions and by no means will they work for everyone for there is no one size fits all when it comes to finances. We all have different variables working with our personalized budgets. Here at Spotya! Payday Loans, we are in hopes that maybe we … Continue reading →

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