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Tag Archives: payday loans online

Payday Loans Online In The U.K. Are Taking A Different Approach

Posted on July 29, 2012 by Kristy Lamar

The United Kingdom has created a peer-to-peer version of payday loans online. Here in the United States, people place their money into a savings account earning them a few cents in interest. This U.K. program has people earning up to 12 percent on their money. Some U.K. institutions are allowing people to use their money to fund peer-to-peer payday loan lending practices. How does peer-to-peer lending work? People place their money into an account which is used to fund payday loans.  Those who borrow the cash will repay their debt a week or two later paying back … Continue reading →

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Payday Lenders Help Chart Your Plan Of Action Against Identity Theft

Posted on July 28, 2012 by Kristy Lamar

Direct payday lenders know how identity thieves can totally destroy an individual’s finances. When your personal finances are being destroyed by someone else, it is imperative that you take control of the situation as soon as possible. Some of the more common identity theft crimes will be: Stolen mail gives a thief access to your credit card information, bank accounts, credit card promotions or pre-approved offers, tax information, or a falsely prepared change of address form. A changed address on credit cards – if you find that your address has … Continue reading →

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Direct Payday Lender Explains How To File An Identity Theft Report

Posted on July 28, 2012 by Kristy Lamar

Spotya! payday lender continues a look at steps to take if you feel your identity has been stolen. In a previous blog, identity theft was explored. The first thing which any individual should do when they feel their identity has been compromised is to place a fraud alert with one of the three major credit bureaus. In this blog post, the second step will be addressed, filing an identity theft report. A direct payday lender’s tips for an identity theft report. There can be two parts to an identity theft report. The first … Continue reading →

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Online Payday Lender Helping With The Fight Against Identity Theft

Posted on July 27, 2012 by Kristy Lamar

An online payday lender will keep a keen eye on application qualification in order to help prevent fraudulent loans. Any financial institution needs to have some sort of filtering system in place to make every effort in the fight against fraudulent transactions. Prevention techniques not only save the company from a bad loan, but protects the victim when it is identity theft. If you find yourself a victim of identity theft, there are four steps which the Federal Trade Commission recommends a consumer to follow. Once you discover fraudulent activity, you will want to place a fraud … Continue reading →

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Iowan Zoning Commission Targeting Payday Loans Locations

Posted on July 26, 2012 by Kristy Lamar

Once again, zoning issues are in the news and this time it pertains to Iowan low cost payday loans. The Zoning commission is looking into regulating where payday lending companies can be located. Their studies have shown negative effects on communities near their locations. There is always the concern of what is the best way to regulate payday loans locations. Direct online payday loans are not the concern with this study. The Iowan zoning staff are recommending that the payday loan stores be limited to commercial zones, have at least 1,000 feet in between … Continue reading →

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Payday Loan And ATM Safety Precautions From Scammers

Posted on July 24, 2012 by Kristy Lamar

It’s not just the online payday loan industry where scammers have been found. ATMs have had their share of dealings with crooks and fraudulent activity. There is so much reported on password protection, that the thieves have evolved their tactics to hidden devices which will capture your card information on a magnetic strip. This information will then be used to obtain funds fraudulently from your account. It is not just happening with ATMs which are set up at remote locations, but those within the bank lobby as well. Hidden devices capture the … Continue reading →

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Payday Loan Industry Not Involved With Current Lawsuits Against Banks

Posted on July 23, 2012 by Kristy Lamar

Some of the heat is off the payday loan industry as banks are being challenged for their overdraft fees. These fees are eating away at the income of struggling families. When an account balance is overdrawn, the banks cash in on the account holder’s error. The error could be for any amount and the bank would charge the same fee. Make the error multiple times without realizing that the account is out of money and get a fee for each overdraft transaction. Banks are now being challenged for this billion … Continue reading →

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Online Payday Loan And Payday Loans Are Heavily Regulated In WA

Posted on July 19, 2012 by Kristy Lamar

The state of Washington has some clear regulations when it comes to online payday loans and “brick and mortar” locations. For store locations, a customer would write a check which is then held until the end of the loan period.  When it is time to pay, the customer can use that check or bring in money to pay off the loan. An online payday loan does not hold a check, but will have direct access to debit a bank account.

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Offshore Online Payday Loan Lenders Practicing Predatory Lending

Posted on July 19, 2012 by Kristy Lamar

Warnings for predatory offshore online payday loan lenders are in the news. What differentiates these qualified payday lenders from those found within the countries’ borders? What makes their predatory lending style different from those who do it from within the borders? Knowing the answers to these questions will hopefully keep borrowers from falling into their money traps.

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Work With Payday Loan Online Lenders

Posted on July 18, 2012 by Kristy Lamar

Living in a state which does not allow a payday loan online company to loan to the residents or banned “brick and mortar” lenders from opening shop, has not deterred individuals from attempts to obtain these short-term loans. If you live in a state which does ban the loans completely or at least heavily regulates the lenders, your access to fast cash can still be made by a transaction with an offshore company, a Native American based lender or by leaving the state. There are only a few laws which … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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