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Tag Archives: payday loans online

Defaulted Payday Loans Affect Credit As Do Some Surprising Other Factors

Posted on September 3, 2012 by Kristy Lamar

Payday loans will affect your credit score only if you default and they are sold to a collection’s agency. Credit scores are a good thing to protect. You would be surprised at some of the things that can change your score. Some of things may only make a small shift in your score, but if you are on the border of a certain range which creditors look for, it may make the difference between obtaining financial help or not. Pay off your payday loans to protect your credit. Did you … Continue reading →

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Benefits Of An Online Payday Loan Are Attracting New Customers Daily

Posted on August 31, 2012 by Kristy Lamar

The benefits of online payday loans are becoming widespread. The percentages of people choosing a loan online rather than going to a brick and mortar location are increasing. Both loans are easy to apply to, but the convenience of an online payday loan is the attraction. Be able to get your loan processed without having to leave your home or office. Have the opportunity to comparison shop between potential lenders, and never having to stand in a bank to get the money into your account are all fantastic conveniences. Understand your need to apply for a payday loan. There are people who do not differentiate … Continue reading →

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Payday Loan Lending Is Fast Money With A Quick Return

Posted on August 29, 2012 by Kristy Lamar

Should you pay off your low cost payday loan quickly? Does it really matter how you handle those payments? The answer is yes to both of those questions, so let’s find out why. For starters, you need to understand how these payday loans work. It is access to fast cash from a direct lender. Applications are found on the company’s website. Some store locations will have applications online to be filled out, then a trip to the store to finish the process. Both are simple with a few differences in the … Continue reading →

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Are Payday Loan Lenders At The Core Of Mixed Financial Messages?

Posted on August 24, 2012 by Kristy Lamar

Payday loan lenders advertise easy cash to help with payments which cannot wait until payday. The online payday loan lenders did not create the initial debt or the living beyond income levels, so why do these lenders get the reputation for destroying people’s credit? It’s a mixed message deterring blame from one individual or company to another. Any legitimate payday loan lender would not go looking for a person to give a loan to, but just the opposite, the borrower searches out the lender. How are future generations learning to deal with money? Children … Continue reading →

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It Isn’t Just Payday Loans Debt Which Gets Snowballed

Posted on August 21, 2012 by Kristy Lamar

What do snowballs have to do with payday loans? Well, if you have never built a snowman then how would you? A snowball starts small and will continue to grow it gets rolled around. Push it along the snow or let it roll down a hill, the snowball will get bigger leaving a crevice trail behind. Debt can build in the same manner. It can start small and continuously grow, sometimes faster than others. Turn the snowball effect around and instead of growing; let the large debt start rolling on plain ground. You will … Continue reading →

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For Some Customers, Payday Loans Are Easier Than Saving Money

Posted on August 20, 2012 by Kristy Lamar

Payday loans continue to thrive as Americans continue to spend. Saving money for bills or college funds are replaced by saving for vacation. High end electronics are also getting their share of customers as people race to the store to purchase the latest version. In general, there are more people willing to put their financial matters into trouble in order to “keep up with the Joneses.” Fewer families are putting money away towards long-term goals. Recession times have created similar results. When times get tough, people tend to look to treat themselves, … Continue reading →

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Payday Loans Do Not Receive All The Customer Complaints

Posted on August 17, 2012 by Kristy Lamar

Payday loans are always in the news for some high interest cost. It could be a report about an abusive lender being prosecuted or

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Payday Loans Lender Promotes Saving For Retirement

Posted on August 15, 2012 by Kristy Lamar

Online payday loans are probably not part of the millionaire’s financial solution options.  If you are on your way to having a million by the time you retire

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Payday Loans See More Business From Women

Posted on August 14, 2012 by Kristy Lamar

Since payday loans lenders loan to more women, does that make them less financially savvy then men? No, it just means that they will stop to ask directions instead of driving aimlessly trying to find their way out of a potential mess. Payday loans do just that, gets people out of small messes before it snowballs. This is not saying that men do not apply to direct payday loan lenders, in fact there are many men who stop and ask for directions as well; but there tends to be a stigma in … Continue reading →

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Are Payday Loans Becoming A Way Of Life?

Posted on August 7, 2012 by Kristy Lamar

What’s going on with the payday loans industry? There are 12 million adults in the United States alone each year who are taking out at least one payday loan. This fact says a whole lot since the average user will take out at least eight loans throughout the course of a year.

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