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Tag Archives: payday loans lenders

Payday Loan Lender Warns Of Harassing Collections

Posted on September 10, 2012 by Kristy Lamar

Spotya! Online Payday Loan Lender is constantly looking for ways to help bring personal finance awareness to everyday money problems. Though the payday loan lender does not use a credit score to determine a loan, Spotya.com is aware of the importance of this number. Individuals are encouraged to know their credit score, understand what is reported on it and understand solutions to fixing it. Each year, an individual is allowed a free credit report from each of the three reporting agencies: TransUnion, Experian, and Equifax. Learn to understand what is written on your report … Continue reading →

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Graduates Could Potentially Lean On Payday Loan Lenders

Posted on September 4, 2012 by Kristy Lamar

Statistics have shown that young spenders are increasing their frequency visiting online payday loan lenders. Young money, represented by those who are just getting started in the work force, is looking for relief with payday loan lenders. According to a PEW study, women between the ages of 25-44 are more apt to use payday loan lenders as a way to keep monthly budgeted expenses running properly. Could post-graduates be a part of the future statistics? As the costs for higher education continue to increase and student financial aid dwindle, the concern of graduates needing financial assistance after graduation is alarming many. It is … Continue reading →

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U.K. Payday Loan Lender Fined For Fraudulent Practices

Posted on September 1, 2012 by Kristy Lamar

The U.K. continues to struggle with payday loan lenders using fraudulent practices with customers.  Just last week, a company from the U.K. was find over half a million pounds after they were found to have left themselves vulnerable to fraud. This payday lender has its credit license revoked for using unfair lending practices. MCO Capital failed to conduct appropriate identity checks which led to fraudsters targeting the company. These fraudulent applicants used more than 7000 other individuals’ information and successfully received payday loans from them. The U.K. does have regulations to prevent this sort … Continue reading →

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Responsible Online Payday Loan Lenders Are Out There

Posted on August 28, 2012 by Kristy Lamar

Can’t get a hold of an online payday loan lender? You may not want to process your application with that particular lender. Avoid online payday loan lenders who are not available. It’s a good sign to move on towards another business when you can’t reach an online payday lender by phone. Direct payday lenders online are fast access to cash. Be aware that there are some fraudulent lenders out there hoping for people to send personal information their way. It is always good business sense to call the company during business hours and … Continue reading →

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Payday Loan Lenders Keep A Watchful Eye On Student Loan Changes

Posted on August 27, 2012 by Kristy Lamar

Payday loan lenders know how tight funds can be for so many people in the country. American families continue to struggle for funds to put towards basic necessities. Saving for college tuition is not anything they are capable of leaning on loans and grants to pursue higher education. Rules for Stafford loans are changing, but not for the better good of a college student. Stafford loans are government loans which are made directly to higher education students with the idea that six months after graduation, the individual will start making … Continue reading →

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Are Banks Becoming Predatory Payday Loan Lenders?

Posted on August 24, 2012 by Kristy Lamar

There is always something being reported about some predatory payday loan lenders and now banks are being included. Those high interest rates attached to these short-term loans are expected from the payday loan lender, but what about 400% APR from a bank? Many people who qualify will turn to a bank for a car, home or personal loan. Those who have not been able to qualify for a typical loan are not heading to the banks for their version of a payday loan. These banks who are now payday loan lenders are not … Continue reading →

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Are Payday Loan Lenders At The Core Of Mixed Financial Messages?

Posted on August 24, 2012 by Kristy Lamar

Payday loan lenders advertise easy cash to help with payments which cannot wait until payday. The online payday loan lenders did not create the initial debt or the living beyond income levels, so why do these lenders get the reputation for destroying people’s credit? It’s a mixed message deterring blame from one individual or company to another. Any legitimate payday loan lender would not go looking for a person to give a loan to, but just the opposite, the borrower searches out the lender. How are future generations learning to deal with money? Children … Continue reading →

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A Payday Loan Lender Needs To Be Responsible

Posted on August 23, 2012 by Kristy Lamar

Obtaining a fast cash loan from payday loan lenders is a good temporary way to help your finances keep up with an emergency cost. The applications are processed quickly with fast cash to provide instant relief. Scheduled payoff is set up to within a few short weeks where all loan money and fees will be paid off. Spotya! Online Payday Loan Lender puts a lot of emphasis on responsible lending and borrowing practices. As a company, there is work done daily with present customers and future ones too. Part of this … Continue reading →

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A Payday Loan Lender Watching The Political Race

Posted on August 23, 2012 by Kristy Lamar

Spotya! Online Payday Loan Lenders is back watching the news. Why would a payday loan company be interested in politics? When it is about this country’s debt or the situations behind financial institutions, it becomes an important topic of interest for a payday loan lender to blog about. Without taking sides of which party says or does what, but more like a look inside at how things are run to give you a glimpse and you can feel free to choose your own side. If you are in debt or live paycheck to … Continue reading →

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Payday Loan Lenders Operating In New Areas

Posted on August 22, 2012 by Kristy Lamar

Payday loan lenders are not only located within low class neighborhoods. Many storefronts are opening up in less affluent suburbs as the economy continues to drag on sending more people in search of fast money help. The brick and mortar locations in Texas are swiftly moving into these new areas offering fast cash to struggling customers. There are very loose regulations, if any, to payday loan lenders in Texas. New payday loan and car title loan companies who are registering their business as “credit service organizations” staying away from any payday regulations at all. Most people who are now … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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