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Tag Archives: payday loans lenders

Payday Loan Lenders and Debt Collectors Are Not All Bad

Posted on September 22, 2012 by Kristy Lamar

Payday loan lenders will usually have in house collectors since the term for a loan is on average two weeks long. It doesn’t take much time to have a loan in default with direct payday loan lenders. Once the usual 120 days are up for loan collection attempts, the outstanding balance moves on to a collections agency. Your days with dealing with the original payday loan lenders are over, the default debt gets reported to the credit bureaus and you being hearing from a professional collector. The debt collectors have worse reputations than the payday loan … Continue reading →

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Payday Loan Lenders Highlight the Importance of Communication

Posted on September 22, 2012 by Kristy Lamar

Communication is a key ingredient for online payday loan lenders. Since there is no face to face meeting like with storefront lenders, phone calls and written (email) communication becomes very important for the business relationship between lender and borrower. It all starts with the application. You let the online payday loan lender know that you are interested in obtaining a fast cash loan by filling out the information on the webpage or as some do by calling the office. Some customers like to have that personal connection over the phone. … Continue reading →

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Payday Loan Lenders Must Follow Fair Debt Practices Even With Death

Posted on September 21, 2012 by Kristy Lamar

Would direct payday loan lenders contact a widow to collect on debt the deceased spouse accrued with a payday loan? It is definitely a possibility. There are many creditors who send collectors after widows in their time of mourning. It is a very predatory approach to debt collecting which keeps the payday loan lender in a crowd of many. Just like you might find payday loan lenders who will forgive a debt when the customer dies, you will find others who play by the rules of Fair Debt Collection Practices. Payday loan lenders as with all creditors should keep … Continue reading →

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From Payday Loans To Bank Safe Deposit Boxes – How Safe Are Consumers?

Posted on September 19, 2012 by Kristy Lamar

Online payday loans can be replaced by a savings account, but is it a good idea to keep your savings in a safe deposit box? The name itself gives most people the idea that whatever gets placed into the deposit box will remain safe and secure. Banks in general project the security, but there is a false belief that personal property is safe within the safe deposit box. The FDIC secures the money which you keep in your accounts, but it is not responsible for anything placed in the deposit box. The … Continue reading →

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Stop Payday Loan Lenders’ Debt From Going To Collections

Posted on September 18, 2012 by Kristy Lamar

Payday loan lenders will work with you to get your payment, but if you continue to default on your loan, it will get sold to a collections agency. Business is business and a payday loan lender is a creditor which will try to collect then move you on to collections, same with banks and credit unions. Payday loan lenders, like all creditors, expect on-time payment. If you do have a creditor call you for payment towards your debt with the payday loan lender, what are some solutions you can use in order to help … Continue reading →

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California Warning Against Predatory Payday Loan Lenders

Posted on September 18, 2012 by Kristy Lamar

Have you heard the warning against unlicensed payday loan lenders from the California Department of Corporations? It is one more group trying to spread the news that those predatory lenders who do not have legal lending rights in the state will be bad news for you and your finances. The consumer alert advises potential borrowers of the risks involved with using unlicensed lenders. Included in the warning was a Las Vegas lender named, TIOR Capital and the Folsom-based affiliate, TTG Services. The order from the state sanctions the company and managers from … Continue reading →

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San Antonio Payday Loan Lenders Facing Possible Regulations

Posted on September 17, 2012 by Kristy Lamar

San Antonio, Texas payday loan lenders are facing possible regulations. Folks in San Antonio are lining up at City Hall showing support for the City Council’s proposed ordinance to regulate direct payday loan lenders and auto title lenders. The council would like to regulate the amount of a payday loan based on the applicant’s income and an auto title loan would be based on the lesser of annual income and percentage of the vehicle’s value. The regulations would also limit the number of installments on a loan and mandate that there … Continue reading →

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UK Finances In The News But Not For The Payday Loan Lenders Industry

Posted on September 16, 2012 by Kristy Lamar

Payday loan lenders are notorious for high interest rates. Each company can set their rate according to state regulations or any competitive rates. Predatory lenders are those who prey on the customer’s vulnerability. Recently, even banks have been under more intensive scrutiny with their practices as payday loans lenders and other wrongful practices. Some banks and credit unions have been charged with reordering transactions in order to get more overdraft fee charges. The banks have been a trusted source of financial business, and their reputation has been continuously compromised with continued reports of illegal practices. Payday Loan Lenders are not the highlight … Continue reading →

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Payoff Payday Loan Lenders And Other Small Bills First

Posted on September 14, 2012 by Kristy Lamar

When you find yourself needing to use online payday loan lenders in order to keep up with your bills each month, it is time to reevaluate your expenses. Creating a debt-reduction plan along with a new budget to support it is a good direction. In order to start this new plan, you will want to take advantage of your annual free credit report. All individuals are promised one free credit report every 12 months by the credit bureaus. This service is provided to people in order to help keep fraudulent matter off your report as well as keep … Continue reading →

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Payday Loan Lender Scrutiny Trickling Over To Check Cashing Companies

Posted on September 10, 2012 by Kristy Lamar

Online payday loan lenders are notorious for wanting a working bank account from their customers. With no credit bureau check, this bank account is the only way a lender will know that a customer has some sort of payment and income history. Even brick and mortar payday loan lenders will expect a signed check as collateral for a loan. Bank accounts are a very important tool used in today’s financial world. What happens when a potential customer does not have a bank account? For starters, their money options have been … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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