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Tag Archives: payday loans lenders

Regulated Payday Loan Lenders Work Best Overall

Continued reports against payday loan lenders come out in the news each day. Some lenders are being prosecuted for predatory lending practices while others are fraudulent companies taking advantage of vulnerable people. There are state governments which work towards having tighter control of the payday loan lender practices. There are many states which already have caps on loan amounts and interest rates. This is all done to protect the residents of these states to help prevent further debt problems. A big problem is that the state regulations do not regulate every lender. There are numerous payday loan lenders from … Continue reading

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A Payday Loan Lender Focusing on the Unemployed is NOT Best Practices

I read another of those crazy online payday loan lender articles today. This one had a great title to capture the most desperate and vulnerable of people. Within this title was the message “Payday Loans for the Unemployed”. My hands slapped my forehead, my elbows hit the desk and I sighed a big sigh. What are people trying to do to each other? Granted, the online payday loan lender world has had a rough time earning respect when it comes to the financial industry; but it takes businesses like this one publishing bad articles … Continue reading

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Online Payday Loan Lenders Reaching Out to Educate Customers

We all should know by now that payday loan lenders will not be checking your credit history in order to approve you for a loan. It is well publicized, scrutinized and never compromised. It is the base of the high interest loan and drives customers to the internet for fast cash. During these times of economic hardships affecting many across America, the payday loan lender has become a more popular way to handle emergency payments. Even the banks and credit unions have caught on and now offer their own version of high interest short-term loans. It … Continue reading

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Minimize Payday Loan Lender and Bank Account Fees

“Will online payday loan lenders be able to make transactions into my bank account?” If your bank offers direct deposits of your paychecks then it will be accessible to direct payday loan lender transactions. Just as you would want to shop around for the best payday loan money option when needing extra cash, you will want to shop around for the best bank account to suit your personal needs. Payday loan lenders work directly with bank accounts. Your personal finances should be top priority. Finding a bank account which will fit into your … Continue reading

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15 Suggestions to Keep Payday Loan Lenders from Filling Your Gas Tank

Visiting online payday loan lender sites or storefronts for access to quick cash to help cover the rise in fuel prices is not an untold story. Filling the gas tank is one of those things that for most of us cannot be avoided, but the rise in fuel costs is overflowing finances with debt once more. Just like with any part of the budget, working at cutting back is a good strategy to saving some of your hard earned cash. Try to avoid the payday loan lender when fueling. Here are some ways in which … Continue reading

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Payday Loan Lenders Are Not A Credit Score Factor

Online payday loan lenders do not look at your credit score, but they are one of a very few who do not. Keeping your score high is a struggle for many. When you understand what makes a good score it will be easier to make it all work. Some people think that you have to have high income in order to have good credit. How much you make is not a factor in your credit score at all. There is a comparison of income to debt included with some creditors’ view towards new debt applications. Payday … Continue reading

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What Can A Payday Loan Lender Do For Your Finances?

Payday loan lenders provide a small money window of opportunity to those who have a buildup of bills than cannot wait until the next paycheck. It is available to those with bad credit or no credit giving them a fast out of what could be a sticky financial situation. The last thing a credit score needs is a bunch of bad reports which came out of a slew of unexpected payments in a short period of time. Your payday loan lender will provide fast cash upon approval. One of the top characteristics … Continue reading

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Need Help Paying Off The Payday Loan Lenders?

Times are tough and payday loan lenders are there to help with fast cash, but what happens when you need help paying off the online payday loan lenders? Sometimes there is no more room to cut costs and the pile of debt doesn’t need to get any bigger. Finding a way to bring extra income into the home can be overwhelming when time is limited as it is, but there are some fun different ways to go about finding some extra employment. Do you have any special skill around the … Continue reading

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Direct Payday Loan Lenders Are Creditors Who Will Collect

Direct payday loan lenders provide access to emergency cash when the demand falls before the next paycheck. Many Americans live paycheck to paycheck waiting desperately for the next payday to come. Those who receive tax refunds from the IRS and state governments wait eagerly for the arrival to help balance out some debt and bring relief to the need for additional cash. But what would happen if you lost your job and that next paycheck was your last or the government held back your tax return? Having no money is scary position to be in, but … Continue reading

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Be On the Lookout for A Responsible Payday Loan Lender

Another payday loan lender will be paying settlement fees to one the U.S. states. Arkansas will collect $80,000 from the defendants and will distribute the money based on the Arkansas Attorney General’s policy on settlement funds. So what happened? A Kansas City resident and businessman owns several LLC companies which control the operations of multiple online payday loan lender websites. These businesses allegedly operate out of a Caribbean island. These companies were accused of charging excessive fees and interest rates. Loans which were offered to the Arkansas residents had annual percentage … Continue reading

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