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Tag Archives: payday loans lenders

Are Payday Loan Lenders The Only Predator?

Posted on August 20, 2012 by Kristy Lamar

Payday loan lenders get lots of negative publicity with their short-term high interest loans. The reports concern themselves with predatory lenders feeding off the financially vulnerable and addressing the debt which can accrue when these high interest loans are not paid off on time. Often, the interest of a payday loan will be compared to that of credit cards. When side by side, the difference is staggering. I wonder if the total amount of debt owed to credit cards compared to payday loans would offer such a shocking realization. The … Continue reading →

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Managing Personal Finances To Prevent Needing Payday Lenders

Posted on August 17, 2012 by Kristy Lamar

There are many reasons why you should not borrow from an online payday lender, but when your budget is sinking

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Payday Loan Payoffs Are One Aspect To Achieve Financial Gold

Posted on August 14, 2012 by Kristy Lamar

Struggling to pay back your online payday loan lender? If yes, you are one of many were not able to pay the short-term loan back on time. If no, then you were able to experience the low cost payday loan solution work for your finances. Having been watching the Olympics the last week or so, I got to thinking about all the training and focus which went into a routine, fast laps in a pool or around a track. Years of efforts piled into seconds or minutes. The goal of winning gold is on everyone’s mind, … Continue reading →

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Responsible Payday Loan Lender And Chase Bank Leading The Pack

Posted on August 13, 2012 by Kristy Lamar

It is not only payday loan lenders who are changing fee policies. many lenders change their rates as regulations change but there are some who are changing their fees to enhance their best practices with borrowers.  JPMorgan Chase bank has also changed their overdraft fee policy. On July 22, 2012, Chase bank implemented a new rule for their overdraft fee program. In the past, if your bank account was already under zero, and you stopped for a coffee, your account would be charged an overdraft fee. From now on, when … Continue reading →

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Payday Lenders Doing Good Business In Ohio

Posted on August 7, 2012 by Kristy Lamar

In Ohio, the demand for payday lenders will not be going away anytime soon. There are over 1300 payday lending companies currently thriving in the state. Ohio has fallen into being one of the top states where

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A Payday Loan Lender Will Not Require Co-signers

Posted on August 3, 2012 by Kristy Lamar

A direct payday loan lender will not require any type of signature from a co-signer, but a bank or credit union might. A co-signer is one way a financial institution has to promise a loan repayment.

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Payday Loan Lenders Will Not Help An Impulsive Shopper

Posted on August 1, 2012 by Kristy Lamar

Impulsive shopping may be the root to your debt problem, not the payday loan lenders. Payday loans are funded every day and many are successes. If your problem is more than just an occasional overload of costs, then you need to examine the budget categories to find the area which needs addressing.

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Payday Loans Lenders And Medical Costs

Posted on July 31, 2012 by Kristy Lamar

Contacting  payday loans lenders to help with medical costs helps with preventative visits.  Long-term medical bills tend to run high, and these short-term payday loans are small.  If you need money to help with one visit to a medical doctor or dentist

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UK Payday Loan Lenders Are Cleaning Up Their Acts

Posted on July 31, 2012 by Kristy Lamar

Payday loan lenders in the UK are working on a new code of practices for their industry and will soon unveil the details. There is effort being made into limiting the amount of consecutive payday loans in which a borrower can take out. This new regulation is set to protect those customers who cannot afford to repay a loan from taking out another. Many borrowers get caught up in a cycle of taking out new loans to repay old ones. The fees add up and the customers fall into a cycle of debt trying … Continue reading →

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Direct Payday Lender Explains How To File An Identity Theft Report

Posted on July 28, 2012 by Kristy Lamar

Spotya! payday lender continues a look at steps to take if you feel your identity has been stolen. In a previous blog, identity theft was explored. The first thing which any individual should do when they feel their identity has been compromised is to place a fraud alert with one of the three major credit bureaus. In this blog post, the second step will be addressed, filing an identity theft report. A direct payday lender’s tips for an identity theft report. There can be two parts to an identity theft report. The first … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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