Tag Archives: Payday Loan

A savings account would cut online payday loans out of your life. Having money set aside for your own personal cash emergencies is a no fee 0% APR way to get by to your next paycheck.  You will not find such a deal within the payday loan online industry. Gotta build a savings! It is repeated over and over. No matter what amount you are able to save each month, celebrate even the smallest figure as it is more than what was being done before. Just as small expenses add up quickly, … Continue reading →

Bypass the payday loan avenue when you keep track of your finances doing the math. What simpler equation to view your finances as W=I-S. If you see it in word form, it becomes even easier. Your wealth (W) is equal to your income (I) minus your spending (S). When you have money left over at the end of the month to build a savings or put into a retirement or investment fund, the wealth will build. What kind of wealth would you like to see yourself with? Have you taken a closer look at what kind … Continue reading →

Payday loans are increasingly becoming more popular not only in the U.S. but in the U.K. and Canada as well. The troubled economy continues to be problematic for many. Income is not supporting expenses and lifestyles combined or separate. Whatever the reason, more and more people are turning to a low cost payday loan for emergency money help. The low cost comes from the actual amount paid in fees (when paid off on time) is much more cost effective than paying late or overdraft fees and risking credit history complaints. “How do I get a payday loan?” … Continue reading →

With debt skyrocketing and payday loans online being used for everyday costs, cutting expenses would help many budgets. One of the largest areas where extra money gets spent is on food. Between the grocery bills each week plus all food and beverages which are bought at restaurants, this area of the budget is a great place to start your savings. What is your cost each month for food? Have you ever kept a running toll of the money spent at the grocery store and at restaurants? You would be surprised at how much … Continue reading →

Payday loans continue to be a growing business in more than just America. The U.K. has seen its fair share of new payday loan companies and even Canada, a country known for its frugality, is on the rise. The government is run differently, people’s wages are taxed at a much higher rate and most Canadians lived simply to stay within their means. Temptation has gotten the best of these people through the use of mortgages, personal lines of credit and credit cards usage. Being neighbors to the U.S. and watching the Americans sink into debt could have headed a warning. Listening to reports … Continue reading →

The interest on payday loans online is a big negative for many. High interest rates are notoriously attached to the short-term loans causing increased financial problems when not paid on time. The interest rate is stated on the contract and the borrower has opportunity to ask questions for better understanding of what it could possibly do to the amount owed. High interest will charge your account each extended term making it more difficult to pay off your payday loans on time.  It will also cancel the low cost of this loan if it was … Continue reading →