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Tag Archives: Payday Loan

Direct Payday Loans Will Help Support Your Efforts To Improve Credit

Posted on April 24, 2013 by Kristy Lamar

You are using direct payday loans to pay bills on time and still your credit score doesn’t seem to improve. The free credit report you received had suggested that you have too many lines of credit open. You may have also read that closing credit card accounts hurt your score. Now what do you do? Here is the problem. Having too many lines of credit open will raise your credit utilization rate. This rate compares your potential credit with actual balances. For instance, if you have 3 credit cards open; one has a $2500 limit and the … Continue reading →

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Payday Loan Lenders Direct Online Service Will Clarify Fees

Posted on April 10, 2013 by Kristy Lamar

When connecting to payday loan lenders direct either through a website application, email or by phone, finding one with great customer service is important. The human link between the borrower and the actual lending company is a key ingredient to a successful loan transaction. When you are seeking to find the best direct payday loan lender, why wouldn’t you make contact with the company? One good reason is that maybe you have already used their services in the past. When a company provided good service, there is no need to change it. … Continue reading →

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You Can’t Ignore Payday Advance Payoff

Posted on March 23, 2013 by Kristy Lamar

Would a payday advance help make ends meet? When times are tough, any amount of money sure does help. The problems which may result from this type of short-term loan are often overlooked at the very beginning. In order to answer the question in the best possible way, a potential borrower needs to view the loan from beginning to end and decide if the advance could actually help. You can’t argue that a payday advance offers fast money. The euphoria over quick money in the bank leads many folks to … Continue reading →

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Responsible Payday Loan Companies Go The Extra Mile

Posted on March 21, 2013 by Kristy Lamar

With all the payday loan companies offering online short-term loans, how does a person know which one to apply to? Unless there is a referral from a friend or relative about a good lending experience with a certain company, the websites may all look the same. The problem is that they are not all the same and it takes some legwork by the customer to find a good lender from the pages of search engine results. What differentiates payday loan companies from each other? For starters, if you reside in the US, you … Continue reading →

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What Is Steering People to Payday Loan Usage?

Posted on December 17, 2012 by Kristy Lamar

There are many borrowers who know that payday loans are not the most ideal way to get extra cash, but they still use them. Those who have never used the short term loans or swore that they would never do it, are looking for online short-term payday loans to help them get out of a jam. With all the bad publicity that for these small loans, why is it that people continue to use them so frequently? Opposers would say that consumers get trapped into using these loans over and over in order to pay them … Continue reading →

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How Do You Choose Where To Go For A Payday Loan?

Posted on December 13, 2012 by Kristy Lamar

With payday loans now being offered online, at banks and credit unions, people are more confused as to where to turn to obtain fast cash. Normally, a bank offers a sense of security and trust which is not found with just any payday loan lender. Credit unions fall right into place behind banks. Their smaller size and member run organizations attracts those looking for financial help. With all the bad publicity brought upon the payday loan industry, it is no wonder why customers are turning to the banking institutions and credit unions for help. … Continue reading →

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Payday Loans Cannot Fend Off Large Debt Problems

Posted on December 10, 2012 by Kristy Lamar

Debt has a way of piling up on a budget and having no direct payday loan in sight will help that situation. When your income is stretched beyond its limits, tacking a short-term high interest loan on top will bring your situation crumbling down quickly. It is tough to dig out of messy debt. If you have equity in your home, having financial trouble could make it difficult to refinance. Payday loans are too small to help with large debt problems. Refinancing your home mortgage or applying for a home equity loan can be squashed from debt problems. … Continue reading →

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Payday Loans Help Purchase Gas in California

Posted on November 29, 2012 by Kristy Lamar

Need an online  payday loan to purchase gas? You may if you live in California. The prices have jumped up an average of close to one dollar per gallon in less than two weeks leaving many in the workforce struggling just to get to work. Refinery and pipeline problems have put a squeeze on the fuel supply which created record high prices at the pump. Areas which are highly affected by unemployment are being hit with the highest prices. How can I get a payday loan when I have no … Continue reading →

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Fraudulent Debt Collector Activity Not Effecting Payday Loans Online

Posted on November 29, 2012 by Kristy Lamar

Have you been called to make payments for online payday loan debt which was never yours to begin with? Has credit card debt which was paid off years ago become the topic of phone calls from debt collectors? Are you getting collectors calling you because you share the same name with someone who owes money? There is a rise in fraudulent practices from debt collectors. If you are receiving calls from collectors who have no proof of the original debt as belonging to you, remain unpaid or belonged to the previous resident of your address, you will want to contact … Continue reading →

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Cash Advance Loans and College Finances Are Not A Good Mix

Posted on November 16, 2012 by Kristy Lamar

Are you a college student wondering how online cash advance loans fit into your finances? If you are a smart college student, then you will know online payday loans are only for emergencies. The  payoff comes in just a few short weeks, so steady income is a must in order to pay it off without putting more damage into your finances. Here are five tips for college students who are looking to get their finances off on the right foot. Take your time getting new credit. For every creditor you apply with, there will be a mark … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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