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Tag Archives: Payday Loan

Lunch Hour Money

Posted on April 13, 2012 by Kristy Lamar

Being able to use your lunch hour for something more than lunch is sometimes pretty difficult. Being able to borrow money and have the deal sealed within that hour seems impossible. With Spotya! Online Payday Loans, the impossible is possible. The application is quick with not much to fill out. If you do online banking it just got even faster. You will need to send in a recent bank statement which can be done by fax or email. The customer service team will verify your information on your application and review your statement for … Continue reading →

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Spot Needs A New Doghouse

Posted on April 11, 2012 by Kristy Lamar

There are those fancy looking types you can find online that would take more than a payday loan can help you with. Have you seen the ones with two stories and a deck on top? I’ve checked out the ones that look like castles with multiple rooms inside. Maybe a trip to the hardware store with a downloaded picture and my budgeted cash will get me a downsized version which will fit into my wee backyard. The payday loan advance will work with this expense. Total cost is still cheaper … Continue reading →

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Sunday Budget Tip #6

Posted on April 8, 2012 by Kristy Lamar

Grill It ! Tip #6 from Spotya! Payday Loans Yesterday’s blog was about creating pasta salads to fit your personal taste and help your budget. How about pairing the salad up with a grilled meat of your choice. Pretty much everything tastes better than cooking inside and it saves money on stove and oven costs, especially with those people who use electric ones. Grill those vegetables before you put them in the pasta salad for a whole new flavor. I keep my kids interested in what is for dinner by letting them help me … Continue reading →

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Summer Salads

Posted on April 7, 2012 by Kristy Lamar

The weather is starting to get nicer and who wants to be cooking on a hot day? Not me. My mom made pasta salads a lot when I was growing up. Now as a working Mom, I understand why. Heating the oven up on a hot day makes no sense when you are trying to keep the home cool as well. Change up the types of pasta you cook. Throw in some of the colored ones and make it fun. The best part about pasta salads is that anything in the fridge … Continue reading →

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Closet Spring Cleaning

Posted on April 3, 2012 by Kristy Lamar

It is the time of year when cleaning out the corners and closets of the home. Open up the windows and let the stale air of winter refresh. There is something wonderful about a freshly aired out home. While you are digging out through the closet, get rid of the the old and worn, things that don’t fit, and the stuff that has hung there untouched since the last time you cleaned it out. Hit up the kids closets and know that out grown clothes will be piled up on the floor. … Continue reading →

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Expensive Dance Costumes

Posted on March 27, 2012 by Kristy Lamar

Making the payments each month for the kids’ activities puts a bit of a tax on a budget. Having children in dance opens up other additional costs. Dance attire with proper footwear brings multiple unexpected costs into the budget. Paying for dance costumes is another big expense. Dance companies order costumes for the recital months ahead of time. Most companies will want payment for the costs before they order your child’s costume. Depending on how many dances your child is in, your costume costs can add up really fast. It is nice that the … Continue reading →

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Purchasing a New Car

Posted on March 19, 2012 by Kristy Lamar

Purchasing a new car is lots of fun, but there are many costs to consider. The more you have to add to the deposit, the smaller the loan payments will be for the next few years. If you are buying from an individual, you will be paying taxes and registration at the Department of Motor Vehicles. Buying a car is a very personal decision and when you find one that you truly want, missing some funds to cover the costs should not keep you from your purchase. Online payday loans work well … Continue reading →

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Going to Family For Money

Posted on March 17, 2012 by Kristy Lamar

Some people have family or close friends whom they can go to for assistance with money troubles. I have heard about family members who have extra and have no problems handing it out when times are tough. Most people who lend it  expect the money returned. Depending on income levels and relationship status, you may or may not have someone to help you out of your financial crunch. The tension created within relationships once money is borrowed is uncomfortable. There are variations to each person’s personal story and often the communication about money creates … Continue reading →

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Sunday Budget Tip #2

Posted on March 11, 2012 by Kristy Lamar

Today, we will be discussing groceries with Tip #2. Groceries are an expense that has to be budgeted, but the amount you spend fluctuates. The more steady you can make the weekly average, the easier it is to budget. This is also an area that can be cut down if you are willing to do some leg work. If you live in an area that has more than one grocery chain around, you can take advantage of the weekly competitive sales. There are also coupons to be used. Buy items … Continue reading →

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Purse Sales

Posted on March 10, 2012 by Kristy Lamar

Hard to give up a winner sale on designer purses. I’m sure there is someone laughing right now, I guess everyone needs to have a vice. I don’t have many, as I need to save up lots of loose change to get the purses I like to buy. When there is a sale, and I find something I like, it hurts a bit if I can’t get the money to go get it. Getting a payday loan makes those times a bit easier for me. I get a monthly allowance … Continue reading →

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