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Tag Archives: payday loan lender

Stop Payday Loan Lenders’ Debt From Going To Collections

Posted on September 18, 2012 by Kristy Lamar

Payday loan lenders will work with you to get your payment, but if you continue to default on your loan, it will get sold to a collections agency. Business is business and a payday loan lender is a creditor which will try to collect then move you on to collections, same with banks and credit unions. Payday loan lenders, like all creditors, expect on-time payment. If you do have a creditor call you for payment towards your debt with the payday loan lender, what are some solutions you can use in order to help … Continue reading →

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UK Finances In The News But Not For The Payday Loan Lenders Industry

Posted on September 16, 2012 by Kristy Lamar

Payday loan lenders are notorious for high interest rates. Each company can set their rate according to state regulations or any competitive rates. Predatory lenders are those who prey on the customer’s vulnerability. Recently, even banks have been under more intensive scrutiny with their practices as payday loans lenders and other wrongful practices. Some banks and credit unions have been charged with reordering transactions in order to get more overdraft fee charges. The banks have been a trusted source of financial business, and their reputation has been continuously compromised with continued reports of illegal practices. Payday Loan Lenders are not the highlight … Continue reading →

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Payoff Payday Loan Lenders And Other Small Bills First

Posted on September 14, 2012 by Kristy Lamar

When you find yourself needing to use online payday loan lenders in order to keep up with your bills each month, it is time to reevaluate your expenses. Creating a debt-reduction plan along with a new budget to support it is a good direction. In order to start this new plan, you will want to take advantage of your annual free credit report. All individuals are promised one free credit report every 12 months by the credit bureaus. This service is provided to people in order to help keep fraudulent matter off your report as well as keep … Continue reading →

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Payday Loan Lenders Support Bills Before Payday

Posted on September 11, 2012 by Kristy Lamar

Payday loan lenders will work with customers who have a poor or no credit at all. Small short-term payday loans are helpful to make payments when their paycheck is still too far away. But what happens when a person who is just starting out wants to take their no credit or already bad credit status into a new playing field? In order to have a credit score, you will need to have some debt. Your credit report is a figure which ranks an individual on how well money is managed. A person who chooses to … Continue reading →

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Payday Loan Lenders Keep Talking About Debt

Posted on September 11, 2012 by Kristy Lamar

Responsible payday loan lenders like Spotya.com have taken on the debt topic of today’s society. Personal debt has swept across the people’s wallets of the U.S. as well as the government’s purse. People of all incomes are affected in some way with the lower end earners being increasingly affected. Actual cities are going bankrupt and the nation’s debt has increased to number in the trillions. Problems which arise because of debt are increasing each day, but yet it is a topic which many are afraid or ashamed to talk about. As far as the government is … Continue reading →

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Graduates Could Potentially Lean On Payday Loan Lenders

Posted on September 4, 2012 by Kristy Lamar

Statistics have shown that young spenders are increasing their frequency visiting online payday loan lenders. Young money, represented by those who are just getting started in the work force, is looking for relief with payday loan lenders. According to a PEW study, women between the ages of 25-44 are more apt to use payday loan lenders as a way to keep monthly budgeted expenses running properly. Could post-graduates be a part of the future statistics? As the costs for higher education continue to increase and student financial aid dwindle, the concern of graduates needing financial assistance after graduation is alarming many. It is … Continue reading →

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U.K. Payday Loan Lender Fined For Fraudulent Practices

Posted on September 1, 2012 by Kristy Lamar

The U.K. continues to struggle with payday loan lenders using fraudulent practices with customers.  Just last week, a company from the U.K. was find over half a million pounds after they were found to have left themselves vulnerable to fraud. This payday lender has its credit license revoked for using unfair lending practices. MCO Capital failed to conduct appropriate identity checks which led to fraudsters targeting the company. These fraudulent applicants used more than 7000 other individuals’ information and successfully received payday loans from them. The U.K. does have regulations to prevent this sort … Continue reading →

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Responsible Online Payday Loan Lenders Are Out There

Posted on August 28, 2012 by Kristy Lamar

Can’t get a hold of an online payday loan lender? You may not want to process your application with that particular lender. Avoid online payday loan lenders who are not available. It’s a good sign to move on towards another business when you can’t reach an online payday lender by phone. Direct payday lenders online are fast access to cash. Be aware that there are some fraudulent lenders out there hoping for people to send personal information their way. It is always good business sense to call the company during business hours and … Continue reading →

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Payday Loan Lenders Keep A Watchful Eye On Student Loan Changes

Posted on August 27, 2012 by Kristy Lamar

Payday loan lenders know how tight funds can be for so many people in the country. American families continue to struggle for funds to put towards basic necessities. Saving for college tuition is not anything they are capable of leaning on loans and grants to pursue higher education. Rules for Stafford loans are changing, but not for the better good of a college student. Stafford loans are government loans which are made directly to higher education students with the idea that six months after graduation, the individual will start making … Continue reading →

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Are Banks Becoming Predatory Payday Loan Lenders?

Posted on August 24, 2012 by Kristy Lamar

There is always something being reported about some predatory payday loan lenders and now banks are being included. Those high interest rates attached to these short-term loans are expected from the payday loan lender, but what about 400% APR from a bank? Many people who qualify will turn to a bank for a car, home or personal loan. Those who have not been able to qualify for a typical loan are not heading to the banks for their version of a payday loan. These banks who are now payday loan lenders are not … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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