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Tag Archives: payday loan lender

Don’t Work Like A Payday Loan Lender – Check Your Credit!

Posted on November 2, 2012 by Kristy Lamar

You pay your bills on time, you earn sufficient income, and then why are payday loan lenders the only ones willing to work with you? It is time to do some detective work on your own and find out why other creditors are steering clear from your applications. Most often, the answer can be found right within your credit report. You know something is wrong somewhere. It will now be your job to find it. The three credit bureaus offer a free credit report every 12 months in order for you to keep … Continue reading →

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Direct Payday Loan Lenders Seek Certain Qualifications for Loan Approval

Posted on October 24, 2012 by Kristy Lamar

How do payday loan lenders look at your application? Does it differ from how other lenders look at them? Today, people have a better idea of what important points they can work on in order to make the application process much smoother. A payday loan lender does not look at your credit score. The application form for a direct payday loan lender does not have too much information requested on it. There is your personal, employment, reference contact information and of course a bank statement which you will need to provide. A payday loan lender is … Continue reading →

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Payday Loan Lenders and Cash Checking Stores Getting Paid for Services

Posted on October 19, 2012 by Kristy Lamar

Bank accounts are pretty important to payday loan lenders online and in store fronts. Studies show that there are 10 million households which do not have an open bank account. Some of these households have never had one while others lost theirs and struggle to open a new one. Free checking accounts are not so free anymore. This is making banking costly to some consumers. Those who live paycheck to paycheck may not be able to fund the minimum amount needed to open the account or have enough to fund the account … Continue reading →

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Save Money By Using A Payday Loan Lender to Make On Time Payments

Posted on October 17, 2012 by Kristy Lamar

When you pay your payday loan lenders on time, you definitely save money. The low cost payday loans are a cost effective way to get an advance on your upcoming paycheck when the payoff is made on the original due date. These payday loan lenders attach high interest rates onto their loans so extending them beyond one paycheck will cost you extra money. The remaining balance will be charged interest fees until it is paid in full. Many people get caught in debt traps when unpaid balances eat away at their paychecks. Payday … Continue reading →

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15 Suggestions to Keep Payday Loan Lenders from Filling Your Gas Tank

Posted on October 5, 2012 by Kristy Lamar

Visiting online payday loan lender sites or storefronts for access to quick cash to help cover the rise in fuel prices is not an untold story. Filling the gas tank is one of those things that for most of us cannot be avoided, but the rise in fuel costs is overflowing finances with debt once more. Just like with any part of the budget, working at cutting back is a good strategy to saving some of your hard earned cash. Try to avoid the payday loan lender when fueling. Here are some ways in which … Continue reading →

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Be On the Lookout for A Responsible Payday Loan Lender

Posted on September 23, 2012 by Kristy Lamar

Another payday loan lender will be paying settlement fees to one the U.S. states. Arkansas will collect $80,000 from the defendants and will distribute the money based on the Arkansas Attorney General’s policy on settlement funds. So what happened? A Kansas City resident and businessman owns several LLC companies which control the operations of multiple online payday loan lender websites. These businesses allegedly operate out of a Caribbean island. These companies were accused of charging excessive fees and interest rates. Loans which were offered to the Arkansas residents had annual percentage … Continue reading →

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Payday Loan Lenders and Debt Collectors Are Not All Bad

Posted on September 22, 2012 by Kristy Lamar

Payday loan lenders will usually have in house collectors since the term for a loan is on average two weeks long. It doesn’t take much time to have a loan in default with direct payday loan lenders. Once the usual 120 days are up for loan collection attempts, the outstanding balance moves on to a collections agency. Your days with dealing with the original payday loan lenders are over, the default debt gets reported to the credit bureaus and you being hearing from a professional collector. The debt collectors have worse reputations than the payday loan … Continue reading →

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Payday Loan Lenders Highlight the Importance of Communication

Posted on September 22, 2012 by Kristy Lamar

Communication is a key ingredient for online payday loan lenders. Since there is no face to face meeting like with storefront lenders, phone calls and written (email) communication becomes very important for the business relationship between lender and borrower. It all starts with the application. You let the online payday loan lender know that you are interested in obtaining a fast cash loan by filling out the information on the webpage or as some do by calling the office. Some customers like to have that personal connection over the phone. … Continue reading →

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Who Is Responsible For A Payday Loan?

Posted on September 21, 2012 by Kristy Lamar

Payday loans online deal with bank accounts. The person applying for the loan must have their name on the account. If it is a joint account, one of the people listed must be the one signing for a loan. The direct payday loan company is not responsible for the communication between the joint owners of the account. Credit cards are very similar. Many couples will have an account open in one person’s name and then have the partner added on as an authorized user. The other option which gets used is to open the credit card … Continue reading →

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Payday Loan Lenders Must Follow Fair Debt Practices Even With Death

Posted on September 21, 2012 by Kristy Lamar

Would direct payday loan lenders contact a widow to collect on debt the deceased spouse accrued with a payday loan? It is definitely a possibility. There are many creditors who send collectors after widows in their time of mourning. It is a very predatory approach to debt collecting which keeps the payday loan lender in a crowd of many. Just like you might find payday loan lenders who will forgive a debt when the customer dies, you will find others who play by the rules of Fair Debt Collection Practices. Payday loan lenders as with all creditors should keep … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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