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Tag Archives: payday lenders

A Payday Loan Lender Needs To Be Responsible

Posted on August 23, 2012 by Kristy Lamar

Obtaining a fast cash loan from payday loan lenders is a good temporary way to help your finances keep up with an emergency cost. The applications are processed quickly with fast cash to provide instant relief. Scheduled payoff is set up to within a few short weeks where all loan money and fees will be paid off. Spotya! Online Payday Loan Lender puts a lot of emphasis on responsible lending and borrowing practices. As a company, there is work done daily with present customers and future ones too. Part of this … Continue reading →

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A Payday Loan Lender Watching The Political Race

Posted on August 23, 2012 by Kristy Lamar

Spotya! Online Payday Loan Lenders is back watching the news. Why would a payday loan company be interested in politics? When it is about this country’s debt or the situations behind financial institutions, it becomes an important topic of interest for a payday loan lender to blog about. Without taking sides of which party says or does what, but more like a look inside at how things are run to give you a glimpse and you can feel free to choose your own side. If you are in debt or live paycheck to … Continue reading →

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Are Payday Loan Lenders The Only Predator?

Posted on August 20, 2012 by Kristy Lamar

Payday loan lenders get lots of negative publicity with their short-term high interest loans. The reports concern themselves with predatory lenders feeding off the financially vulnerable and addressing the debt which can accrue when these high interest loans are not paid off on time. Often, the interest of a payday loan will be compared to that of credit cards. When side by side, the difference is staggering. I wonder if the total amount of debt owed to credit cards compared to payday loans would offer such a shocking realization. The … Continue reading →

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Managing Personal Finances To Prevent Needing Payday Lenders

Posted on August 17, 2012 by Kristy Lamar

There are many reasons why you should not borrow from an online payday lender, but when your budget is sinking

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Online Payday Loan Lenders Offering No Fax Loans

Posted on August 16, 2012 by Kristy Lamar

Spotya! Online Payday Loan Lender is excited to have entered the field of no fax payday loans. In the past, all loans were processed after receiving a fax or email attachment of

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Payday Lenders Bid For More Respect From The Government

Posted on August 9, 2012 by Kristy Lamar

There are some large payday lender companies lobbying Capitol Hill and doubling their contributions pursuing an interest towards changing state payday loan online regulation laws. Not only is the online payday lender looking to have the regulations dropped, but they are pushing to have the “payday” terminology dropped from their firms. What is the problem with state regulation of payday lenders online? Online payday loan lenders must follow state regulations set in place to protect the residents of each particular state. Some of these states have strict rules, others have … Continue reading →

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A Payday Loan Lender Will Not Require Co-signers

Posted on August 3, 2012 by Kristy Lamar

A direct payday loan lender will not require any type of signature from a co-signer, but a bank or credit union might. A co-signer is one way a financial institution has to promise a loan repayment.

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Payday Loan Lenders Will Not Help An Impulsive Shopper

Posted on August 1, 2012 by Kristy Lamar

Impulsive shopping may be the root to your debt problem, not the payday loan lenders. Payday loans are funded every day and many are successes. If your problem is more than just an occasional overload of costs, then you need to examine the budget categories to find the area which needs addressing.

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Payday Loans Lenders And Medical Costs

Posted on July 31, 2012 by Kristy Lamar

Contacting  payday loans lenders to help with medical costs helps with preventative visits.  Long-term medical bills tend to run high, and these short-term payday loans are small.  If you need money to help with one visit to a medical doctor or dentist

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Payday Lenders Help Chart Your Plan Of Action Against Identity Theft

Posted on July 28, 2012 by Kristy Lamar

Direct payday lenders know how identity thieves can totally destroy an individual’s finances. When your personal finances are being destroyed by someone else, it is imperative that you take control of the situation as soon as possible. Some of the more common identity theft crimes will be: Stolen mail gives a thief access to your credit card information, bank accounts, credit card promotions or pre-approved offers, tax information, or a falsely prepared change of address form. A changed address on credit cards – if you find that your address has … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

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