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Tag Archives: online payday loans

Online Payday Lender: Targeting Qualifying Information Not Setting Traps

Posted on May 28, 2013 by Kristy Lamar

When an online payday lender application comes into the company, the information collected is assessed before approving the transfer of money. Short-term loans are fast money opportunities that give those applicants with poor or no credit scores an opportunity for financial help. It is often reported that direct lenders target consumers in order to have them fall into a cycle of debt. According to many, these short-term loans are a debt trap in waiting. It would be interesting how many of these people actually have ever been in the position to … Continue reading →

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Payday Loan Lenders Know Bad Things Happen To Good People

Posted on April 10, 2013 by Kristy Lamar

When your credit utilization rate is high, no-credit check payday loan lenders will not turn away. A person’s credit score is based on many different factors. Creditors will base their approval according to the information on a person’s credit history. A FICO score is determined by multiple factors. 35% is payment history: Paying your monthly bills is a huge factor in credit score calculations. How much money gets carried over from month to month with unpaid balances? Have you claimed bankruptcy? Do you have any accounts which are in collections? … Continue reading →

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Would You Know How To Get A Payday Loan Online?

Posted on March 19, 2013 by Kristy Lamar

There are many reasons as to why payday loans are so popular. Ask your browser, “How do I get a payday loan?” Search results will bring you answers galore. The facts about payday loans are simply convenient which sums up the reasons why these short-term loans have become such a big part of the American lifestyle. The ease of a payday loan These loans are convenient.  You don’t have to make it across town to a store anymore. In fact, you don’t even have to be at your home or office at a … Continue reading →

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Obtaining A Cash Advance Online May Be Less Risky Than Other Options

Posted on January 8, 2013 by Kristy Lamar

If you are unsure about obtaining a cash advance online in order to boost your cash flow, you will want to explore all of your money options. Most people who turn to a short-term cash advance are those with poor or no credit. In this situation, there are fewer lenders to work with and more chances that money could come from a riskier alternative to a cash advance. What is more risky than a cash advance online? A risky loan can create problems other than the financial problem at hand.  Different money … Continue reading →

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What Is Steering People to Payday Loan Usage?

Posted on December 17, 2012 by Kristy Lamar

There are many borrowers who know that payday loans are not the most ideal way to get extra cash, but they still use them. Those who have never used the short term loans or swore that they would never do it, are looking for online short-term payday loans to help them get out of a jam. With all the bad publicity that for these small loans, why is it that people continue to use them so frequently? Opposers would say that consumers get trapped into using these loans over and over in order to pay them … Continue reading →

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Protecting Payday Loan Consumer’s Informational Documents

Posted on December 15, 2012 by Kristy Lamar

A payday loan management company will be paying out over $100,000 in fines due to their improper disposal of consumer documents. The Federal Trade Commission has strict guidelines to protect consumers. Financial institutions are required to protect personal information. Safeguards need to be set-up and privacy notices need to be delivered to consumers. Financial transactions deal with sensitive personal information.  Many documents will contain loan applications which obtain a consumer’s employment information  addresses telephone numbers, social security numbers, bank account information and often times credit reports. Privacy practices would safeguard this information. Once … Continue reading →

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How Do You Choose Where To Go For A Payday Loan?

Posted on December 13, 2012 by Kristy Lamar

With payday loans now being offered online, at banks and credit unions, people are more confused as to where to turn to obtain fast cash. Normally, a bank offers a sense of security and trust which is not found with just any payday loan lender. Credit unions fall right into place behind banks. Their smaller size and member run organizations attracts those looking for financial help. With all the bad publicity brought upon the payday loan industry, it is no wonder why customers are turning to the banking institutions and credit unions for help. … Continue reading →

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Shop For Good Online Payday Loan Lenders to Protect Your Accounts

Posted on December 12, 2012 by Kristy Lamar

Comparative shopping is useful when purchasing cars, household appliances, the best fitting jeans and down to which payday loan lenders work the best. If you are going to shop for the best in the market, why can’t you apply this philosophy towards banking services? Not all payday loan lenders are alike. It’s a beautiful thing when the best is stumbled upon on the first attempt. I must admit, I have found some great deals that I never planned for. Randomly walking through my favorite stores and to come across that one item … Continue reading →

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Work Through A Payday Loan Checklist for Better Results

Posted on December 10, 2012 by Kristy Lamar

Payday loans carry quite the negative story. If the topic of the short-term loan comes up, nine times out of ten, it will be a bad one. The person got the loan, didn’t pay it back, and now the interest build-up has made it nearly impossible to pay off. Have you heard that story before? Maybe you are one of the people who owns that story. The online payday loan ended up hurting you over the long run. You are not alone. Could an online payday loan checklist prevent the bad story? … Continue reading →

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Payday Loans Cannot Fend Off Large Debt Problems

Posted on December 10, 2012 by Kristy Lamar

Debt has a way of piling up on a budget and having no direct payday loan in sight will help that situation. When your income is stretched beyond its limits, tacking a short-term high interest loan on top will bring your situation crumbling down quickly. It is tough to dig out of messy debt. If you have equity in your home, having financial trouble could make it difficult to refinance. Payday loans are too small to help with large debt problems. Refinancing your home mortgage or applying for a home equity loan can be squashed from debt problems. … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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