Customer Login Apply Today!
Customer Care Line: 888.891.1113

Tag Archives: online payday loans

Could A Payday Loan Boost Your Chances For A Home Mortgage?

Posted on October 10, 2012 by Kristy Lamar

If you are looking to buy a home, an online payday loan might be very helpful. Of course a loan will not purchase a home; in fact the money aspect won’t do you much good at all. As we know, homes are very expensive and payday loans are usually only for a few hundred dollars. So what kind of help could a payday loan online provide? It is a great “go to” for emergency costs when you are trying to protect and build your credit before applying for a home mortgage. These payday lenders … Continue reading →

Posted in Payday Loan | Tagged , , , |

Manage Your Payday Loans Efficiently to Keep Them Low Cost

Posted on October 9, 2012 by Kristy Lamar

Looking for the truth about payday loans online? They are simply fast access to much needed cash with a short payoff term. What this means to every customer is that if you qualify for the loan, you can get your money quickly, but you will need to prepare yourself to pay off the loan in full plus fees with your next paycheck. Things to consider before you take out a payday loan. One of the first things you will want to do is to really think about whether or not you really need the online payday loan. Will the … Continue reading →

Posted in Payday Loan | Tagged , , , |

Payday Loans Join Banks In Making Online Transactions Safe

Posted on October 7, 2012 by Kristy Lamar

Do you apply for your payday loans online? Do you have access to your banking information online? The online convenience has made banking more successful. Some people worry about the safety of doing finances over the web. Coupled with convenience, online banking offers many safety reassurances. Payday loan applications offer secure transactions. Busy lifestyles no longer need to worry about when the next opportunity will be to stand in line at the bank. Money is transferred from one account to another, bills are paid or scheduled, or just monitor the transactions. Smartphone … Continue reading →

Posted in Payday Loan | Tagged , , , , |

Minimize Payday Loan Lender and Bank Account Fees

Posted on October 7, 2012 by Kristy Lamar

“Will online payday loan lenders be able to make transactions into my bank account?” If your bank offers direct deposits of your paychecks then it will be accessible to direct payday loan lender transactions. Just as you would want to shop around for the best payday loan money option when needing extra cash, you will want to shop around for the best bank account to suit your personal needs. Payday loan lenders work directly with bank accounts. Your personal finances should be top priority. Finding a bank account which will fit into your … Continue reading →

Posted in Payday Loan Lenders | Tagged , , |

Save Payday Loan Costs By Cutting Grocery Costs

Posted on October 6, 2012 by Kristy Lamar

With debt skyrocketing and payday loans online being used for everyday costs, cutting expenses would help many budgets. One of the largest areas where extra money gets spent is on food. Between the grocery bills each week plus all food and beverages which are bought at restaurants, this area of the budget is a great place to start your savings. What is your cost each month for food? Have you ever kept a running toll of the money spent at the grocery store and at restaurants? You would be surprised at how much … Continue reading →

Posted in Payday Loan | Tagged , , , |

Payday Loans Are Growing In the U.S., U.K. and Canada

Posted on October 5, 2012 by Kristy Lamar

Payday loans continue to be a growing business in more than just America. The U.K. has seen its fair share of new payday loan companies and even Canada, a country known for its frugality, is on the rise. The government is run differently, people’s wages are taxed at a much higher rate and most Canadians lived simply to stay within their means. Temptation has gotten the best of these people through the use of mortgages, personal lines of credit and credit cards usage. Being neighbors to the U.S. and watching the Americans sink into debt could have headed a warning. Listening to reports … Continue reading →

Posted in Payday Loan | Tagged , , , |

Payday Loan Initiative Off The Missouri Ballot, For Now

Posted on October 4, 2012 by Kristy Lamar

Payday loan lenders in Missouri will continue to loan to the residents under loose state regulations. Missourians for Responsible Lending, the group behind the petition, was not able to come up with enough signatures to put the petition on the ballot this November. There was another petition, to raise the minimum wage, led by Give Missourians a Raise which also fell through with getting the proper amount of signatures. Missourians for Responsible Lending had enough signatures for five out of the six districts, but lacked 270 signatures in the first district. … Continue reading →

Posted in Payday Loan | Tagged , , , |

Credit Card Interest Climbing to Payday Loan Amounts

Posted on October 3, 2012 by Kristy Lamar

Direct payday loans are notoriously known for carrying high interest when not paid off on time. Taking a short-term loan and broadcasting extremely high APR alerts are tactics used by competitors to divert customers away. Regulating these loans has become a mission for some states in order to protect the residents from further debt problems. Credit Cards joined Payday Loans with regulations of their own. Credit cards must inform users about how making minimum payments only will affect their balances. On your credit card statement, there will be a payment information box which will let you … Continue reading →

Posted in Payday Loan | Tagged , , |

Payday Loans Do Not Offer Zero-Interest Teaser Rates

Posted on October 3, 2012 by Kristy Lamar

Move over direct payday loans, zero percent interest credit cards are on the rise. Credit card companies are pushing for new customers with the zero-interest option for opening a new line of credit. But wait! This offer will not be given to everyone. Having a good credit score will still be a requirement for the new card. Payday loans online are a good option for someone with bad credit. Since not everyone will be able to jump in on the zero-option credit card, keep back up options available.  If you are one of the lucky … Continue reading →

Posted in Payday Loan | Tagged , , , |

Can You Make Your Payday Loan or Home Mortgage Payment?

Posted on October 2, 2012 by Kristy Lamar

A payday loan is far from a home mortgage, but before you get any type of loan, the first thing that should pop into your head is “Can I afford it?” It may be comparing apples to oranges, but a fruit is a fruit and a loan is a loan. You can eat both fruits and you have to pay back each loan. How well you have been preserving your credit will certainly be a factor for many types of bank loans, but an online payday loan cares more about … Continue reading →

Posted in Payday Loan | Tagged , , |
Apply for a Payday Loan Today!
How Our Payday Loan Process Works
Payday Loan News Articles & Reviews
Cash Advance Cash Advance States Cash Advance Articles Payday Loan Payday Loan States
Payday Loan Articles Direct Payday Lenders Payday Lender Payday Advance Payday Advance Articles
Contact Us About Spotya! Site Map Blog Rates

Spotya!

 888-891-1113
support@spotya.com

P.O. Box 50362
San Diego, CA 92150

Spotya! Payday Loans Facebook Spotya! Payday Loans Twitter Spotya! Payday Loans Google+ Spotya! Payday Loans YouTube Spotya! Payday Loans RSS Feed Spotya! Payday Loans Blog

*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

© 2025 Spotya!. All rights reserved.