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Tag Archives: online payday loans lender

Cash Advance Lenders Let The Customer Come to Them

Have you had fraudulent direct cash advance lenders try to phish for your personal information? Did you get a phone call from someone who states they are from your bank needing your PIN right away? Any type of financial institution approaching your for information is a great big red flag warning you against fraudulent activities. Whether it be by phone call, by internet pop-up or email, entering any information or clicking on provided links could get you into trouble with your finances. If you have not applied to payday loan lenders, they should not be contacting you. There are … Continue reading

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Cash Advance Lenders Help Maintain Credit Scores

Those with poor or no credit scores will most often use cash advance lenders when needing some extra cash. Creditors are not providing new lines of credit very readily and folks are seeking alternative avenues. Since the payday loan lender is not affiliated with any type of credit check that is one number a borrower won’t have to worry about. Payday loan lenders provide no-credit check loans by the next business day. No-credit check will help protect whatever kind of credit score you have at the moment. Most creditors will make an inquiry to your history … Continue reading

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Payday Loan Lenders Work with You to Maintain Your Credit

So much emphasis is placed on maintaining a good credit score that more and more people are looking towards payday loan lenders for fast cash when paychecks are just out of reach. There is so much debt floating around in peoples’ accounts that using a payday loan lender will not even make a positive difference. It is a fact that those looking for fast cash and have large debt already piled up will struggle with paying off the loan in a few weeks. The debt snowball effect continues creating more and more stress on the budget. … Continue reading

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Payday Loan Lenders Are A Savings Account Backup

When you use payday loan lenders to help take care of unexpected expenses it helps soften the blow to your budget. Some of the unexpected costs may have been preventable if the warning signs had been noticed. Often times, a bit of preventative care could have kept the need for a payday loan lender in the background. When payday loan lenders are used, budgets are kept in good standing. Vehicles are big budget busters. Just when the warranty expires is a time when you can expect things to break. It’s like they were programmed … Continue reading

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10 Things to Know When Payday Loan Lender Debt Goes to Collections

Payday loan lenders online are not going to interfere with your credit report. No hard inquiries,  the loan not reported as debt while it in term, no late payment negatives will be added to your credit history to lower your score. Payday loan lenders offer no credit bureau check loans, as long as you keep making payments on the loan. Once the account has been sold off to collections, your debt will be reported to the credit bureaus. If you want to keep your credit score from being affected by a transaction with a payday loan lender, you can a) … Continue reading

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Payday Loan Lender Default Carries Less Fallout Than From A Friend

Payday loan lenders are not your best friends. They are businesses which offer high interest loans to those with bad or thin credit. The transaction is fast and borrowers will have quick money, but they also have short term limits to pay it back. You will be expected to pay off the loan plus fees within a few short weeks. There is a difference in borrowing from a business than from a friend. Both offer fast opportunities to quick cash and can also bring pricey consequences. Defaulting on payday loan lenders can seriously … Continue reading

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Women Using Payday Loan Lenders and Credit Cards More than Men

Recent results from a PEW study showed that single young women are leading the pack with getting money from payday loan lenders. Well, they came out on top in a study done by Consolidated Credit as well. It seems that single women are more likely to rack up credit card debt too. Consolidated credit has records which show that 70% of the callers, in the last six months, looking for help with credit card debt have come from women. One of the reasons discussed that came out of this finding is that women are still facing … Continue reading

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Payday Loan Lenders Don’t Own The Market for Fraud or Scams

Fraudulent financial behavior is not saved for only the payday loan lenders. Fake payday loan lenders work hard to disguise their efforts in order to obtain personal information from vulnerable people looking for quick money relief.  But the online payday loan lenders industry, with a poor reputation to begin with, gets more negative publicity from scam artists and identity thieves. Payday loan lenders are not the only engine used by identity thieves. Secure websites are the only ones which personal information should be entered. Emailing sensitive documents without encrypting them could also put you in … Continue reading

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Prevent the Spread of Payday Loan Lender and Banker Fraud

There is enough troubling news being reported out there with payday loan lenders, bankers and mortgage lenders. When it comes to financial institutions, there is a need to pay attention to news worthy stories.  There is a news story coming out of Texas which should be used as a reminder to the people of the country, scam artists will use any available source to get to your personal information. Don’t share personal information to unknown payday loan lenders or bankers whom you do not contact first. New text messages are being sent to residents … Continue reading

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Direct Payday Loan Lenders Seek Certain Qualifications for Loan Approval

How do payday loan lenders look at your application? Does it differ from how other lenders look at them? Today, people have a better idea of what important points they can work on in order to make the application process much smoother. A payday loan lender does not look at your credit score. The application form for a direct payday loan lender does not have too much information requested on it. There is your personal, employment, reference contact information and of course a bank statement which you will need to provide. A payday loan lender is … Continue reading

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