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Tag Archives: online payday loan

Women Using Payday Loan Lenders and Credit Cards More than Men

Posted on November 3, 2012 by Kristy Lamar

Recent results from a PEW study showed that single young women are leading the pack with getting money from payday loan lenders. Well, they came out on top in a study done by Consolidated Credit as well. It seems that single women are more likely to rack up credit card debt too. Consolidated credit has records which show that 70% of the callers, in the last six months, looking for help with credit card debt have come from women. One of the reasons discussed that came out of this finding is that women are still facing … Continue reading →

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10 Frugal Tips To Steer Clear of Needing A Payday Loan Online

Posted on November 3, 2012 by Kristy Lamar

Payday loans online are being used more often to supplement living styles. People like their things and as long as they have access to cash, many are finding little need to cut back. Some of us grew up with frugal parents. The sales and coupon flyers were the first things read in the Sunday paper, tinfoil and plastic storage bags were washed and reuses. Some even grew up separating the two-ply toilet paper. Now that is an example of a frugal household. Some of us continue some of the practices in our … Continue reading →

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Warning! Payday Loans Do Not Provide Debt Relief

Posted on November 2, 2012 by Kristy Lamar

Do you turn to a payday loan to get out of debt? No way! If any lender speaks about using a payday loan to get you out of debt, there are no best practices being used at that company. The small loan will help keep payments on time when you’re waiting for your next paycheck. But if you are looking to get out of debt, an online payday loan is not the avenue you should be travelling. It can get confusing. Which way should you turn when looking to correct your debt problem? Since, … Continue reading →

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A Tweaked Version of Payday Loans Being Offered in Limited Areas

Posted on November 1, 2012 by Kristy Lamar

A new spin-off from payday loans has filtered into Hispanic communities in Southern California and Texas. This new tweaked version of direct payday loans stems from a Stanford student, James Gutierrez. His business school project focused on single-digit interest rates for high risk loans to be paid off over 9 or10 months instead of just a few short few weeks. The new payday loan model is set up at a small kiosk within small Hispanic supermarkets. Agents offer unsecured loans to those who need some fast cash when there is little … Continue reading →

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Payday Loans and Debt Collectors Using Social Media Differently

Posted on October 31, 2012 by Kristy Lamar

Spotya! Online Payday Loans has connected with both customers and non-customers on social media sites. The use of Facebook, Twitter and LinkedIn has given the company access to share not only direct payday loans information, but also articles ranging from frugality to paying off debt. The payday loan industry in general has a bad name from those with bad practices, but social media has given Spotya.com an opportunity to reach out and spread the message that not all lenders are bad apples. The online payday loan company uses social media websites to help inform … Continue reading →

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Cutback Expenses Before Using A Low Cost Payday Loan

Posted on October 30, 2012 by Kristy Lamar

Is a payday loan online your only hope to make ends meet? Some people see that as a financial death sentence. Having bad credit is supposed to carry shame with it? Some people still think it is true. Since the majority of Americans are far in debt, the shame is no longer there. It is a problem throughout the county and affects people of all income levels. Bad credit is not a death sentence, but is a daily struggle. Good people have bad debt, and payday loans help good people on a daily basis. … Continue reading →

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An Ugly Payday Loan Story You Can Learn From

Posted on October 29, 2012 by Kristy Lamar

The payday loan online story is one similar to million others. A woman had just come out of major surgery and was looking for some help with payments. She went looking online and found an online payday loan company who offered loans in all 50 states. How many of you would have stopped looking at that particular website right then and there? How much do you know about the online payday loan regulations to know that no company is legally allowed to loan in all 50 states? Never mind the fact, the woman … Continue reading →

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Payday Loans Curbing Credit Hunger

Posted on October 29, 2012 by Kristy Lamar

Online payday loans are a great way to get some last minute help for on-time payments. There are times that the pressure to keep up with every payment, fill you gas tank and feed your family all with one paycheck, does not leave much room for anything else. Then one of those quarterly bills pops up in your mail. Where do you stretch your budget to find that money? Lots of people turn to low cost payday loans to cover the cost and pay it back with their next paycheck, while others turn … Continue reading →

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13 Ways To Steer Clear of Payday Loans Online

Posted on October 27, 2012 by Kristy Lamar

Steering away from direct payday loans is one of the best things you can do for your budget. If you are not scrambling to get fast cash because something extra popped up, then you are ahead of the game! Many people are living from paycheck to paycheck and find the need to apply for online payday loans when the expenses become too much to handle. It takes lots of hard work and dedication towards your finances to make changes for the better. Here are 13 ways to help your budget steer clear of direct payday loans. … Continue reading →

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Payday Loans Are Services Being Offered by Banks and Credit Unions

Posted on October 26, 2012 by Kristy Lamar

Payday loans have merged into bank and credit unions lending portfolios. These two financial industries have done so to keep up with the borrowing demands of the average person. So many struggling households and problems with debt have cut a large percentage of people out of the normal lending options. The big difference between banks and credit unions is that the credit union is a non-profit alternative. The credit unions are owned by members rather than shareholders for banks. This means that profits which are earned are reinvested into member services rather … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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