Customer Login Apply Today!
Customer Care Line: 888.891.1113

Tag Archives: online payday loan

Do All Payday Loan Online Lenders Use Abusive Practices?

Posted on July 16, 2012 by Kristy Lamar

The payday loan online industry has a bad reputation. Why does it? Because there are lenders out there who do participate in abusive lending practices. It is one of those deals where it only takes a few bad apples to ruin the whole bunch. The bad apples can be weeded out and the state governments are doing their best to keep the bad lenders from practicing within their borders. Protecting residents from falling further into debt is their priority. What is the bad about some payday loan online lenders? High interest rates … Continue reading →

Posted in Payday Loan | Tagged , , , |

Online Payday Loan Lenders And Military Loan Regulations

Posted on July 14, 2012 by Kristy Lamar

An online payday loan does not mix well with military personnel. Debt is a topic in which the military takes seriously. Service members are forced to repay debt with punishments enforced for those who are delinquent or do not pay. Military personnel can lose security clearance, be demoted or in some situations discharged from the armed forces. Online payday loan lenders do know that the military are encouraged to pay their debt, which has made them an attractive borrower, especially the junior enlisted personnel.  The junior members (those with the six competitive ranks … Continue reading →

Posted in Payday Loan | Tagged , , , , |

Payday Loans Online Vs Pawn Shop Loans

Posted on July 11, 2012 by Kristy Lamar

Payday loans online are great source of fast cash, but they are not the only industry in the fast cash business. Pawn loans have a few similarities to payday loans online, but are very different. The biggest similarities are that they both offer easy access to fast cash and have no credit bureau checks in the process. What exactly is a pawn shop loan? Pawn shops are stores which will use property as collateral for a secured loan. The loan amount is only a fraction of the property’s value. In other words, … Continue reading →

Posted in Payday Loan | Tagged , , , , |

Care For Your Money With An Online Payday Loan

Posted on July 9, 2012 by Kristy Lamar

There is no doubt we all work hard for our money.  With an online payday loan, caring for your money can be a little easier.

Posted in Payday Loan | Tagged , , , , |

More Regulation News For The Payday Loans Online Industry

Posted on July 8, 2012 by Kristy Lamar

Missouri is working on a new bill through their state’s legislature which will argue that interest rate caps need to be placed on the payday loans online industry. This bill which is supported by many faith-based groups also includes raising tobacco taxes and increases the minimum wage. Enough signatures were raised in order to add the payday loan interest cap to the bill. The faith-based groups have concerns that the payday loans online business is causing problems for the low-income neighborhoods. Right now, Missouri short-term loans can come with an annual interest rate of more than 400$. The … Continue reading →

Posted in Payday Loan | Tagged , , |

An Online Payday Loan When Money Falls Short

Posted on July 6, 2012 by Kristy Lamar

Kids always want to receive something unexpected from their parents whether it is their birthday or any other occasion. Of course, the older and bigger the child gets, the more expensive the items they are asking for. When you need to buy that special gift, an online payday loan can come in handy for that cash shortfall.

Posted in Payday Loan | Tagged , , , , , |

One Example Of Payday Loans Online Working To Your Advantage

Posted on July 5, 2012 by Kristy Lamar

So much chatter is heard about how people fall into debt from using payday loans online as a source of financial relief. It must be one of those businesses destined to fail, right? Wrong, more and more people are choosing these small short-term loans as their way to stay out of debt. So how does that work? There are many example of how a successful payday loan will work. Here is one example of a great way to use payday loans online: Paychecks will most usually be deposited on certain dates or particular … Continue reading →

Posted in Payday Loan, Payday Loan Lenders | Tagged , , , |

Do Store Credit Cards Hurt Your Credit?

Posted on June 25, 2012 by Kristy Lamar

Are store credit cards worth applying for? When you get to the register and someone asks you if you would like to save 20% on your purchase with immediate application and approval, you may think it sounds like a great deal. The instant savings that can be had by opening the credit card account may be the only positive effect you receive. There are pros and cons to having credit cards which are limited to certain places. What are some perks to applying for and using a store credit card? … Continue reading →

Posted in Help with Debt, Money Saving Ideas, Payday Loan | Tagged , , , |

The Lenders’ Risks With Online Payday Loans

Posted on June 23, 2012 by Kristy Lamar

Why do loans from online payday loan companies have higher rates than those from banks and credit unions? The higher costs for these types of loans are derived from the extreme risk which is involved in lending to people who have a bad credit history and no collateral for back up. Banks and credit unions will only provide loans to those who apply with good credit, fall into a certain range for wage earnings, have a valid reason for loan, and have a low debt to income ratio. Many applicants … Continue reading →

Posted in Help with Debt, Money Saving Ideas, Payday Loan | Tagged , , , |

Do State Regulations For Online Payday Loans Apply To All Companies?

Posted on June 22, 2012 by Kristy Lamar

It is a well known fact that many states have set up regulations for payday loan companies to follow. Companies are required to follow these rules which were set up to protect customers from predatory lenders. There are certain lenders who do not fall under these regulations and the online payday loan industry is creating big business opportunities from people stuck with loans which they cannot afford to pay off due to high fees and interest rates. Offshore companies do not have to follow the guidelines set by the state … Continue reading →

Posted in Help with Debt, Money Saving Ideas, Payday Loan, Uncategorized | Tagged , , , |
Apply for a Payday Loan Today!
How Our Payday Loan Process Works
Payday Loan News Articles & Reviews
Cash Advance Cash Advance States Cash Advance Articles Payday Loan Payday Loan States
Payday Loan Articles Direct Payday Lenders Payday Lender Payday Advance Payday Advance Articles
Contact Us About Spotya! Site Map Blog Rates

Spotya!

 888-891-1113
support@spotya.com

P.O. Box 50362
San Diego, CA 92150

Spotya! Payday Loans Facebook Spotya! Payday Loans Twitter Spotya! Payday Loans Google+ Spotya! Payday Loans YouTube Spotya! Payday Loans RSS Feed Spotya! Payday Loans Blog

*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

© 2024 Spotya!. All rights reserved.