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Tag Archives: online payday loan

Payday Loan Comparative Shopping Promotes Responsible Lending

Posted on September 9, 2012 by Kristy Lamar

Can you find legitimate payday loans online? Searching through the list of lenders which come up with your browser search will provide a list of legitimate lenders. How can you whittle the list down to a workable list?  Comparative shopping is the best policy to narrow the lending field without some point of reference. Word of mouth is a great way to distinguish one lender from another. Once you have your list of lenders, you will want to start looking through the web pages for physical location and telephone numbers. Choose an … Continue reading →

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Payday Loan Company Warning Off Fraud With Lawyer Debt-Relief Scam

Posted on September 8, 2012 by Kristy Lamar

Payday loans are notorious for being under the watchful eye of the Consumer Financial Protection Bureau (CFPB). The focus of the company is to make consumer financial products and services work for customers. They supervise banks, credit unions and other financial companies as local police would watch over a neighborhood. Everyone in the playing field should be playing in a safe and responsible way. When there is a player who breaks the rules, the company will be called out and when appropriate, charges made. The CFPB look closely at more than payday loan … Continue reading →

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Online Payday Loans Are Helpful With Debt Management

Posted on September 8, 2012 by Kristy Lamar

Can low cost payday loans help balance out your personal debt? It is highly unlikely, but they could help out with managing on time payments when your paycheck cycle does not correlate with your payment dates. Online payday loans are small short-term loans, so there will not be enough money to take care of large personal debt, but at least getting payments made will help keep your credit score in check. Having debt is one thing, but letting it control your life is another. Having too much debt alone can negatively affect your credit score, so … Continue reading →

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Moving Day, Payday Loans Online And your Credit Score

Posted on September 6, 2012 by Kristy Lamar

Moving day promotes load of unexpected cash needs and many people use payday loans to help cover these costs. Preparing your finances ahead of time is required to cover all the costs involved with moving. Cleaning supplies Food and drink to feed friends and family who help on moving day Security deposit Packing supplies Utility start up fees These costs can burden a budget trying to keep up with current bills and spending towards many additional moving costs. Online payday loans work great when your next paycheck lands after moving day. Getting some quick money to … Continue reading →

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Negative Credit Reports Not Part Of The Payday Loan Industry

Posted on September 6, 2012 by Kristy Lamar

Can I get a payday loan with bad credit? Your credit score is not an issue for payday loan lenders. If you want to do anything else financially your credit score will heavily impact the situation. A credit score can be damaged easily by the slightest financial error and it may take years to correct. What affects your credit score negativity? Late payments Debt settlement Foreclosure Bankruptcy Maxed-out credit cards Too many credit cards with balances A perfect score is 850, but creditors will look for a high range in the 700’3 in … Continue reading →

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How Would A Payday Loan Relationship Pass a Relationship Test?

Posted on September 5, 2012 by Kristy Lamar

Would you date someone who takes out an online payday loan to pay for dinner? How would you feel about someone who is going through bankruptcy? Does it matter what a person’s finances are when you are dating? What do financial situations tell about a person who you may consider to be a life long partner? Is the topic of finance a make or break kind of deal when looking for love? What kinds of conversations can you have with a potential partner who would not cross the line of interference? What … Continue reading →

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Increase In Payday Loans Just One Out Of Many Economic Concerns

Posted on September 5, 2012 by Kristy Lamar

It isn’t just the increase in payday loans which concerns financiers, but the overall economic growth of the country. The high debt being carried by Americans is crippling the government’s attempts to fix the problem. Should the Feds do more or less? What about the housing industry, do we let it hit bottom or try to save it? These are just two of the many economic areas which must be addressed in order for the country’s financial status to improve. One of the first lessons in macroeconomics is to understand aggregate demand. Aggregate demand … Continue reading →

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Defaulted Payday Loans Affect Credit As Do Some Surprising Other Factors

Posted on September 3, 2012 by Kristy Lamar

Payday loans will affect your credit score only if you default and they are sold to a collection’s agency. Credit scores are a good thing to protect. You would be surprised at some of the things that can change your score. Some of things may only make a small shift in your score, but if you are on the border of a certain range which creditors look for, it may make the difference between obtaining financial help or not. Pay off your payday loans to protect your credit. Did you … Continue reading →

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Benefits Of An Online Payday Loan Are Attracting New Customers Daily

Posted on August 31, 2012 by Kristy Lamar

The benefits of online payday loans are becoming widespread. The percentages of people choosing a loan online rather than going to a brick and mortar location are increasing. Both loans are easy to apply to, but the convenience of an online payday loan is the attraction. Be able to get your loan processed without having to leave your home or office. Have the opportunity to comparison shop between potential lenders, and never having to stand in a bank to get the money into your account are all fantastic conveniences. Understand your need to apply for a payday loan. There are people who do not differentiate … Continue reading →

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Fair Payday Loan Practices And Regulations

Posted on August 30, 2012 by Kristy Lamar

What would it mean to customers to have online payday loans regulated differently? Would a more blanket approach across the states be better in controlling online lenders? Brick and mortar payday loans are set buildings within a high payday loan user population. People go to the location for their loans and get the money right there on the spot. Since the fixed location of the lender limits the customers, individual state regulations work very well for this situation. How are state regulations not working for online payday loan lenders? The Internet is not so easy to … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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