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Tag Archives: online payday loan

High Payday Loan APR Confusion Is Explained

Posted on October 25, 2012 by Kristy Lamar

What is all the confusion about payday loans? The process of getting one is not confusing. There is an easy application which does not take much time to fill out. No credit check is another aspect which speeds things up. So if a person who has bad credit can still get help with a small short-term direct payday loan, wherein lies all the confusion? The misrepresentation of payday loan interest is confusing. Read a story about a payday loan online or from a storefront, it all reads the same; exuberantly high APRs create … Continue reading →

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More News On the Failed Payday Loans Initiative

Posted on October 24, 2012 by Kristy Lamar

The payday loans regulations may be off the ballot in Missouri, but the topic is not out of the news. There were two opposing sides, each with a story, trying to be heard by as many residents of Missouri. In order to get their initiative on the ballot, there needed to be a certain amount of signatures within each district. Because the group, Missourians for Responsible Lending did not make their signature quota, their initiative to harshly regulate the payday loan industry was never put on the ballot. Missourians for Responsible Lending have more to say on the … Continue reading →

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Gearing Up For The Holidays Without A Payday Loan Online

Posted on October 24, 2012 by Kristy Lamar

Will I be running to or running from online payday loans? It isn’t even October yet and I have already heard the words “Christmas shopping”. I may not be ready to start my shopping, but it is time to start planning financially. It’s time to start figuring out how many paychecks I have left until then and figure out a budgeted amount to be spent. Is holiday shopping a good reason to use an online payday loan? A responsible lender would not tell you that a low cost online payday loan would benefit your holiday shopping. These loans … Continue reading →

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Are You Ready For An Online Payday Loan?

Posted on October 24, 2012 by Kristy Lamar

Payday loans online are a dime a dozen. Search for companies who offer the short-term loans will give you pages of browser results. Each one will say they are the best, some will say they will find you the best, and others are offering more money than you can imagine. You will want to take some time and look through some of the companies and compare what is being offered. What do you look for with online payday loan lenders? Responsible lenders Legitimate phone numbers Competitive prices Follows state regulations A personal touch Information explaining rates … Continue reading →

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Payday Loans Used The Right Way Are Successful

Posted on October 24, 2012 by Kristy Lamar

Online payday loans are an easy way to get quick cash when emergencies arise. What those emergencies are or where the unexpected costs derive from is not questioned on an online payday loan application.  Banks will ask those kinds of questions on a loan application along with checking your credit history. To get a direct online payday loan, you will have to prove your worthiness for a loan by the integrity of your bank account. A customer representative for the direct payday loan company will not request personal information concerning why you want the money, what it will … Continue reading →

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Keep Payday Loans Needs Away By Maintaining Your Credit Score

Posted on October 22, 2012 by Kristy Lamar

If the scores on your credit report are getting you turned down for credit, you may end up leaning on an online payday loan for emergency help. Unexpected costs do not ask permission to lay heavily on a budget, so there is no advance warning. Unless you have some extra cash or a savings account to help out with costs, you will be looking to use third party money. Payday loans online do not use credit scores for approval. Because your credit report scores are so important with future creditors, figuring interest rates, opening new utility accounts and … Continue reading →

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Let A Responsible Lender Answer Your Payday Loan Questions

Posted on October 21, 2012 by Kristy Lamar

So much bad publicity comes the way of a payday loan company, how can the business be thriving? Those who have never needed to take out a fast loan like them may just not understand. This misunderstanding tends to play out with the political battle over regulation direct payday loans. What misunderstandings are there about payday loans? All payday loans are done by predatory lenders. There are plenty of lenders who will not loan money to someone who does not earn enough income to pay it off. Do lenders prey on the poor? … Continue reading →

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Where Do Credit Cards and Payday Loans Fit Into A Crunched Budget?

Posted on October 21, 2012 by Kristy Lamar

How do you know whether to use an online payday loan or open a new charge account? Which way do you go when your personal debt becomes more than you can handle? Dealing with debt is not a one size fits all plan. The best bet for your own personal situation is to spread all your financial paperwork on a table and start organizing and prioritizing. What kind of debt are you looking at? There are many types of debt. Prioritizing home mortgages and utilities and fitting in fuel and groceries can be … Continue reading →

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Smartphone Use Growing From Payday Loans Use to Working Wallets

Posted on October 20, 2012 by Kristy Lamar

No fax payday loans are being applied for from smartphones. Transferring money from one bank account to another is done through a pretty smart phone as well. Did you know you could check your balance and make a payment there too? If you had the opportunity, would you trade your wallet in for a smartphone wallet? Get a no fax payday loan online: computer, laptop, tablet or smartphone! A smartphone wallet would hold all your credit and debit card info. This idea may be scary to some and exciting to others. Go to a store and at the … Continue reading →

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Payday Loans May Hide the Shame that Troubled Debt Carries

Posted on October 19, 2012 by Kristy Lamar

Are you ashamed of your debt and want to keep your payday loan usage a secret? You are not alone. In previous generations, the shame kept financial problems rarely talked about in fear of being judged morally by their peers. With very little options available, loan sharking was rampant. Nowadays, online payday loans are becoming increasingly popular. Not only are they access to fast money, but the convenience of being able to apply for the loan from home, office, tablet or now even smartphones his increased the popularity. People still carry shame with financial problems, but … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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