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Tag Archives: online payday lenders

Payday Loan Lender Rates Remain Constant as Bank Rates Climb

Payday loan lenders have high fees for their small short-term loans. It is well publicized and laid out in the contract which is signed. These fees do not affect everyone since not everyone finds a need to take out a loan with a direct payday loan lender online. If they do, it is not a daily occasion and is quite helpful in that last ditch effort for access to cash. Banks though, are financial institutions which people use every day, trust to hole life savings and depended up on to do many financial jobs. When bank fees go up, … Continue reading

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Payday Loan Lenders Don’t Own The Market for Fraud or Scams

Fraudulent financial behavior is not saved for only the payday loan lenders. Fake payday loan lenders work hard to disguise their efforts in order to obtain personal information from vulnerable people looking for quick money relief.  But the online payday loan lenders industry, with a poor reputation to begin with, gets more negative publicity from scam artists and identity thieves. Payday loan lenders are not the only engine used by identity thieves. Secure websites are the only ones which personal information should be entered. Emailing sensitive documents without encrypting them could also put you in … Continue reading

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Credit Cards and Payday Loans Are Cost Effective with Quick Payoffs

Using payday loans are simple. Apply for money, get the money and then pay back the money. Transactions and approvals are not prolonged with credit history checks or long application forms. Complications occur when things go wrong. Missing payments or loan defaults will no longer be a low cost payday loan online transactions. Payday loans are low cost when paid back on time. Credit cards are similar. The lower interest rates and promotional rates are attractive to those who would like to stretch the payoff. The faster a credit card or a payday loan is … Continue reading

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Not All Payday Loan Lenders Are What You Read About

U.K. payday loan lenders need some regulating. There are lots of lenders who are feeding off the financially vulnerable, but that can be found in the U.S. as well. As regulations continue to improve for customers, there will be some lenders trying to find loop holes to avoid them. In the U.S. there was a businessman who had charges brought against him as he tried to hide his payday loan company within a Native American tribe. Any direct payday loan lender based within tribal lands does not have to follow state regulations for payday loans. The lender … Continue reading

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Save Money By Using A Payday Loan Lender to Make On Time Payments

When you pay your payday loan lenders on time, you definitely save money. The low cost payday loans are a cost effective way to get an advance on your upcoming paycheck when the payoff is made on the original due date. These payday loan lenders attach high interest rates onto their loans so extending them beyond one paycheck will cost you extra money. The remaining balance will be charged interest fees until it is paid in full. Many people get caught in debt traps when unpaid balances eat away at their paychecks. Payday … Continue reading

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Regulated Payday Loan Lenders Work Best Overall

Continued reports against payday loan lenders come out in the news each day. Some lenders are being prosecuted for predatory lending practices while others are fraudulent companies taking advantage of vulnerable people. There are state governments which work towards having tighter control of the payday loan lender practices. There are many states which already have caps on loan amounts and interest rates. This is all done to protect the residents of these states to help prevent further debt problems. A big problem is that the state regulations do not regulate every lender. There are numerous payday loan lenders from … Continue reading

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What Can A Payday Loan Lender Do For Your Finances?

Payday loan lenders provide a small money window of opportunity to those who have a buildup of bills than cannot wait until the next paycheck. It is available to those with bad credit or no credit giving them a fast out of what could be a sticky financial situation. The last thing a credit score needs is a bunch of bad reports which came out of a slew of unexpected payments in a short period of time. Your payday loan lender will provide fast cash upon approval. One of the top characteristics … Continue reading

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Need Help Paying Off The Payday Loan Lenders?

Times are tough and payday loan lenders are there to help with fast cash, but what happens when you need help paying off the online payday loan lenders? Sometimes there is no more room to cut costs and the pile of debt doesn’t need to get any bigger. Finding a way to bring extra income into the home can be overwhelming when time is limited as it is, but there are some fun different ways to go about finding some extra employment. Do you have any special skill around the … Continue reading

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Stop Payday Loan Lenders’ Debt From Going To Collections

Payday loan lenders will work with you to get your payment, but if you continue to default on your loan, it will get sold to a collections agency. Business is business and a payday loan lender is a creditor which will try to collect then move you on to collections, same with banks and credit unions. Payday loan lenders, like all creditors, expect on-time payment. If you do have a creditor call you for payment towards your debt with the payday loan lender, what are some solutions you can use in order to help … Continue reading

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California Warning Against Predatory Payday Loan Lenders

Have you heard the warning against unlicensed payday loan lenders from the California Department of Corporations? It is one more group trying to spread the news that those predatory lenders who do not have legal lending rights in the state will be bad news for you and your finances. The consumer alert advises potential borrowers of the risks involved with using unlicensed lenders. Included in the warning was a Las Vegas lender named, TIOR Capital and the Folsom-based affiliate, TTG Services. The order from the state sanctions the company and managers from … Continue reading

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