Customer Login Apply Today!
Customer Care Line: 888.891.1113

Tag Archives: online cash advance

Emotional Spender? Stay Clear of Online Cash Advances and Credit Card Usage

Posted on December 29, 2012 by Kristy Lamar

People who tie their troubled finances to a habit of uncontrollable spending, most often create trouble for their finances that even cash advances cannot take care of. The impulsive or emotional shopper has to look further than a short-term loan to solve their money problems. Credit counseling will often help a shopper learn to isolate their behaviors in order to stop emotional triggers in their tracks. Emotions can trigger many bad habits. When spending is one of them, a household’s finances will continuously be in jeopardy. It doesn’t matter what socio-economic background the shopper comes from. … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Successful Cash Advances Support Budgeted Finances

Posted on December 29, 2012 by Kristy Lamar

Believe it or not, cash advances are not promised disasters for your finances. There are customers who come out of these short-term loans every day with their finances in good working order. What makes their situations more successful? Since there are no credit scores to determine the loan status, no explanation of why the loan is needed, nor a request for prior debt figures, these results are difficult to monitor. Cash advances online do help finances! What does a successful online cash advance look like? The money lands into the bank account in a timely manner. In order for … Continue reading →

Posted in Cash Advance | Tagged , , , |

Look For The “Cream of The Crop” Online Cash Advance Lender

Posted on December 28, 2012 by Kristy Lamar

When looking for a cash advance lender, finding one which practices “Best Practices” is always the best approach to finding a short-term lender. A trustworthy online cash advance company will follow these best practices. Fees, interest rates and terms of the loan will be fully disclosed within the contents of the webpage. A responsible lender will comply with all regulations set by any given state where loans are processed. Advertising for the company will be truthful and not misleading. Responsible lenders will encourage consumer responsibility. A consumer’s rights to rescind their loan will be … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Credit Cards and Cash Advances Banking On The Non-Prime Customers

Posted on December 28, 2012 by Kristy Lamar

In the past, short-term online cash advances were one of the few money options available to those who fall into the “non-prime” lending category. This category is also known as sub-prime or second-chance lending because of a low credit score. The people who fall into this category are those who are looked at as risky candidates for new credit. Most credit card companies would steer clear of this category many years ago, but lending opportunities  are changing and people in this category are now being targeted. Creditors are finding that focusing new opportunities to … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Use Cash Advances To Avoid Losing Points On Your Credit Score

Posted on December 27, 2012 by Kristy Lamar

Certain financial behaviors could lead to a cash advance online as one of only a few money options. Credit is based on a score which is affected by many financial decisions. For young people who are just starting out and trying to build credit, their inexperience with finances could ruin their credit score before one gets built. The funny thing about credit scores is that they will not grow unless credit is used. Getting credit cards without prior knowledge of how things are run have set many young adults into a credit score plunge from the start. Rebuilding credit takes much … Continue reading →

Posted in Cash Advance | Tagged , , , , , |

A Cash Advance or Closing Credit Cards – No Help to Credit Scores

Posted on December 26, 2012 by Kristy Lamar

Tired of having a cash advance online be your only access to extra money? Cleaning up your credit report is a good way to solve that problem. Unfortunately, if your credit score has already been damaged due to poor money management, it will be a slow and steady process which may take up to seven years. The commitment may be there, but the need for good credit sooner than later can often disrupt  the plan. Some people end up using short-term loans along the way. When these loans are paid off on time and do … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Ethical Lenders Are Found In The Cash Advance Industry

Posted on December 26, 2012 by Kristy Lamar

How do you go about looking for an ethical lender in the cash advance world of short-term loans? I would suppose it would take some homework and filtering through the hundreds of options available. One key factor in being successful in your search would be to shop through your choices with some prior knowledge on what makes an ethical lender on a high interest loan? You will find responsible cash advance lenders. Know what your state regulations are. Shop around for the going rate for fees. Do the same for interest rates. Call the telephone numbers and talk to the … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Opportunity Does Not Make A Cash Advance The Best Financial Ride

Posted on December 25, 2012 by Kristy Lamar

Does your affordability level include a lump sum payment for an online cash advance, payday loan or car title loan? If one paycheck will not cover the cost of the loan plus fees, then you should really think twice about using a short-term loan. Every day, there is a new story which comes out about the financial state a short-term loan created for a borrower. The difficulty the loan payments created and the demise it caused other accounts has the individual struggling to keep their head about financial waters. Stories like these need to be a wake … Continue reading →

Posted in Cash Advance | Tagged , , , , |

Build Your Child’s Credit to Avoid Cash Advances

Posted on December 24, 2012 by Kristy Lamar

If you are not the age of 18 and you do not have a job, you will not be eligible for an online cash advances or payday loan. You can be working on your credit. With a little help from a parent, you can start building your credit at an early age. In order for any credit to build in a positive direction, the credit card account must remain in good standing. Build credit at an early age to avoid online cash advances. A parent may want to help their young adult by building … Continue reading →

Posted in Cash Advance | Tagged , , , |

Pay Your Cash Advance Quickly- Protect A New Home Mortgage Application

Posted on December 23, 2012 by Kristy Lamar

Use a cash advance, instead of credit cards to  support a future mortgage application. These short-term loans do not check your credit nor do they report you loan as debt on your credit history. Both are point savings to your score which whereas new credit cards would eat away at your score. If you are trying to buy a home, then you will want to protect your credit rating by avoiding many different activities. Use a cash advance lender to help emergency costs, but pay it back in full quickly. Mortgage lenders want to see that you are secure at your job. If your information shows multiple past … Continue reading →

Posted in Cash Advance | Tagged , , , , , |
Apply for a Payday Loan Today!
How Our Payday Loan Process Works
Payday Loan News Articles & Reviews
Cash Advance Cash Advance States Cash Advance Articles Payday Loan Payday Loan States
Payday Loan Articles Direct Payday Lenders Payday Lender Payday Advance Payday Advance Articles
Contact Us About Spotya! Site Map Blog Rates

Spotya!

 888-891-1113
support@spotya.com

P.O. Box 50362
San Diego, CA 92150

Spotya! Payday Loans Facebook Spotya! Payday Loans Twitter Spotya! Payday Loans Google+ Spotya! Payday Loans YouTube Spotya! Payday Loans RSS Feed Spotya! Payday Loans Blog

*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

© 2025 Spotya!. All rights reserved.