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Tag Archives: online cash advance

Comparative Shopping Yields Better Results, Even For Cash Advance Lenders

It isn’t difficult to find an online cash advance or payday loan lender anymore. Search engine results will provide you with pages upon pages of direct lenders waiting for your business. When you put enough effort into choosing the right lender, your loan becomes safer and often times cheaper. Like any other type of comparative shopping experience, we all want the most for the least amount of money. Short-term loan lenders are no different. You will be able to find better deals if you just keep looking. I can remember going school … Continue reading

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5 Tips To Keep Your New Year Budget Away From A Cash Advance

Are you looking for some helpful tips to build a better budget and stay clear of online cash advances or maxed out credit cards? You are one in a million looking to get a better handle on cost of life and then some. The New York based debt relief company released a tip sheet to assist those looking to either start, restart or maintain a 2013 budget. There is nothing new, in theory, on the list, but it may cause you to think about how you handled some money matters in … Continue reading

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Use A Cash Advance, Pay A Fee – Withdraw From Savings, Pay A Fee?

It’s public knowledge that short-term cash advance loans carry use of service fees which will be included in the payoff. It makes sense, any type of third party cash will result in some sort of charge for service. A credit card does not charge a fee, but it will collect interest on any outstanding balance which is left unpaid. Extra revenue for credit cards is collected when a person spends over the limit, makes a late payment, skips a payment altogether, or ups the interest rate keeping a large balance an extended … Continue reading

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Cash Advances to Student Loans – 10 Financial Considerations Before You Choose

Problem debt stereotypically involves both online cash advances and credit card balances.  Home mortgages and car loans are considered good debt. When income does not support the latter payments, it is hard to describe it as good.  It takes some common sense, a bit of finesse and a lot of control in order to keep debt problems out of a budget. There are ten practical moves which can alleviate or prevent problem debt for the upcoming year. Look at the past year’s expense sheets and find areas of concern. Were budget problems created by overspending … Continue reading

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Struggling Families Find Solace With Cash Advances

Struggling families tend to find some solace in the low cost cash advance easy application process. Often times, these short-term loans are used to help fill the gap before the next paycheck. When it comes to deciding between gas in the car or a family member’s drug prescription, there doesn’t have to be a choice. Fast money will help those emergency financial crunch times. There are many reasons why these loans are used so often. It is a choice, a freedom you may call it, to make a family situation less stressful. Why use a … Continue reading

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Kick Start Your New Year to Prevent A Cash Advance

Did your New Year’s resolution to straighten up your finances land you back at the online cash advance application page? Was it the backlash from all that holiday shopping you did or has there been an onslaught of new emergency costs? Whatever the reason behind the budget fallout, it’s not too late to try again. Minimize cash advance usage. Failing at something you set out to do, especially right out of the starting gate, can be quite discouraging. Since debt will not just disappear all on its own, there are … Continue reading

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Credit Checks: Cash Advance Lenders Won’t Do What Some Employers Will

Employment is necessary for a cash advance, but what happens when good credit is needed to be employed? There are employers who will look into an applicant’s credit history during the hiring process. This is not a practice that all employers do, but it is a practice for many. Of course, they cannot check credit behind a person’s back, the applicant must give permission. What would you say to a potential employer if he/she asked to check your credit? Maybe it is looking good and it doesn’t matter who sees … Continue reading

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The Press Release Said What About A Cash Advance?

I may understand the pros and cons of a cash advance better than some people, but one thing I would hope that everyone would know is that one of these short-term loans is not an answer to extra spending. It’s not that I think of myself as climbing up on a soap box in order to preach to people about finances, but…some things need a response. I’m not going to “name names”  nor be a tattle tale, but  I came across an earlier press release from a direct lender that was advertising … Continue reading

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Even A Cash Advance Won’t Help If You Lose Your Job, What Then?

With all the budget juggling I have to do on those “overloaded” months, you would think I would have taken out many cash advances for some quick money relief. Thankfully, I have been able to put a little bit away on the regular budgeted months to counteract the extra costs. I would also have to say that I am very thankful for the health of my family so I don’t have to worry about medical expenses. I am also very thankful to be employed. I know not everyone can say that at the moment, … Continue reading

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Cash Advances Online Are A Last Stop For Those Deeply In Debt

As we see the incline in cash advance applications, financiers are trying to understand the reasons behind why such an incline in short-term loans. Personal finance experts have been concerned about the amount of debt rising in homes for years. The levels of debt have been rising as the amount of money found in savings accounts has been shrinking. Could the rise in online cash advance loan applications be an effect of personal finances spiraling downward? If we take a closer look at personal debt, there are many similarities within the U.S., Canada and the U.K. … Continue reading

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