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Tag Archives: online cash advance

What Is In A Cash Advance and Payday Loan Name?

No matter what you want to call the short-term loan, a cash advance is still going to be the same. Some businesses have taken the creative route in order to stand out as different in an industry which has had less than positive press news. Cash advances and payday loans are what they are no matter what you call them. I saw a press release about a new company offering something different. It was advertising their no fax pay day loans. I read through the article and wondered what was so different? … Continue reading

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Are Cash Advances A Help Or A Hindrance?

Who exactly uses cash advances and payday loans? The obvious answer would be people who need fast cash. Dig a little deeper into that thought and many will be thinking these people are low-income workers who cannot keep up with the cost of living. This thinking is not incorrect, but it surely does not present the full picture. People who are living paycheck to paycheck are not just low-income workers. Homeowners who try to live a lifestyle above their income level are also customers. Those with medical bills, loss of spouse, … Continue reading

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Cash Advance Online Opportunities Promote Comparative Shopping

Life is good when you can sit back in your bathrobe and get a cash advance directly deposited into your bank account. It gets even better when you can spend that money just as easily. Shop for groceries and have them delivered to your doorstep, the latest in fashions and electronics or for a direct lender. It is amazing how much can be done on the net. Opportunity is knocking on your Internet door. Access the world via your home or office, a smartphone or tablet. Whether home in your jammies or sitting on the side of the road with a flat, you … Continue reading

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Foreclosures and Short-Sales Put Credit At Risk Save Cash Advances

Credit scores are calculated by secret algorithms mixed with all the complexities of managing money which makes the final score a challenge to fully understand. Once there are problems reported to credit bureaus  getting help becomes a challenge. Short -term loans like cash advances are an exception to this since there is no credit bureau check to determine loan approval status. When it comes to settling debt, there are many misconceived notions especially when it comes to settling debt. Offers from debt settlement companies broadcast heir services over the airwaves hoping to … Continue reading

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Online and Bank Cash Advance Lending Legislation Begins With A Bill

New legislation is on the horizon for online and bank offered payday loans, cash advances. A new bill has been introduced as a much needed response to Native American Tribes and bank short-term loans which are presently not required to follow state short-term loan regulations. Responsible online cash advance lenders follow state regulations. Aggressive predatory lending and collection practices have been and continue to be a driving force in regulating cash advance lenders. Some states have banned the lending practices all together while others have capped fees and loan amounts in order … Continue reading

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Are You Looking Straight Into The Eyes Of Cash Advances?

I could come up with a boat full of excuses as to why you should take out online cash advances and avoid late payments, but if I don’t understand your financial situation I may not be helping you at all. Some people get caught up with the excitement of fast money with no credit bureau checks. The idea that there is a place to go to get quick cash help puts a blind eye towards the terms and conditions. While they sign, there is little to no thought about what is going … Continue reading

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Avoid Cash Advance Debt to Change Your Financial Way of Life

Once all the hard work improving your finances comes to fruition, keeping control of your debt is like any other life change. You have to keep at it and be conscience of where your money goes. Falling back on cash advance dependency in order to support unexpected costs is what you were trying to avoid in the first place. I saw a commercial celebrating a young man’s journey to not just lose a few hundred pounds, but the party was to celebrate him keeping it off for 15 years. This man became famous for eating a … Continue reading

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Defaulted Cash Advance Loan Collections Heat Up During Tax Season

Debt collectors will be vamping up their contact opportunities the next few months.  It is tax season and many taxpayers will be expecting a refund. If the collectors are working for the IRS, student loans or it is the state trying to collect back child support, then there will be no tax refund coming your way. Debt from credit cards, cash advances and medical bills will be seeking out a piece of your tax return. Cash advance lenders will try to collect on missed payments. Debt collectors are not alone in their thinking. It has … Continue reading

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Determine Creditworthiness As Creditors and Cash Advance Lenders Do

If you were approached by someone and they expressed their need to borrow a chunk of money from you, what would be the first thing that runs through your mind? I may stop and think about who it is I’m talking to, what they need the money for and most importantly, will I see that money come back to me? If this person is known to ask for money with little to no chance or returning what they borrowed, I would lying if I said I might just lend the cash. I’m … Continue reading

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A Homeowner’s Cash Advance Dependency Depreciates Lifestyle Opportunities

The American dream of being a homeowner may not have as many advantages as in the past. The cost of homes drove the market to charge exuberant prices before it collapsed and left people owing more money than the house was now assessed value. The opportunity to sell was significantly reduced and many people ended up having their home foreclosed upon. Credit cards and online cash advances cannot help support failing mortgage payments, at least not each month. A cash advance is for emergency costs, not cost of living. Use a cash advance … Continue reading

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