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Tag Archives: online cash advance

Breaking Myths Concerning Credit Cards and Cash Advances

Over and over we read about credit scores; what can we do to fix them and what is it that we do to hurt them. Everybody has a story to tell and stories will travel. By the time the story gets told 20 times, what we should or should not do with credit cards or cash advances may not be the real truth to solve our problems. The wisdom passed along becomes stretched and distorted through its various retold versions. Big myths don’t solve debt or credit score problems. If … Continue reading

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I May Use A Cash Advance To See My Doctor, But They Carry Extreme Debt

I was listening to news radio the other morning on my drive into work. There was a big discussion about doctors in our county. The focus switched back and forth between their salary and debt as well as the influx of out of country doctors charging less. Since my head is normally found within the financial boundaries of cash advances and credit card debt, it was interesting to learn that U.S. doctors are not as well off as we are made to believe. As with any topic, the “one size fits all” … Continue reading

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Retirement Plans Gone Sour: It’s Not All Cash Advance and Credit Cards

Entering that last decade before retirement? I bet these folks are doing their best to keep their debt from building, take care of all their own necessities and be the support for family. This generation is feeling the financial stress as they work to rid themselves of credit card and cash advance debt. Why all the stress for this age group? It isn’t necessarily because they are making too many trips to the mall. Those in their 50’s are looking towards their retirement, hoping to be free of debt. Who wouldn’t want to be debt free and live the … Continue reading

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Using Critical Thinking To Solve Cash Advance and Credit Card Debt

In order to solve a cash advance problem, there may need to be some critical thinking components active within the household budget. By the time a person is at a point where cash advances are used, there tends to be more debt and possible budget problems elsewhere. Cash advances tend not to be the cause of a financial problem, but are often the last piece of straw which breaks the camel’s back. Critical thinking approach to solve cash advance reliance Critical thinkers often approach problems with an open mind and a self-motivated ambition to solve the … Continue reading

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Cash Advance Loans and Shopaholics Don’t Blend Well

I read an article today about a man who grouped his family together for an intervention for his mother. Most often we read about interventions dealing with some sort of addiction. This gentleman was looking out for his mother as she continued to bury herself  further in debt with cash advances and credit cards. The addiction which the family was called in to support and help stop was a shopping addiction. It may sound humorous to many, but the problem is more severe than most think. Using third party money to continue feeding into this habit not only … Continue reading

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How Much Money Do You Waste On Cash Advance and Credit Card Debt?

How much are you paying in interest for your cash advance? Your original due date has passed and as you continue to pay your fees and pay down your principle amount, have you calculated how much income goes towards the loan? Did you plan on having the loan extended beyond the first term? Have a fast payoff plan before you get your cash advance. I’m sure there are very few who know about the high interest attached to cash advances would plan to keep this loan out for longer than necessary. Short terms and high interest … Continue reading

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Cash Advance Your Only Option? Check Out Your Credit Report For Errors

Did you know that a new study by the FTC has reported that 5% of consumers have errors on one or more of the three major credit reports? If you find that for some unknown reason your credit is low and the only cash advance you can obtain is from a direct short-term loan lender, you may want to obtain a free copy of your credit report and find out why. No credit check cash advances are not affected by credit scores What do errors do to credit report? They give ample opportunity to … Continue reading

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A Cash Advance Can Help After Bankruptcy, But It Won’t Rebuild Credit

When you are trying to recover from bankruptcy, a cash advance is still an available option. Those short-term – no credit bureau check loans are not interested in what the credit bureau reports. Don’t fret; credit recovery also consists of other options. What can you do to rebuild credit besides a cash advance or payday loan? For starters, neither of these loans will rebuild your credit. Only debt which is reported to the credit bureau will be used to help rebuild credit. The only time one of these short-term loans gets reported to the bureaus is after it has … Continue reading

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Could A Secured Loan Help Relieve Cash Advance and Credit Card Debt?

Would you risk your home or car for your cash advance or credit card debt? People who look to secured loans in order to payoff unsecured debt are doing just that. The fear of having credit scores lowered has created more debt problems. As often as these choices do work for some people, we all need to keep in mind the possibility of losing property and still have credit tarnished with negatives. Moving cash advance and credit card debt Take a look at one scenario which transformed unsecured debt into secured and all … Continue reading

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Can You Negotiate Cash Advances, Credit Card or Utility Debt?

Are you looking to negotiate your cash advance or credit card debt? You don’t have to sign up to pay another company to do it for you. A creditor or lender will most often prefer to deal with the person one-on-one rather than discuss the case through a third party. Save some cash and work through your debt yourself. A cash advance lender will listen. Since short-term loan debt is not revolving debt, there is a small window of negotiations available. Before any lender will work with you, you will need to give a … Continue reading

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