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Tag Archives: online cash advance

A Low Cost Cash Advance Is Not Unheard Of

How does a cash advance lender get away with promoting a short-term high interest loan as a low fee cash advance alternative financial solution? It all starts with a look into what extra costs a consumer must pay no matter what third party money is used. The most well-known fee is interest. When interest is associated with a loan advance, the last description anyone would offer is low cost. Where does the term come from? What is low cost about a cash advance? As a short-term loan is not initially placed into a low cost category, it definitely … Continue reading

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Once Cash Advance Debt Is Paid, Would Online Apps Help My Finances?

Do you find yourself using a cash advance or a payday loan to make your budget work more often than you’d be willing to admit? A little more planning and constant monitoring of your day to day spending would help many folks track their expenses easier. With all of the free online budgeting tools available, consumers would help themselves budget more wisely using one of these innovative tools. Keep your budget funds advance free. Why would you want to try one? Would you like to keep your banks accounts in … Continue reading

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Would You Use A Cash Advance To Purchase A Discount Coupon?

Are you signed up for one of the daily online discount coupon emails? Have you ever paid $25 for a $50 trip to a favorite restaurant or clothing store? Did you have the money or did you rely on a credit card or cash advance to make that purchase? Did you use the coupon? These deals are certainly great for those of us who have always wanted to but never thought we could afford it. It also helps those of us who frequent the store or restaurant it brings a savings to monthly spending. Everybody wants … Continue reading

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Plan Strategies Prior To Money Crisis; You May Not Need A Cash Advance

Point of view is important to what should matter the most to an individual. How would a cash advance lender suggest I take care of debt compare to those from a debt settlement company? Suggestion need to be taken with a grain of salt and applied as you see fit into your own personal finances. A cash advance company isn’t promising debt relief. If you come across a cash advance lender which is promising to be a step towards debt relief, you might just want to keep on stepping away. Cash advances are typically small loans to support financial emergencies in … Continue reading

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Are Banks Supporting Predatory Cash Advance Lenders?

How many bad apples does it take to spoil the bunch? Let’s ask the responsible cash advance lenders how many predatory lenders it takes to ruin their reputation. All it takes is one and the bag of short-term lenders, there are plenty. There are already more than a dozen states which plan payday loan lenders. Online operations are more difficult to manage. Predatory lenders utilize the vastness of the web to connect to the residents of these states despite the rules which govern their loans. There are some lenders which have relocated … Continue reading

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A Sinking Fund and A Savings? Bye Bye Cash Advances

Putting money aside is a difficult task for many of us living paycheck to paycheck. Avoid using cash advances or relying on credit cards for emergencies is great advice, but what does one do when there are impending bills which need to be paid? The answer seems so obvious when not in a vulnerable financial situation. Save money to avoid third party cash reliance. Use money from savings to prevent the need for cash advances. Most people have a savings account; there just isn’t much in it. Why is that? For those of us … Continue reading

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Credit Problems? Find The Problem’s Source and Avoid A Cash Advance

It’s time to pay the dinner bill and the waiter returns with news that your credit card has been declined. Ouch! Even a cash advance is not going to help you out of this one. It would help if you have more than one credit card in your wallet or maybe some cash tucked away for emergencies. If you have cash in the bank and a debit card with you, this will get the dinner bill paid. It may get you scurrying to replenish your bank account, but at least you made it out of … Continue reading

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A Balanced Lifestyle Has No Room For Cash Advance Or Credit Card Debt

With credit scores ranging from 300 to 900, it is amazing that anything below a 650 is frowned upon by many banks, credit unions and  mortgage lenders. There are many credit cards which look closely at these numbers and even though they may not turn an applicant down, they sure will charge them extra in interest for such a low score. I can understand why so many people end up using short-term loans like cash advances, payday and title loans in order to get some help. I’ve never heard of anyone having … Continue reading

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Online Banking and Cash Advances Adds Time To Everyday Lives

Electronic banking makes financial matters much simpler. From a debit card to automatic bill payments to online bill payments or cash advance EFT debits; not having to go to the bank in order to process a money transaction makes our lives less complicated. How many trips to the bank did you make each week prior to online banking opportunities? Banks and credit unions offer debit cards which work very similarly to credit cards, but the money is not borrowed. You pay form your debit card and the money is taken out from your bank … Continue reading

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Cash Advance Success Is Not Found In A Debt Trap

Being strapped for cash does not make a cash advance a perfect solution. Too often, a customer will fall back on the short-term loan in order to make good on some emergency payments; but when the due date comes round in just a few short weeks, that individual is still cash strapped. Now what? This story is heard around the world as the cash advance cycle of debt. A cash advance lender does not try to catch you in a debt trap. There are no nets or lures hanging in the office. … Continue reading

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