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Tag Archives: online cash advance

Cash Advance Loans Are Found Everywhere

What are cash advance loans online good for? If you answered fast money to solve an immediate financial emergency, then you are on target.  The high interest applied to these loans whether by a direct lender or through the use of your credit card make these loans an expensive alternative for other reasons. It isn’t just the direct cash advance loans lender with high interest. Credit cards stereotypically carry lower interest rates than direct lenders. Many companies have stepped beyond that reputation raising the interest bar for borrowers with sub-prime credit. It’s the ones with difficulty paying which … Continue reading

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Debt Traps Are Not Only Found In A Cash Advance Loan

Debt traps are most often related to an online cash advance loan that have short-term payment expectations. When the balance is left unpaid and interest charges begin to accrue, a debtor will begin to feel the effects on their monthly income. It isn’t just the short-term loans which contribute to debt traps. Interest on any type of loan or credit opportunity can and will cause budget problems if not handled correctly, especially with on-time payments. A cash advance loan carries high interest from the start. The high interest of a direct cash advance loan … Continue reading

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A Personal Cash Advance Loan Emergency Fund Fueled By A Tax Return

Did your tax refund act as a replacement for an online cash advance loan? Are you still waiting to finish the paperwork? Do you already have the money spent in your mind? I got mine. It went straight into the bank for my own personal cash advance emergency fund. I had thought about paying down my credit card debt. I write about this stuff every day. It would make the most sense, but I really had to look into my own personal situation and figure out what is best for me. On one hand … Continue reading

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Cash Advance Online Loan Debt May Be On The Slow Decline

Did you take out a direct cash advance online loan in February? According to the Wall Street Journal’s Market Watch there was a significant jump in consumer spending that month. I haven’t seen a report that shows the unemployment rate dropping significantly. What is happening with household finances? Market Watch took a closer look at the numbers in February and continued to report that the bulk of the increase in spending went towards perishable goods, gas and food. Fuel prices rose 13% to influence the demand for extra spending. A cash … Continue reading

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A Cash Advance Loan Online Is Not A Debt Death Sentence

Just when I think that I will not be able to handle paying off my cash advance loan online, I read a story about a couple who overcame $160,000 in debt in three years. My first thought was that these folks had a spending problem not a living paycheck to paycheck problem. There was no direct cash advance loan debt in the midst of it all. This couple each had good paying jobs but carried a “no worries” attitude about their finances. My first thought rushed to the conclusion that of course … Continue reading

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Income Makes An Impact On Cash Advance Loans And Credit Card Debt

In order to be proactive with personal debt, many people need to take a long hard look at their own financial situation. It often takes practicality within budgeting in order to keep a cash advance at bay and minimize credit card usage. In order to make any dent in debt, a person cannot continue to add to the costs. A cash advance applicant needs monthly income to qualify. If you have a job, then you are at a better position to fix your finances than others. Unemployment still hovers around 8% with an undetermined amount of underemployed people … Continue reading

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Unfit Finances Will Overuse Cash Advance Loans

Did you plan to have your debt amount rise up over your yearly income? Was it in your mind to max out all the credit cards? Do you use online cash advance loans just because they are there? If you have any type of desire to stay financially fit, you would have answered no to all of these questions. Most often, we don’t plan financial doom. There is a sense of belief that the money will be repaid at some point in time. When? That’s the sticky part, especially when it comes to long-term credit … Continue reading

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Young Adults Should Avoid A Cash Advance Not Credit Cards

What happens to our children who enter the financial world afraid of making the same mistakes as their parents? The US in filled with personal debt and there are many young adults who would rather not participate in the game. The last thing these youngsters want is to have maxed out credit card debt or be reliant on a cash advance in order to make ends meet. Avoid a cash advance with a good financial plan. There are many newcomers who are choosing to go without credit cards. If there is … Continue reading

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An Inside View On Why Women May Choose Cash Advance Loans

A PEW study shined a light on the fact that woman tend to use a cash advance or payday loan more often than men. A debt management company, which has seen an influx of women seeking debt relief, points out reasons why many women’s finances fail. Cash advances serve a large percentage of women. More than 50% of the women who sought out debt relief found that their expenses increased while they fell behind on payments. This is a great example why cash advances were used to make ends meet. … Continue reading

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A Cash Advance Is Simple To Obtain, But Not A Credit Score

It should be simple to obtain a free credit score, right? I wish it was. When I went to track my financial situation, I could obtain free copies of the report, but the actual credit score was a different scenario. It is good to know the actual credit score. It would help me determine what financial help would be available to me.  A cash advance company does not seek out the score to determine approval, but credit card companies live and breathe by these figures. A cash advance is a no credit … Continue reading

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