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Tag Archives: online cash advance loans

Safeguard Your Budget: Make Your Own Cleaning Supplies

Posted on June 13, 2012 by Kristy Lamar

When it comes to saving money, being frugal can come in handy. Frugality does not mean you have to go without, but more like being smarter with the everyday choices you make. My shopping bill always goes up when it is time to replenish the household cleaners. What I would normally spend at the store increases by $20 easily, if not more, because of these items. There are less expensive ways to keep your home areas clean. You can make your own cleaners in reusable dispensers. Your initial expense to purchase the ingredients and containers will … Continue reading →

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Bankruptcy:Defining The Difference Between Chapters 13 And 7

Posted on June 8, 2012 by Kristy Lamar

When debt is bad enough and no other option is available to you, the next serious step to inquire about is bankruptcy. This decision is not to be taken lightly as it has some serious consequences that goes along with it. To begin this process, you will need to hire a lawyer. When you do choose a lawyer, you will be expected to pay upfront costs. Be aware of the money involved with the procedure, the time it will take, any requirements that may be expected of you, and the price … Continue reading →

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Student Loans: Collections Differ from Other Unsecured Loans

Posted on June 2, 2012 by Kristy Lamar

Loans fall into two categories, secure and unsecured. A secure loan is money which is tied to property such as a home or car used as collateral. This practice gives the lender more security. If you do not pay the lender back, your property will be seized. An unsecured loan does not use property for security, rather, it is based on your credit history and good faith that the money will be repaid. Lenders of unsecured loans scrutinize the applicants more closely because of the risk involved. Student loans fall under the unsecured loan definition as … Continue reading →

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Credit Counseling Services: What to Look For

Posted on May 17, 2012 by Kristy Lamar

When a cash advance is not going to help with the debt troubles you are facing, you will want to look for a credit counseling service that can help you solve your debt problem. Here are some suggestions to get you started with your search for a credit counseling service: Look  for an agency that offers many services such as financing education and ongoing support. Find a counselor who will meet you in person. Find one NOT affiliated with creditors. Get all promises in writing. Take the time to read … Continue reading →

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Trading Your Car In?

Posted on May 11, 2012 by Kristy Lamar

Are you ready to make that big leap and get a new car? What are you going to do with the old one? If you are going to be trading it in or selling it on your own, having it look in tip top condition will bring you higher bid for its value. Fair market price on vehicles go along with model, year and condition. Presentation is the first impression from its overall condition. A chef would tell you the same thing about food. How it looks when plated convinces … Continue reading →

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Growing Seasons Reflects Products

Posted on May 4, 2012 by Kristy Lamar

Fruit juices will be covered in part 4 of this series. Believe it or not, fraudsters find it very easy to dilute juices without consumers noticing a change in taste or consistency. Both orange and apple juices have been found diluted with water; where as the more expensive juices, such as pomegranate,  is diluted with apple juice. Once again, you as the consumer need to be reading labels and ingredients closely. Buy products from a trusted brand when looking to get the latest in the fruit juice craze. One thing we here … Continue reading →

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Trust Where Your Money is Spent

Posted on May 2, 2012 by Kristy Lamar

Our second part of this series is focused on milk.  Consumers are at risk of buying this product that has been watered down and then melamine added to increase the protein content which will hide the dilution.  Adulteration of milk is common enough to make it the second most common product subject to adulteration in the U.S. Pharmacopeial Conventions’s Food Fraud Database. In 2008, there was a scandal from China with powdered milk  that killed 6 infants and made hundreds of thousands consumers sick. With more of this happening abroad, you will … Continue reading →

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Sunday Budget Tip # 9

Posted on April 29, 2012 by Kristy Lamar

Cash advances come in handy when you need some extra money on those off pay weeks. The better you keep your budget on target, the sturdier your financial future will be. Sunday Budget Tips are written for the sole purpose as to offer ideas on how to save money to create or support a healthier budget. They are not a “one size fits all”, as we all have our own personal situations and life styles. Tip # 9 We all have those days when having time or energy to make … Continue reading →

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Prom Costs for your Son

Posted on April 27, 2012 by Kristy Lamar

It’s that time of year again, the kids are getting ready for the prom. A night to promise a lifetime of memories. If you have a son, it may not cost as much to get him dressed for the evening, but the boys end up shelling out a great deal of money for the whole night experience. Some young men have jobs that help cut those costs, others have great parents who will hand out the money to make the night special. A cash advance is a good source of … Continue reading →

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One Dish Dinner

Posted on April 14, 2012 by Kristy Lamar

Chicken and Rice Dish by Campbell’s Soups is low cost dish when your cash flow demands are high. Ingredients: can (10 3/4 ounces)cream of mushroom soup 1 cup water (add 1/3 cup more water if you want creamier rice) 31/4 cup uncooked regular long-grain white rice 1/4 teaspoon paprika 1/4 teaspoon ground black pepper 1 1/4 pounds boneless skinless chicken breasts   Preheat the oven to 375 F degrees   Stir the soup, water, rice, paprika and black pepper in a 2-qt shallow baking dish. Place the chicken on top. Season with additional paprika and/or black pepper to your taste. Cover. … Continue reading →

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