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Tag Archives: online cash advance loans

A Cash Advance Will Pay The Bill, But You Need To Stop The “Cramming”

Low cost cash advances will come in handy to help with unexpected costs, but keeping track of your finances is the better way to protect your budget. It isn’t always about how much you spend, but also looking for errors on creditor’s parts. Sometimes it is not an error, but some company “cramming” your bill with costs for services you never asked for. These types of additional costs will show up on your cell phone bill and you will need to pay close attention each month to the items and … Continue reading

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Cash Advance Online Loans Preferred Over Credit Unions’ Attempts

Cash advance online lenders and the online payday loan industry has many opponents who have tried to get traditional lenders and lawmakers to offer alternatives to the short-term loans. With other options available, borrowers continue to enjoy the convenience of cash advance and payday loan lenders. Short-term loans from cash advance online industries have a history of high priced loans which carry even higher interest rates when the loans are not paid in full. The loans are usually only out for about 14 days, and those borrowers who have difficulties … Continue reading

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Cash Advance Online Lenders Do Help

Is it possible that a cash advance online could be partially responsible for the financial crisis in our country? There has been some speculation as to whether or not this is true, but it is far from the truth. Most financial institutions received billions of dollars in government money in order to bail them out of their financial messes, while cash advance and payday loan companies remained consistent. These short-term loans which usually are valued at $300-$400 dollars with no collateral to fall back on, are not the reasons behind any of the … Continue reading

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Cash Advance Online APR Is Not The Highest

Are you thinking about getting an payday loan online? Depending on your financial situation and how much disposable income you have on average each month,  cash advance online may be the best help for you. There are many reports which present these short-term loans as predatory lending practices, but the entire picture is not painted. High risk loans such do not require credit checks and have higher fees and interest rates in order to help  make up for the underlying costs involved. The cash advances are set up to be paid off in … Continue reading

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An Online Cash Advance Or A Savings Account Both Help With Emergency Costs

Responsible borrowing is definitely challenging when there are bills to be paid. Finding a short-term solution like applying for an online cash advance may seem to bring some relief into your budget, but not usually for long. These types of short-term loans will need to be paid back with your next paycheck. This proves to be a struggle for many and instead of working at getting yourself out of debt, the debt continues to grow. Climbing out of debt is not easy. It is a long process which takes lots … Continue reading

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Cash Advance Option Helps Keep Online Banking Successful

With online banking in the forefront for the average person, money transactions are more popular than ever. When bill payments are scheduled ahead of time for a simple transfer from one account to the other, human error has been minimized. Sending money from one account to another is a safer and more secure way of transferring money, so much so, that the IRS strongly suggests using online transfers and deposits as the best way for tax returns and payments towards liabilities. An IRS tax return can be processed and refund … Continue reading

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Online Cash Advances Or From A Credit Card?

How many people actually read the fine print for credit card terms and policies? Credit cards market their cash advances in similar ways as online cash advance for quick cash would approach the subject. They are both opportunities for someone to get money in a short period of time without having to drive to a “brick and mortar” location. There are some distinct differences between the two which some people find confusing and direct them in the wrong direction for their particular financial situation. Credit card cash advances: This fast … Continue reading

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Military Personnel Debt Is An Exception To Most Rules

Military personnel have the Servicemember’s Civil Relief Act (SCRA) to help protect them when debt becomes troublesome. This act is an improvement from the Soldier’s and Sailor’s Civil Relief Act (SSCRA) which helps a member of the military with debt accrued prior to being in the service. Individuals who are currently enrolled in the service do not always have the time or the resources to effectively plan to relieve themselves of debt. New debt relief benefits for members who are active in the military are: Eviction protection for those personnel … Continue reading

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Are Payday Loan Companies Unfairly Targeted For Using Demographics?

Demographics is a major deciding factor to any start-up company or to those who are branching out to new locations. As with any industry, money lenders can be found quite easily in certain areas of town. Who is the judge as to where a good or bad place can be? Labeling businesses as predatory lenders for using demographics to target customers seems to be quite unbalanced since the practice of it is used throughout all industries. I guess it all falls into the laps of each individual and their particular … Continue reading

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Overdraft Fee Revenues Are Pushing $30 Billion

With overdraft fees running between $30 and $35 per transaction, the financial institutions are making bank. In 2011, the banks collected almost $30 billion in revenue from these fees. Where do these funds come from? Overdraft fees are collected from checking accounts across the nation when overdraft errors occur. It is the hard working consumer who is paying the billions in fees. Imagine the difference it could make to have billions of dollars still in checking accounts. Overdraft protection plans are set up to help you keep the costs down … Continue reading

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