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Tag Archives: online cash advance loans

Look For The “Cream of The Crop” Online Cash Advance Lender

Posted on December 28, 2012 by Kristy Lamar

When looking for a cash advance lender, finding one which practices “Best Practices” is always the best approach to finding a short-term lender. A trustworthy online cash advance company will follow these best practices. Fees, interest rates and terms of the loan will be fully disclosed within the contents of the webpage. A responsible lender will comply with all regulations set by any given state where loans are processed. Advertising for the company will be truthful and not misleading. Responsible lenders will encourage consumer responsibility. A consumer’s rights to rescind their loan will be … Continue reading →

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Credit Cards and Cash Advances Banking On The Non-Prime Customers

Posted on December 28, 2012 by Kristy Lamar

In the past, short-term online cash advances were one of the few money options available to those who fall into the “non-prime” lending category. This category is also known as sub-prime or second-chance lending because of a low credit score. The people who fall into this category are those who are looked at as risky candidates for new credit. Most credit card companies would steer clear of this category many years ago, but lending opportunities  are changing and people in this category are now being targeted. Creditors are finding that focusing new opportunities to … Continue reading →

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Use Cash Advances To Avoid Losing Points On Your Credit Score

Posted on December 27, 2012 by Kristy Lamar

Certain financial behaviors could lead to a cash advance online as one of only a few money options. Credit is based on a score which is affected by many financial decisions. For young people who are just starting out and trying to build credit, their inexperience with finances could ruin their credit score before one gets built. The funny thing about credit scores is that they will not grow unless credit is used. Getting credit cards without prior knowledge of how things are run have set many young adults into a credit score plunge from the start. Rebuilding credit takes much … Continue reading →

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Ethical Lenders Are Found In The Cash Advance Industry

Posted on December 26, 2012 by Kristy Lamar

How do you go about looking for an ethical lender in the cash advance world of short-term loans? I would suppose it would take some homework and filtering through the hundreds of options available. One key factor in being successful in your search would be to shop through your choices with some prior knowledge on what makes an ethical lender on a high interest loan? You will find responsible cash advance lenders. Know what your state regulations are. Shop around for the going rate for fees. Do the same for interest rates. Call the telephone numbers and talk to the … Continue reading →

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Tread Carefully When You Receive Unsolicited Cash Advances

Posted on December 25, 2012 by Kristy Lamar

Have you received an envelope in the mail for a cash advance which is yours for the taking? Maybe it was in the form of a credit card which would deposit the cash advance into your bank account. It could possibly have come to you in the form of blank checks endorsed by a credit card company. Did it come with a note with a reservation number which implies that this option was designed for you and you only? Did you think that all your problems were solved? As perfect as the offer might be, you have to … Continue reading →

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Opportunity Does Not Make A Cash Advance The Best Financial Ride

Posted on December 25, 2012 by Kristy Lamar

Does your affordability level include a lump sum payment for an online cash advance, payday loan or car title loan? If one paycheck will not cover the cost of the loan plus fees, then you should really think twice about using a short-term loan. Every day, there is a new story which comes out about the financial state a short-term loan created for a borrower. The difficulty the loan payments created and the demise it caused other accounts has the individual struggling to keep their head about financial waters. Stories like these need to be a wake … Continue reading →

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Avoid Collections – Work With Your Cash Advances Lender

Posted on December 24, 2012 by Kristy Lamar

Debt is debt no matter who you owe from cash advances gone bad to a pile of credit cards maxed out. Debt is money that you borrowed and promised to return with a fee for the service. This fee is most often determined by an interest rate. This rate is charged against the amount owed and is added to the balance of the account. Once a debtor has defaulted on payments, the risk of the debt collectors rises. There are three types of debt collectors. Debt companies who purchase debt from creditors and … Continue reading →

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Build Your Child’s Credit to Avoid Cash Advances

Posted on December 24, 2012 by Kristy Lamar

If you are not the age of 18 and you do not have a job, you will not be eligible for an online cash advances or payday loan. You can be working on your credit. With a little help from a parent, you can start building your credit at an early age. In order for any credit to build in a positive direction, the credit card account must remain in good standing. Build credit at an early age to avoid online cash advances. A parent may want to help their young adult by building … Continue reading →

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A Cash Advance or A Credit Card – Which Offers A Safe Practice?

Posted on December 20, 2012 by Kristy Lamar

When looking at the payoff for a credit card and compare it to a cash advance online, most people would agree that a credit card carries the safest practice for your budget. Small minimum amounts for as long as you want; simple and comforting to those who struggle with their budget. A cash advance requires a full payoff in a short time. Treating an online cash advance like a credit card payment is a slow death for your budget. The high interest and short terms for each pay period will … Continue reading →

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Is A Cash Advance Considered Good or Bad Credit?

Posted on December 20, 2012 by Kristy Lamar

Does a cash advance online qualify as bad credit or good credit? Is it credit at all since it does not get registered onto your credit history unless it becomes a default loan? There are many people who will argue that a short-term cash advance is bad no matter it is counted as credit or not. Ask a lender and some will say it is great. A responsible one would tell you that it depends on how it is used and paid off. A cash advance online is an opportunity to get some fast cash during a financial … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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