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Tag Archives: online cash advance loans

Move Over Cash Advances, A Credit Card Company Is starting A New Trend

Posted on January 17, 2013 by Kristy Lamar

I often read an article about payday loans and cash advances which pushes my buttons in a negative way. I also get discouraged by the credit card companies which get away with predatory lending and no one stopping them from targeting new customers. But, alas, I will confess; I watched a television commercial from a leading major credit card company this weekend that made me smile. It seems that this particular company has finally realized that we regular folks are tired of the aggressive lending techniques being used by the credit card companies. There are no state regulations for … Continue reading →

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Limit Cash Advances, Pay Down Credit and Protect Your Credit

Posted on January 15, 2013 by Kristy Lamar

Breaking the cash advance dependency is a good start to healthier finances. This is one rule of many which is meant to be broken. Relying on any type of third party money source would never be the most cost effective approach to budget planning. If you are looking to have good credit, there are some rules (10 of them actually) which should never be broken to support healthy credit. Pay your bills on time! We are talking consistently, every month, year after year. When there is a solid payment history to fall back … Continue reading →

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Cash Advances to Student Loans – 10 Financial Considerations Before You Choose

Posted on January 15, 2013 by Kristy Lamar

Problem debt stereotypically involves both online cash advances and credit card balances.  Home mortgages and car loans are considered good debt. When income does not support the latter payments, it is hard to describe it as good.  It takes some common sense, a bit of finesse and a lot of control in order to keep debt problems out of a budget. There are ten practical moves which can alleviate or prevent problem debt for the upcoming year. Look at the past year’s expense sheets and find areas of concern. Were budget problems created by overspending … Continue reading →

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Do Online Cash Advance Benefits Outweigh The Drawbacks?

Posted on January 9, 2013 by Kristy Lamar

Are there benefits to using a cash advance online? There are some definite benefits, especially if it means getting other payments out on time. The short-term loan business stays strong because of many clear benefits that have helped many customers out of a financial crunch. What benefits come out of cash advances? The most anticipated benefit is that the money gets transferred quickly. Once you are approved, there is a good chance that the money will be in your bank account by the next business morning. It works great for emergency cash. No credit check, means no … Continue reading →

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Cash Advance Payoff Strategies To Break The Cycle of Debt

Posted on January 7, 2013 by Kristy Lamar

Once an individual is deep into a cycle of debt with cash advances online or a payday loan, getting out will take some effort. It is not a situation which has to end badly. Get through the tough payoff process and end on a high note with new education of cash advance payoff strategies. It’s always best to pay off a cash advance quickly. The “pay it all in full” example is a great strategy for cash advances as well as credit cards. The longer the money goes unpaid, the larger … Continue reading →

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A Cash Advance Won’t Help Your Credit – Manage Your Debt

Posted on January 6, 2013 by Kristy Lamar

People with good credit and high credit scores will not be looking to find a cash advance to help with emergency costs. These people will have a savings account or spending room on credit cards to make their budgets work each month. Having a high credit score does not mean an individual does not have debt. In fact, debt is a requirement to obtain a high credit score. A cash advance is a no credit check loan. While most creditors will check that score as one of the first steps to obtaining the application, a cash advance lender will not … Continue reading →

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Live Off Your Income – Not Cash Advances Or Credit Cards

Posted on January 5, 2013 by Kristy Lamar

Avoiding a cash advance dependency is just as difficult as not spending the total limit offered by the credit card company. Knowing all the financial how’s and whys and what for’s may be confusing, but the result is the same when they are misunderstood. Debt knows no boundaries; there is no maximum limit as to how large it can grow. It is a wild animal which can only be tamed through financial education, hard work and common sense. Does your state allow a cash advance online? Some states which allow cash advances report that many people who … Continue reading →

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Pay For Debt Insurance? Not With A Cash Advance Online

Posted on January 2, 2013 by Kristy Lamar

Fixing your finances in a jiffy might land you on the cash advance online doorstep applying for a short-term loan. At least if you get there and you found a responsible lender, there isn’t much red tape involved in getting one of these low cost loans. Know cash advance fees and interest rates up front. The simplicity of online cash advances are welcoming when people are used to the traps and games played by credit card companies. Maybe it has to do with the difference between  short-term and long-term transactions … Continue reading →

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Seek Out Direct Cash Advance Lenders For Budget Support

Posted on January 1, 2013 by Kristy Lamar

When seeking to obtain a cash advance online, search for companies which are direct lenders. If you have ever applied for a loan and find out that the company is working as the middle man between you and your money, be confident that the price for the cash just went up. Direct cash advance lenders are you source for fast cash. Cut out the middle man and work directly with a direct lender. These lenders will process your application and fund your loan. Money is easier to obtain when you work … Continue reading →

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Emotional Spender? Stay Clear of Online Cash Advances and Credit Card Usage

Posted on December 29, 2012 by Kristy Lamar

People who tie their troubled finances to a habit of uncontrollable spending, most often create trouble for their finances that even cash advances cannot take care of. The impulsive or emotional shopper has to look further than a short-term loan to solve their money problems. Credit counseling will often help a shopper learn to isolate their behaviors in order to stop emotional triggers in their tracks. Emotions can trigger many bad habits. When spending is one of them, a household’s finances will continuously be in jeopardy. It doesn’t matter what socio-economic background the shopper comes from. … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

** Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained.

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