Tag Archives: online cash advance loans

Emergency Cash Advance Lenders Do Not Follow Credit Card Aggressive Tactics

Posted on February 5, 2013 by Kristy Lamar

Using a cash advance to relieve financial emergencies is the basis to why short-term loans are so popular. The loan is for a few hundred dollars, it gets deposited quickly and the payoff is meant to keep the borrower form falling into more long-term debt. The harsh part of these short-term loans is that if the full payoff is not completed on the original due date, there is high interest applied to any remaining balance. As horribly as this interest affects people’s monthly expenses, a cash advance lender continues to grow in popularity. The need for emergency cash and … Continue reading →

Negative Credit Card Reports Show More Predatory Practices Than Cash Advances

Posted on February 4, 2013 by Kristy Lamar

With all the negative information being reported about the predatory practices used by cash advance and payday loan lenders; it is confusing to read about the tactics credit card companies use without any reference to being predatory themselves. I watched an in depth documentary on credit card tactics from a leading Sunday morning news show. Their report was made up of multiple interviews . It focused on credit card predatory practices, not payday loan and cash advance lenders, and the consumers who have fallen into trouble using third party money. The most shocking … Continue reading →

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A Look At Money Options: From A Cash Advance to A Home Equity Loan

Posted on February 3, 2013 by Kristy Lamar

There are different types of credit available. Some people rely on cash advances online while others keep a home equity line of credit to help with emergency costs. Before you make a decision to solve a money problem, it may help you prevent further problems to know all different types of credit available. A cash advance is one short-term money option. There are a few options in this short-term lending category. There are both store and online options for cash advances, payday loans and title loans. The payday and cash advance loans … Continue reading →

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Control Budgeted Costs To Avoid A Cash Advance

Posted on February 2, 2013 by Kristy Lamar

Food prices are always an issue at my house. My daughter has her favorites, which of course are opposite of my son’s and then there is me who is trying to make a more conscience effort in eating healthier. Most often, I can combination a meal to two of the three, but rarely do I get all three unless we go out to eat somewhere. With groceries in the home, I find eating out brings more relief to stress, hunger and housework but ruins my monthly budget. Keeping a budget running no … Continue reading →

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How To Get A Cash Advance With A Responsible Direct Lender

Posted on February 1, 2013 by Kristy Lamar

If you are wondering how to get a cash advance when no one else will lend you a dime, then I suggest you keep reading. The process of applying for a short-term loan is quick and easy and most lenders will determine your approval status within minutes of receiving it during regular office hours. A cash advance will help those with bad credit. Short-term loans have a bad reputation for trapping individuals into a cycle of debt. Many people who turn to these types of loans have most often already had problems … Continue reading →

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Getting Real With Cash Advance and Credit Card Debt

Posted on January 27, 2013 by Kristy Lamar

Do you know what your debt is made up of? How much money is owed to an online cash advance or payday loan lender? Does the core of your bad debt consist of multiple credit card balances? In order to get a handle on debt and begin to repair your finances, you need to know the facts about your credit history as well as who it is you owe money to. Approach a direct cash advance lender with honesty. If you owe money for an outstanding cash advance loan, the best approach is to … Continue reading →

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Stop Your Need For A Cash Advance: Lower Your Monthly Utility Demands

Posted on January 24, 2013 by Kristy Lamar

Instead of relying on a cash advance or a payday loan to pay the utility bills, there are ways to reduce your bill. Throughout the year, the costs may vary depending on the area you live in. Electricity bills will be high in during the summer months for those who live in the south, whereas residents of the north may see the increase during the winter months. Frugality begins with an initial plan to cut costs and continued to prevent additional future costs. Seasonal changes often impact the range of costs. Try one … Continue reading →

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A Cash Advance Will Support The Building Of A New Budget

Posted on January 22, 2013 by Kristy Lamar

Creating a good working budget is a great way to keep your income from being used for cash advance fees or credit card interest. It is easier said than done unless you have a good concept of money. Some people with this knowledge still fail because they do not have a handle on spending. People with a handle on spending and can budget well may still fall into trouble with finances due to emergency costs. Do you see where I am going with this? There is no perfect scenario, even the most prepared will still run … Continue reading →

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5 Tips To Find A Reputable Cash Advance Lender

Posted on January 19, 2013 by Kristy Lamar

There are some distinct qualities of a cash advance lender that you should be aware of before you apply for a loan. You will have to choose one company out of thousands, maybe even hundreds of thousands; how do you cipher through? Generally speaking, there are certain characteristics of a cash advance company you can look for which will help narrow your choice selection. 5 tips to finding a good cash advance lender. Let’s start with cost. Interest rates and fees can help you determine which lender might be the … Continue reading →

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The Relationship Between A Cash Advance and A Bank Account

Posted on January 18, 2013 by Kristy Lamar

In order to be approved for a cash advance online, a bank account needs to be in good working order. Since cash advance lenders do not do credit checks to determine approval status, they look for a well-functioning bank account. Get some insight as to what is noted when a lender checks out your bank account. What do cash advance lenders want to see when they review a bank statement? A working bank account should show both deposits and withdrawals Paychecks are directly deposited by employer No overdrafts or bounced checks A … Continue reading →

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