Tag Archives: money management

5 Ways Your Finances Can Benefit From Credit Card Use

Posted on March 10, 2014 by Kristy Lamar

Credit cards will claim the demise of many household finances with long-term debt to plague family budgets. The cards are easy to use and difficult to manage. Some people give up using the cards in order to maintain a good budget. This action hurts their credit score in return. People need to learn how to use credit cards to their advantage without suffering from money loss or lowered credit scores. If they are so difficult to manage, why are credit cards good to have? 1. Revolving credit differs from installment … Continue reading →

Posted in Personal Finance | Tagged budget, Cash Advance, credit cards, fast cash advance, money management |

Budget Tips: Find Ways to Better Manage Your Money

Posted on March 10, 2014 by Kristy Lamar

When your wallet is tight, it is time to scale back the budget. Fixed expenses are not the easiest to pare back on unless you downsize your home. Discretionary spending is the perfect place to start. There is a lot of wiggle room with money spent on costs above and beyond what you need to survive. With one significant change, a wallet will loosen up to a more comfortable spot. If several changes are made money worries will remain in the past. Where can you make cutbacks to support a … Continue reading →

Posted in Budgets | Tagged alternative money, budget tips, budgets, credit card debt, money management, Payday Loan, spending haits |

Tips to Control The Baby Budget

Posted on March 9, 2014 by Kristy Lamar

As families grow, so do household costs. A new baby comes into the world with a major price tag attached to the little body especially if it is the first born. Parents feel the need to have this and that and budgets get blown apart. There is a lot of planning which must be done, but there are ways to save money during this exciting time. Give your budget time enough to adjust and recover during the first years of your baby’s life. For those who live in a small … Continue reading →

Posted in Budgets | Tagged baby gear, budget, budget control, control spending, money management, tips to curb spending |

Why Will Tracking Expenses Help My Budget?

Posted on March 6, 2014 by Kristy Lamar

Most people know how much money they earn every month. They know when the money is placed into the bank account and they know how to use it. There was never a need for financial classes to understand that piece of the budget. Troubles usually stem from money leaving the account. Bills are paid each month and the rest goes where? If you don’t know where all your money goes each month, you may waste more money than you realize. -Trips to the coffee shop -Shopping off your grocery list … Continue reading →

Posted in Budgets | Tagged budget, budget priorities, cash advances. alternative money, cut backs, money management, smart shopping |

Control You Savings With Automatic Transfers

Posted on March 5, 2014 by Kristy Lamar

Are you ready to break bad money habits? Some spending habits are easier than others to break and then re- build. One of the hardest habits to build is a saving one. As you cut back on spending, you should allocate the extra cash towards a savings account. It doesn’t happen without effort, but you can save more than you think if you set up an automatic transfer. There is not much involved in setting up automatic savings deposits. If you have not already signed up for online banking, now is … Continue reading →

Posted in savings account | Tagged automatic transfers, debt, money management, online banking, savings, savings account, transfer |

Free Budget Help: Measure and Manage Financial Goals

Posted on March 5, 2014 by Kristy Lamar

Are you having trouble setting up categories within your budget? Knowing where you money goes each month is one of the major components to learning about your spending habits. If you can’t measure your spending, how can you manage it? A trip to the coffee shop is no big deal until you see the final count of how much was spent at the coffee shop that month. When you track your spending through categories you can do just that. Find an online service or smartphone app to make this process … Continue reading →

Posted in Budgets | Tagged budget, budget help, find savings, free budget help, get out of debt help, Mint, money management |

5 Positive Uses for Credit Cards

Posted on March 4, 2014 by Kristy Lamar

Caught in credit card debt again? Ease of use and worldwide acceptance, consumers outstretch their spending power. Many of these choices are not the best decisions for personal financial situations. Overspending is never a good idea. If you have good money management and can control over shopping, you will discover that owning credit cards comes in handy. Believe it or not there are some smart uses for credit cards. Responsible spending is always the key. Credit cards will come in handy in certain situations. *Online shopping. Credit cards are a smart … Continue reading →

Posted in credit cards | Tagged credit cards, money management, payoff, promotional interest rates, savings, smart credit card uses, smart shopping |

What Is A Budget and Why Do I Need One?

Posted on February 27, 2014 by Kristy Lamar

In a nutshell, a budget is a spending plan that helps to allocate income. It will pool together all household income and prioritize each expense according to personal needs and situations. Expenses are managed by categories to control cash flow and limit error. A well-managed budget creates a plan focused on financial goals and objectives. What do you want your budget to do for you? Will a budget limit debt? Only people and circumstances can actually limit debt. A budget is going to manage it to minimize any liabilities. Long-term … Continue reading →

Posted in Budgets | Tagged budget, budget plan, budget tools, cash flow, debt management, money management, payday loans online |

No Checking Account? What Options Do I Have?

Posted on February 24, 2014 by Kristy Lamar

Turned down when trying to open a new checking account? Having a checking account is often taken for granted by those who have never had money problems. Money management is much easier when you have a checking account to work with. *write checks *pay bills online *automatic deposits and drafts *account transfers These options bring ease of money management. Without them, money management is still possible but may take more steps that include fees. Before you seek out check cashing companies, you will want to pursue your quest for a … Continue reading →

Posted in Banking | Tagged banking, cash payments, checking account, money management, money orders, prepaid credit cards |

Get Free Financial Help or Upgrade: Cost Effective Money Management

Posted on February 21, 2014 by Kristy Lamar

Are you tired of your finances being in a mess? Unexpected money problems are rarely a budget target. If you don’t pay attention to both bank account balances and expense payment schedules, you could set yourself up for trouble. Not everyone who mismanages money depends on cash advance loan help applications to make it to next payday. Some people manage to squeeze by and avoid the storm. Lurking storm clouds bring very little comfort to hard working budgets. It is important to get a handle on money management strategies so you … Continue reading →

Posted in cash advance loan | Tagged budget help, cash advance loan, cash advance loan lender, financial decisions, financial tools, money management, ReadyforZero, track debt |