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Tag Archives: low cost payday loan

Does A Direct Cash Advance Differ From A Tax Refund Loan?

Posted on January 7, 2013 by Kristy Lamar

Is there much difference between a cash advance online from a direct lender and one from a tax refund preparer? Some of the leading tax specialist companies as well as many small ones are pushing their cash advance opportunity as the tax season approaches. A cash advance supports emergency payments. Tax specialists advertising their version of a cash advance loan are taking advantage of the holiday season. If a direct online lender was to push a cash advance for shopping opportunities, the lender would be accused of predatory lending practices. Because it is a “tax preparation” company, there … Continue reading →

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Can A Non-Working Spouse Obtain A Cash Advance Or Credit Card?

Posted on January 3, 2013 by Kristy Lamar

How would a cash advance online be accessible to a spouse who is not employed? An at home spouse could describe many “stay at home” moms or dads. They may be employed full time and work crazy overtime, but bring home no official paycheck.  Would this person be able to apply for a short-term cash advance online or a new credit card? An online cash advance looks for direct deposits. Since there are not any banks that I know of to transfers hugs and kisses into cash value, a homemaker is considered unemployed. … Continue reading →

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Is A Short-Term Online Cash Advance A Friend or Foe?

Posted on December 30, 2012 by Kristy Lamar

Is a cash advance online your bank account friend when it steers overdrafts away? Of Course! What is that old saying? “Spend a little to save a lot”  A cash advance online is not free. The fees are not expected to be paid up front, but instead, will be due along with the loan pay off.  Look for signs that a cash advance is your friend. Successful online cash advances are one of the best ways to get money into your account during financial emergencies. There is so much bad press out there about … Continue reading →

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Emotional Spender? Stay Clear of Online Cash Advances and Credit Card Usage

Posted on December 29, 2012 by Kristy Lamar

People who tie their troubled finances to a habit of uncontrollable spending, most often create trouble for their finances that even cash advances cannot take care of. The impulsive or emotional shopper has to look further than a short-term loan to solve their money problems. Credit counseling will often help a shopper learn to isolate their behaviors in order to stop emotional triggers in their tracks. Emotions can trigger many bad habits. When spending is one of them, a household’s finances will continuously be in jeopardy. It doesn’t matter what socio-economic background the shopper comes from. … Continue reading →

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Successful Cash Advances Support Budgeted Finances

Posted on December 29, 2012 by Kristy Lamar

Believe it or not, cash advances are not promised disasters for your finances. There are customers who come out of these short-term loans every day with their finances in good working order. What makes their situations more successful? Since there are no credit scores to determine the loan status, no explanation of why the loan is needed, nor a request for prior debt figures, these results are difficult to monitor. Cash advances online do help finances! What does a successful online cash advance look like? The money lands into the bank account in a timely manner. In order for … Continue reading →

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What Are your Cash Advance Pros And Cons?

Posted on December 22, 2012 by Kristy Lamar

There are pros and cons to cash advances. They are a great money options when the next paycheck is still a few days away. Getting some quick cash into the bank is a great way to cover costs without the hassles of juggling late payments. Making late payments without trying to prevent it is intentionally damaging your history with creditors. Not only are you risking your credit score, but being late will also put you at a high risk for having your interest rates inflated. What you do with one company will still put you in … Continue reading →

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How Do You Choose Where To Go For A Payday Loan?

Posted on December 13, 2012 by Kristy Lamar

With payday loans now being offered online, at banks and credit unions, people are more confused as to where to turn to obtain fast cash. Normally, a bank offers a sense of security and trust which is not found with just any payday loan lender. Credit unions fall right into place behind banks. Their smaller size and member run organizations attracts those looking for financial help. With all the bad publicity brought upon the payday loan industry, it is no wonder why customers are turning to the banking institutions and credit unions for help. … Continue reading →

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Work Through A Payday Loan Checklist for Better Results

Posted on December 10, 2012 by Kristy Lamar

Payday loans carry quite the negative story. If the topic of the short-term loan comes up, nine times out of ten, it will be a bad one. The person got the loan, didn’t pay it back, and now the interest build-up has made it nearly impossible to pay off. Have you heard that story before? Maybe you are one of the people who owns that story. The online payday loan ended up hurting you over the long run. You are not alone. Could an online payday loan checklist prevent the bad story? … Continue reading →

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Skirting Payday Loan Payments with Balance Transfers Can Help

Posted on December 8, 2012 by Kristy Lamar

Would a balance transfer help to pay off an online payday loan, credit cards or other personal debt? For many people, balance transfers do help consolidate debt. The trick is to find the perfect lender or creditor for the service you need. A balance transfer will stop the high interest of an online payday loan. As with other financial solutions, there are pros and cons to balance transfers. Pay close attention to the terms and conditions to credit balance transfers before you sign up and make your transfers. What is … Continue reading →

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Prepping Your Finances to Avoid Payday Loans or Credit Card Debt

Posted on December 6, 2012 by Kristy Lamar

It’s a quick need for cash which drives folks to online payday loan applications. Without the urgency, people might just take the time to look elsewhere or relax and wait for their next paycheck to arrive. The need for more personal finance education would help keep people from having to make quick last minute decision with their finances, especially ones which may eventually put them further into financial troubles. Divert the need for fast cash by preparing your finances for the long run. Learn more about personal finance and keep from needing payday loans, title loans or … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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