Tag Archives: low cost cash advance

Could Tax Season Drive You to Use Cash Advances?

Posted on December 21, 2012 by Kristy Lamar

People who depend on credit cards or cash advances in order to make payments are worried about what their tax return may look like if the country falls off the “fiscal cliff”. With the current tax credits ready to expire at the end of the year, most households are left wondering if Congress will be able to extend some or all of the credits and if not, then what they may do next to help keep taxes low. On average, a tax payer will get about $3000 back from their tax return. This money … Continue reading →

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A Cash Advance or A Credit Card – Which Offers A Safe Practice?

Posted on December 20, 2012 by Kristy Lamar

When looking at the payoff for a credit card and compare it to a cash advance online, most people would agree that a credit card carries the safest practice for your budget. Small minimum amounts for as long as you want; simple and comforting to those who struggle with their budget. A cash advance requires a full payoff in a short time. Treating an online cash advance like a credit card payment is a slow death for your budget. The high interest and short terms for each pay period will … Continue reading →

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Is A Cash Advance Considered Good or Bad Credit?

Posted on December 20, 2012 by Kristy Lamar

Does a cash advance online qualify as bad credit or good credit? Is it credit at all since it does not get registered onto your credit history unless it becomes a default loan? There are many people who will argue that a short-term cash advance is bad no matter it is counted as credit or not. Ask a lender and some will say it is great. A responsible one would tell you that it depends on how it is used and paid off. A cash advance online is an opportunity to get some fast cash during a financial … Continue reading →

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A Cash Advance Won’t Kill Your Credit Unless You Let It

Posted on December 18, 2012 by Kristy Lamar

Most people who obtain fast money by using online cash advances have good intentions of paying the loan back. There are times though when extra costs or other money demands interfere with a fast payoff. A cash advance will not affect your credit unless you default on your loan and it goes to collections. If you have chosen a responsible lender for your short-term loan, call the company and work on solving the problem before you miss a payment. Most companies are willing to at least listen and many will come up with a plan before problems start. Communicate … Continue reading →

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Varying Interest Rates Do Not Apply To Online Cash Advances

Posted on December 17, 2012 by Kristy Lamar

If you have ever walked into a cash advances or payday store, then you have seen the signs up on the walls. Check out responsible online lenders’ websites to view fees and interest rates. If you cannot see the rates and the lender is not upfront with a verbal explanation, you do not want to be in business with them. All the stories about bad or aggressive lenders who hand out cash advances using bad practices warn people to stay away from all cash advance or payday lenders. I think that readers need … Continue reading →

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“Soft” Credit Scores Do Not Make Cash Advances Your Only Option

Posted on December 16, 2012 by Kristy Lamar

People with low credit may think that cash advances and payday loans are their only options, but there are other opportunities for substantial loans with financiers. Anybody who carries a credit score less than 660 are considered “soft” credit holders. This number will keep you from obtaining good interest rates and many credit companies will not give you a new line of credit. It takes lots of effort and a good chunk of time to get credit scores to go up, but if you want it bad enough, there are some things you can do to help … Continue reading →

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Manipulation of Cost – From Merchants to Cash Advance Lenders

Posted on December 14, 2012 by Kristy Lamar

An online cash advance website is regulated to be clear on fees and interest. Best practices and state regulations have made it clear to all lenders that any misinterpretation of the cost of a short-term cash advance is a clear sign of a predatory lender. Look for clear cost descriptions. You should not need to try to figure out why you spent more than initially determined. Spend time to understand cash advance costs. It isn’t just a short-term loan lender website which might try to not be upfront with costs. Go into the stores and … Continue reading →

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Ten Financial Solutions From Cash Advances to Consolidation Loans

Posted on December 11, 2012 by Kristy Lamar

Cash advances are one in ten possible solutions for money problems. When the problem is small, a cash advance might be a great possible solution. Not all financial struggles are so easily solved. Understand the severity level of the problem and choose the best way to fix it. Cash Advances Online Will Provide Fast Cash Debt has many different levels and there are options for each one. Choosing the best solution at the right time will assist in protecting your financial future. Here are ten possible solutions for a range of financial situations. When … Continue reading →

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Could A Small Business Benefit From Cash Advances Online?

Posted on December 9, 2012 by Kristy Lamar

Would your small business benefit from using a direct cash advance? Like with any other personal finances, it would depend on how you plan to pay the loan off. If there is no revenue to back up paying off the money, it makes no difference if the loan is personal or business, there will be a snow ball effect on the record books. How could a small business benefit from using a cash advance? If a business needs a few new supplies or a little boost with payroll, a small cash advance … Continue reading →

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It Isn’t Just A Cash Advance Lender Who Can Have Bad Practices

Posted on December 7, 2012 by Kristy Lamar

Fraudulent cash advance lenders are well reported upon. Borrowers are forewarned against lenders who rush the process, do not fully answer questions or avoid them all together. Applying for a cash advance without knowing or understanding the full cost is irresponsible transaction by both parties. If a lender is not willing to be up front with costs for the cash advance online, then you do not need to be doing business with them. Cash advances online are access to fast money. We hear less in the news about the financial adviser who may not be using … Continue reading →

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