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Tag Archives: low cost cash advance

A Cash Advance Won’t Help Your Credit – Manage Your Debt

People with good credit and high credit scores will not be looking to find a cash advance to help with emergency costs. These people will have a savings account or spending room on credit cards to make their budgets work each month. Having a high credit score does not mean an individual does not have debt. In fact, debt is a requirement to obtain a high credit score. A cash advance is a no credit check loan. While most creditors will check that score as one of the first steps to obtaining the application, a cash advance lender will not … Continue reading

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Are You Eating Up Your Cash Advance Loans and Credit Card Limits?

Is your debt piled up with cash advance loans and filled credit cards? More often than not,  news worthy stories will be reported about people who are falling further into debt. Negative reports about online cash advances and payday loans are plentiful. Stories about Americans falling deeper into credit card debt are rampant as well. Every now and then we read a story about the individual who climbed out of being deep in debt. These stories are triumphant and proof that with a little hard work and a lot of determination, it can … Continue reading

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Short-Term Loans: A Cash Advance, Payday Loan, and A Tax Refund Loan?

Getting a cash advance is pretty easy when you use a direct lender. During the holiday season, there is another opportunity for quick access to cash. Many tax preparation companies offer loans against your tax return. It sounds like a good way to get fast cash, right? Is a cash advance similar to a tax refund loan? Once I heard about these tax loans, I wanted to learn more about them. Since I write about cash advances and payday loans quite often, I was intrigues by this other option for fast cash.  During this … Continue reading

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Borrowing Money – Your Cash Advance Or Loan Options

Since applying for a cash advance online will only get a small short-term loan, those with larger financial emergencies will need a different kind of lender. It is a smart option when you need money fast but since most direct lenders will lend fewer than one thousand dollars (much less in regulated states) they may not take care of your emergency. The term on these loans is quite short. A payment in full, plus fees, averages about 14 days away. These quick payment makes getting multiple cash advances or payday loans not a sound financial option. … Continue reading

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Pay For Debt Insurance? Not With A Cash Advance Online

Fixing your finances in a jiffy might land you on the cash advance online doorstep applying for a short-term loan. At least if you get there and you found a responsible lender, there isn’t much red tape involved in getting one of these low cost loans. Know cash advance fees and interest rates up front. The simplicity of online cash advances are welcoming when people are used to the traps and games played by credit card companies. Maybe it has to do with the difference between  short-term and long-term transactions … Continue reading

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Monitor Cash Advance Transactions – Guard Your Credit Card Information

When you choose to get a cash advance from a direct lender, there is little to worry about when it comes to the transaction process. The money is electronically deposited into your bank account and a date is set up for the loan plus fees to be debited back to the lender. You can protect yourself financially through this process by choosing a responsible lender right from the start. Monitor your bank account to make sure the correct amounts are put in and taken out. There is little else you can do to protect … Continue reading

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Dealing With Debt – Struggling Individuals Turn To Cash Advances

As the economy continues to struggle, consumers are steering clear of tackling new long-term debt and instead focusing on smaller short-term cash advances to deal with some of the daily financial struggles. More and more people are living paycheck to paycheck and not setting their sights on tackling large money issues. The journey to untangle themselves from all they owe is quite extensive on its own to be looking for additional debt opportunities.  Unemployment and underemployment problems are growing concerns for both consumer and lender. Cash advance lenders require steady … Continue reading

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A Cash Advance Will Support Finances During A Move

Being financially savvy during a move may include a few credit cards or taking out a cash advance online in order to cover some of the extra start-up costs which a new place may entail. It may seem like a juggling act, but trying to find a new apartment will put a bit of stress on your budget without a few months to prepare for the extra costs. Extra costs can be covered by a cash advance online. Prepping your bank account for a move is the best way to … Continue reading

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A Cash Advance Online Does Not Follow “Payment” Method Mentality

Can you afford a new line of credit or a cash advance online in order to spend extra cash? How will the payoff affect the rest of your budget? Is it possible to change the way you think about your finances in order to create a successful financial future? Carrying the “payment” mentality when it comes to budgets makes it easy to convince yourself that you can afford to make additional purchases. The credit card companies have earned billions of dollars off of people who think that way. “I can … Continue reading

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Look For The “Cream of The Crop” Online Cash Advance Lender

When looking for a cash advance lender, finding one which practices “Best Practices” is always the best approach to finding a short-term lender. A trustworthy online cash advance company will follow these best practices. Fees, interest rates and terms of the loan will be fully disclosed within the contents of the webpage. A responsible lender will comply with all regulations set by any given state where loans are processed. Advertising for the company will be truthful and not misleading. Responsible lenders will encourage consumer responsibility. A consumer’s rights to rescind their loan will be … Continue reading

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