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Tag Archives: low cost cash advance

Could A Secured Loan Help Relieve Cash Advance and Credit Card Debt?

Posted on February 13, 2013 by Kristy Lamar

Would you risk your home or car for your cash advance or credit card debt? People who look to secured loans in order to payoff unsecured debt are doing just that. The fear of having credit scores lowered has created more debt problems. As often as these choices do work for some people, we all need to keep in mind the possibility of losing property and still have credit tarnished with negatives. Moving cash advance and credit card debt Take a look at one scenario which transformed unsecured debt into secured and all … Continue reading →

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Treating Cash Advances As Revolving Credit Is Harmful To Budgets

Posted on February 13, 2013 by Kristy Lamar

Can  cash advances be considered a form of credit? These short-term loans are not credit as in there is no revolving account. What they offer is fast cash based on a signed contract in order to pay the loan in full just a few short weeks later. What are some differences and similarities between credit and short-term loans? Cash advances are onetime loan transactions. When a person applies to a direct lender, the application is for a one-time money transfer. Once approved, the cash goes directly the person’s bank account to be spent however. The loan … Continue reading →

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Can You Negotiate Cash Advances, Credit Card or Utility Debt?

Posted on February 12, 2013 by Kristy Lamar

Are you looking to negotiate your cash advance or credit card debt? You don’t have to sign up to pay another company to do it for you. A creditor or lender will most often prefer to deal with the person one-on-one rather than discuss the case through a third party. Save some cash and work through your debt yourself. A cash advance lender will listen. Since short-term loan debt is not revolving debt, there is a small window of negotiations available. Before any lender will work with you, you will need to give a … Continue reading →

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What Is In A Cash Advance and Payday Loan Name?

Posted on February 12, 2013 by Kristy Lamar

No matter what you want to call the short-term loan, a cash advance is still going to be the same. Some businesses have taken the creative route in order to stand out as different in an industry which has had less than positive press news. Cash advances and payday loans are what they are no matter what you call them. I saw a press release about a new company offering something different. It was advertising their no fax pay day loans. I read through the article and wondered what was so different? … Continue reading →

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Does Lying On A Cash Advance Application Fix Your Finances?

Posted on February 11, 2013 by Kristy Lamar

Have you ever lied on an application? Maybe you added to your income to let a creditor know you could afford the new card. Maybe you told a cash advance company about your employer but left off the part about being fired. Were you approved? How did this new credit affect your other finances? What would you do in order to get a cash advance? There are some interesting lengths a customer will go to in order to get approved for a cash advance online. Since everything must be done over the phone or through email, … Continue reading →

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Are Cash Advances A Help Or A Hindrance?

Posted on February 11, 2013 by Kristy Lamar

Who exactly uses cash advances and payday loans? The obvious answer would be people who need fast cash. Dig a little deeper into that thought and many will be thinking these people are low-income workers who cannot keep up with the cost of living. This thinking is not incorrect, but it surely does not present the full picture. People who are living paycheck to paycheck are not just low-income workers. Homeowners who try to live a lifestyle above their income level are also customers. Those with medical bills, loss of spouse, … Continue reading →

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Education Is Key: From Credit Score to Cash Advances

Posted on February 10, 2013 by Kristy Lamar

Four to eight is the average amount of credit cards typical consumers own. Average debt stemming from these credit cards is just over 15,000. Many people are stuck in the revolving cycle of debt each month as they use cash advances to pay for other costs. Living paycheck to paycheck will trap a person into sup-prime credit and therefore hurt future financial opportunities. Educate yourself on cash advances and credit card debt. Educating oneself on budgeting, credit cards, cash advances and debt will only promote a better financial outcome. Knowledge will not change your credit score, but it … Continue reading →

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Foreclosures and Short-Sales Put Credit At Risk Save Cash Advances

Posted on February 9, 2013 by Kristy Lamar

Credit scores are calculated by secret algorithms mixed with all the complexities of managing money which makes the final score a challenge to fully understand. Once there are problems reported to credit bureaus  getting help becomes a challenge. Short -term loans like cash advances are an exception to this since there is no credit bureau check to determine loan approval status. When it comes to settling debt, there are many misconceived notions especially when it comes to settling debt. Offers from debt settlement companies broadcast heir services over the airwaves hoping to … Continue reading →

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Online and Bank Cash Advance Lending Legislation Begins With A Bill

Posted on February 8, 2013 by Kristy Lamar

New legislation is on the horizon for online and bank offered payday loans, cash advances. A new bill has been introduced as a much needed response to Native American Tribes and bank short-term loans which are presently not required to follow state short-term loan regulations. Responsible online cash advance lenders follow state regulations. Aggressive predatory lending and collection practices have been and continue to be a driving force in regulating cash advance lenders. Some states have banned the lending practices all together while others have capped fees and loan amounts in order … Continue reading →

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Are You Looking Straight Into The Eyes Of Cash Advances?

Posted on February 8, 2013 by Kristy Lamar

I could come up with a boat full of excuses as to why you should take out online cash advances and avoid late payments, but if I don’t understand your financial situation I may not be helping you at all. Some people get caught up with the excitement of fast money with no credit bureau checks. The idea that there is a place to go to get quick cash help puts a blind eye towards the terms and conditions. While they sign, there is little to no thought about what is going … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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