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Tag Archives: debt

Don't let payday loan use trap your budget

Is Your Secret Payday Loan Use Hurting Your Finances?

Secrecy is one of the biggest issues behind payday loan usury problems. Whether money troubles stem from overspending or neglect, a budget that demands any type of reliance on short-term loans will create problems. When secret use is involved, it is natural to hide negative results. Unfortunately, when it comes to money, secrets compound with monetary loss. With every payday loan, there are fees, budget stresses and a debt trap ready to catch someone’s fall. Overspending. Shopaholics, emotional spenders or those trying to keep up with the Jones next door … Continue reading

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Don't ignore a direct cash advance lender call

Answer The Direct Cash Advance Lender’s Call

Tired of having your direct cash advance lender calling you at home or even worse at work? No one likes to be bothered with phone calls looking for owed money. Unfortunately, if you don’t pick up the phone and talk to them, it probably won’t stop. If the direct lender does give up, it will not be of any relief to the borrower. Collections is the next step for a loan in default. Who would you rather talk to? If you did your homework when looking for a direct cash online … Continue reading

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credit score

Do Prepaid Credit Cards Improve Credit Scores?

With the decline of available credit limits, many of us debtors have turned towards prepaid credit cards. The growth of the business turned the heads of big banks that joined smaller companies with versions of their own. It was a consumer’s push for more that extended available options. As popularity continued to grow, so did the concern that using prepaid credit cards will have no positive effect for those credit challenged folks trying to rebuild a credit score. The consumer must have money upfront to pay for these cards. It … Continue reading

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