Tag Archives: cash advances

Contemplate Credit Card and Cash Advances Prior To Getting Into Debt

Posted on March 15, 2013 by Kristy Lamar

Credit card companies thrive because lines of credit offer convenient spending power. Online cash advances thrive because people with poor credit need a fast loan. Both financial options are helpful, but their overuse or misuse tends to create financial difficulties for many customers. Where cash advances are short-term loans with fast payoffs, a credit card offers a bit of relief in terms of payoff, but they can get just as expensive when the debt is left unpaid over the long-term. Seriously think about cash advances and the payoff before you take out the loans. Since credit card … Continue reading →

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Hard Inquiries To Credit History: Not From A Cash Advance Lender

Posted on March 15, 2013 by Kristy Lamar

The effects of inquiries on credit scores are often confusing to consumers looking to build or rebuild their own credit. No credit check cash advance lenders pay no mind to credit scores while other types of lenders view the history. It ultimately affects the score in a negative manner. Overall understanding of the score and its effect on personal finances will only lend itself to continued improvements. Cash advance lenders are not part of the norm. People are now getting the idea of how late payments and maxed out cards … Continue reading →

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Debt Collectors Would Love To Collect On Your Cash Advances Gone Wrong

Posted on March 14, 2013 by Kristy Lamar

If you haven’t gotten on the debt collections calling list you are doing well. Once the harassing phone calls begin, the pressure to find a way out of bad debt becomes stressful. It isn’t just bad credit card debt which has collector’s calling. Overworked budgets have landed folks in trouble with medical payments, cash advances and even student loans. When there is no money left to pay the tab, loans in default will go to collections. Cash advances may be no credit bureau check loans, but they will be sold to … Continue reading →

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You Can Triumph Over The Cash Advance Quicksand

Posted on March 14, 2013 by Kristy Lamar

Does your debt feel like you are walking into a large pool of quicksand? The harder you struggle to escape the weighted feeling, the further you sink? It definitely sounds like the effects of being in a pool of quicksand without anybody to help you out. The problem with debt rings true to a similar situation in which most often, in order to climb out, you will need a helping hand. Would you go to your credit cards, a safe cash advance online lender, a relative or an outside counseling source in … Continue reading →

Posted in Cash Advance | Tagged cash advance loans, cash advance online, cash advances, low cost cash advance, online cash advance |

How Would You Handle A Money Crisis – A Cash Advance Or Cut Back?

Posted on March 12, 2013 by Kristy Lamar

A PEW’s study found that 81% of people who use cash advances or payday loans do so because they can. The deciding factor is not income, credit score, or credit worthiness. People choose to use a short-term loan so they don’t have to give up something else. Who needs to cut back on eating out or watching movies when a cash advance online is so readily available? People with a different vision towards finances than my own make those choices. 81% of cash advances are unnecessary The cost of a cash … Continue reading →

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5 Steps To Climb From A Cash Advance To Financial Freedom

Posted on March 12, 2013 by Kristy Lamar

It sounds so simple! Take just 5 steps out of the cash advance line and into being financially free. The definition of financial freedom may be confusing, but it certainly would consist of very little bad debt. In order for anyone to have a credit score, there needs to be a history of managing debt well. You have to have debt in order to have credit, it’s quite the oxymoron. Money management skills are not a requirement to apply for the loans or credit. For those of us who could have … Continue reading →

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Can You Have Cash Advance Debt And Be Financially Secure?

Posted on March 11, 2013 by Kristy Lamar

Most people think that all debt is piled as one and when there is a bunch of debt, a financial future is gloomy. But debt isn’t all bad, there is debt which can actually help improve financial standings. We can look at bad debt as that which is from cash advances and payday loans. These are two good examples, but it does not cover the whole gamut. Personal debt is not a black and white picture. Learning to manage debt is the next step beyond identifying troubled debt areas. Cash advance debt does … Continue reading →

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Which Do You Find Punishing, A Cash Advance Or A Savings Account?

Posted on March 10, 2013 by Kristy Lamar

Is saving money one of the goals which always seems to fall to the wayside? You are not alone. Why do you think there is so much cash advance and credit card debt infiltrating households today? So often, people are defeated before they even get their first $100 saved. It is difficult to defy unexpected or emergency costs as well as the urge to splurge. It takes a first step followed by a second. Breaking down the goal into small baby steps to save may be the biggest boost you need to achieve success. Avoid using cash advances … Continue reading →

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Cash Advances or Fancy Piggy Banks? Spend The No Interest Way

Posted on March 9, 2013 by Kristy Lamar

Are you one of those people who struggle during the holidays to keep within budget? Do you end up using cash advances or maxing out credit cards to make all the purchases? Have you ever thought about starting a holiday fund earlier in the year? I know the year is well on its way; but just so you know, it is never too late to start saving, for anything. I used to love to use my credit union’s holiday and vacation clubs when I first started living on my own. I was … Continue reading →

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Avoid A Cash Advance and Build Your Own “Pay In Full” Fund

Posted on March 8, 2013 by Kristy Lamar

If you budget an allowance for yourself, would you end up needing a cash advance because you can’t control your spending? We give our children an allowance to spend at their own free will, why not give ourselves one? It may help to have some “free will” money to spend in order to keep the other budgeted categories unscathed by the end of the month. Using a cash advance to pay for cost of living expenses is only a budget buster. Plan ahead and keep money aside for the extras. It ultimately boils down to control how much … Continue reading →

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