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Tag Archives: cash advances

Prepare For College Costs Sooner Or Later: Anything Helps

It’s most every parent’s dream that their children grow up and attend some type of higher education school. The more education one gets increases the job market opportunities will be. Higher education will also provide access to higher paying jobs. We all want our children to be self-sufficient, not living at home and definitely not depending on cash advances or maxing out their new lines of credit once they enter the workforce. Planning for college is a long-term process. The sooner parents start saving, the less student loans will be needed later. … Continue reading

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No Need For A Cash Advance When You Have Homeowners Insurance

Insurance is an important cost of being a homeowner. Getting the proper coverage with the proper insurance company will provide peace of mind without an overpriced cost. When a person buys a new home there are extra monthly costs that need to be built into the budget. The last thing anyone wants is to pay for homeowners insurance with a cash advance or rely on credit cards each month. Cash advances are not a good choice to support living expenses. No matter what the expense is, homeowners need to have … Continue reading

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Good Credit Means More Than Saying Goodbye To Cash Advance Lenders

Cleaning up your finances will not only bring budget relief, but it can also pave the way to a better functioning budget. Are you settling for cash advances because no one else will work with you? When is the last time you took a look at your credit score?  When you have a high score, creditors are more willing to give you credit; but when it falls into the sub-prime range or below, you are looking at rejections or high interest offers? One great thing about correcting your score, meaning improving your credit history is that creditors are … Continue reading

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Big Bank Adjust RulesTo Fight Against Cash Advance Predatory Lenders

Watch out predatory cash advance and payday loan lenders! The banks are listening to customers and are observing bad practices.  The largest U.S. bank, J.P. Morgan Chase & Co., has now made it easier for their customers to fight against abusive lender practices. What happens to accounts when cash advance lenders start causing problems? When you get yourself involved with a short-term loan lender which does not like to follow rules and regulations, your bank account can be severely affected. Insufficient fund fees and overdraft banks fees can severely affect finances. A responsible cash advance lender should not debit … Continue reading

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Financial Goals Do Not Need To Include A Cash Advance

What are your financial goals? Are you looking to get away from needing a cash advance? Would you like to be credit card debt free? How would you use a budget to help achieve these goals? Before you can even start working on these goals, take a good look at where your finances are now and begin to think about what sacrifices can be made in the process. How can you break your cash advance reliance? Focus on one or two objectives at a time. Unless you have lots of money to be spread out across many areas, … Continue reading

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Many Lessons To Learn From A Cash Advance Lender’s Wrong Doings

Did you know that cash advance lenders are required to be fair to consumers? It’s an off-the-cuff question which may get some people to laugh others to say “well, yeah” and get some to start thinking about the practices they encountered when they took out a short-term loan. Some people are totally unaware of what goes on behind the business practices of a lending company. Choosing to do business with a lender that shows visible signs of poor practices becomes a foolish decision on the borrower’s part. When such practices are recognized they should … Continue reading

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Prevent The Need For Multiple Cash Advance Loans

Finding a resource to obtain emergency cash is often a stressful process, especially when the money is needed immediately. A quick cash advance or payday loan is often used when small money amounts will do the job. The bigger problems arise when more than a few hundred dollars is needed to cover the emergency cost. Multiple cash advance loans bring trouble. Those individuals who have poor or no credit find a cash advance the easiest option for quick money. Loan amounts are limited by state regulations and more often than not by monthly take … Continue reading

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Is Your Credit Card and Cash Advance Debt Steering You Towards Bankruptcy?

Are you counting on a bankruptcy to knock off your credit card, cash advance, student loans, and medical debt? Once upon a time, declaring bankruptcy was a fairly easy process, but it is no longer true. As tough as a decision to file for bankruptcy is, the process is now longer and more complicated than it was just a few years ago. This financial solution is an option in which a person is not advised to do alone; retaining a lawyer would be the best route to take. The price … Continue reading

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Avoid A Cash Advance and Use Student Loans Wisely To Build Credit

Young adults are being bombarded with warnings. Avoid a cash advance, don’t use credit cards, limit student loans but build your credit to help assist future finances. We all know that eventually car loans and/or a home mortgage will come around. In order to have good credit, we have to have credit and then manage it wisely. What does a young adult do when just getting started out on their own? The sooner a person can start building credit, the better. Obtaining credit and ruining it simultaneously will not protect the future needs. Good … Continue reading

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A Pawn Shop Offers A Different Kind of Cash Advance

Have you walked into a pawn shop lately? The visitor numbers are up and it isn’t just people needing a quick buck who are walking through the door. It isn’t just the cash advance and payday loan businesses seeing an influx of customers, secured pawn shop loans are seeing an increase in merchandise for sale which reflects how negatively the loans are panning out. How are pawn shop loans different from a cash advance? They may both be no credit bureau check money opportunities when there is a desperate need for quick cash, but … Continue reading

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