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Tag Archives: Cash Advance

Safeguarding Records: Protect All Documents

Did you ever think about how to recover once a natural disaster strikes? Have you thought about what kinds of documents would be beneficial to have safeguarded for emergencies? Whether you may live in an area susceptible to tornadoes, hurricanes, earthquakes or hazardous fires you will want to have important documents protected. What kinds of documents would this pertain to? The IRS would like for all taxpayers to keep returns forever, but a good number to follow would be for seven years. These documents should be kept in two forms and in different safe … Continue reading

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College Debit Cards: Fees Eating At School Funds

Debit cards work great if handled correctly. They offer easy access to money in your account without the worry of long-term payments. Keep track of account balance and a keen sense of how much is being spent to avoid any fees associated with debit cards. Bank overdraft fees are pricey. Their convenient status have them filtering into the lives of college students. Banks and colleges have teamed up to offer students easy access to their college funds. Campus debit and pre-paid cards are being offered to those students receiving student … Continue reading

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Debt Increase: Overview Of The Problem

Americans are fighting with debt and the outlook does not look like it will present itself with instant relief for those people. Jobs are becoming increasingly harder to come by as a greater number of people enter the work force than there are new job openings. During the month of April, mortgage servicers reported that over 63,000 loans, which are backed by the Federal Housing Administration, had foreclosure proceedings started against them. These  fallen loans are those that had been funded during  2008 and 2009. It is uncertain whether or not it is a beginning of … Continue reading

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Financial Trouble: Recognize The Signs

When do you know that you are in financial trouble? Not doing anything gives more time for your budget problems to grow and sink you further in to debt. There are steps you can take to begin paying off your debt. Protect your assets, bank accounts and improve your standing with creditors. How can you tell when you have too much debt? Many of your credit cards have reached the limit. Minimum payments are being paid to creditors each month. You will apply for any credit card that is offered no matter the terms. You practice transferring balances between credit … Continue reading

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Payday Loans and Cash Advances: 10 Things to Consider Before You Sign

There are countless of avenues to turn to with getting assistance with your finances, but not every avenue  will lead you in the proper direction. Risking your hard earned money by not fully understanding the road you are on will not support a working budget. In this day and age, most families are struggling to keep up with all the financial demands of running a household while maintaining a way of life for the family. Cutting out expenses can help keep the budget to stay on task, but sometimes, emergency costs … Continue reading

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Debit Cards: How Do They Work?

Debit cards are becoming more popular as they are {frequently|often|} being used as a replacement for filled credit cards. These cards often come attached with a major credit card logo, allowing them to be used with a personal identification number (PIN) or charged like a credit card. The major difference between this type of debit card and a regular credit card is that the price for which you charged will be treated just like a check. Sometimes the amount will be deducted automatically while others may take a few days to go through, … Continue reading

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Debt Problems: Help for the Elderly

There continues to be a rising problem concerning the debt of the elderly. As cost of living expenses rise, the elderly are using credit cards to help make ends meet. Pensions do not rise and Social Security has barely risen more than a percentage, which leaves very little room to take care of rising costs without using credit cards or draining savings accounts. There are a third of retired people utilizing Social Security as 90 percent of their income. This reflects upon the serious problem with debt and the elderly. Credit cards are becoming … Continue reading

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Budgeting with Comparison Shopping Tools

Budgeting has become a way of life for many hard working people. Everyday costs continue to rise at a much greater rate than income. The demand for fuel, food costs and utility charges are making budgeting additional costs an even harder job. When it comes to making purchases other than the basic necessity items, comparative shopping has become essential. Comparative shopping is defined as: gathering prices and reported information on the quality of each item in the given category by different manufacturers and examining the findings before making the purchase. … Continue reading

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Tempting Online Deals

Shopaholics have found solace on the Internet. When you can’t get to a store, you can get on your computer to shop on the web.  Websites caught on to the wave of shoppers coming to their sites and installed tracking software to pay attention to what  you look at and purchase. This information is used to suggest products that you may like to buy or to send offers to your emails. Shoppers who fall into these offers will get way over their heads fast with the ease of online buying. I tend to look at it … Continue reading

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Shopping as a Hobby

When there is nothing planned during a day off from work, a vacation, or just getting together with friends, do you find yourself shopping? Do you find that when you are bored or you get a notice about a sale. you find yourself shopping? You may just have shopping as a hobby. It is not as often as many folk would like to believe, you do not need something everyday. Do you get a rush when you save money on something you have purchased? Compulsive shoppers have been sinking themselves further and further into debt. Some people have the money to support their shopping, … Continue reading

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