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Tag Archives: Cash Advance

From Payday Loans To Bank Safe Deposit Boxes – How Safe Are Consumers?

Online payday loans can be replaced by a savings account, but is it a good idea to keep your savings in a safe deposit box? The name itself gives most people the idea that whatever gets placed into the deposit box will remain safe and secure. Banks in general project the security, but there is a false belief that personal property is safe within the safe deposit box. The FDIC secures the money which you keep in your accounts, but it is not responsible for anything placed in the deposit box. The … Continue reading

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Why Do People Take Out Cash Advances Over Other Money Options?

What’s in online cash advances name? A four letter word providing fast access to emergency money. When you head into a cash advance store or find an online cash advance lender, the hard part is over. The legal documents which will be filled out require little effort as compared to a bank loan application. The items which will be disclosed are much fewer and therefore less invasive into your financial history. There is no credit bureau check. How do applications for cash advances differ from credit cards? An application for a cash advance will have about two pages of disclosures for terms … Continue reading

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The Cash Advance Low Down

How do you get a low cost cash advance? You would be surprised to know that applying with a direct cash advance lender takes only minutes of your time once you have found the right lender to work with. Applications are found quite easily online. Do your homework and make a selection of various companies to compare their lending policies and fee amounts. Many states have regulations which these direct lenders must follow. The more you know about what regulations your state has implemented the better protected you will be. Some cash advance lenders are not regulated … Continue reading

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Cash Advance Fees Revealed While Hotels Hide Additional Costs

Getting a low cost cash advance to stay in a hotel is not a justified reason for obtaining a short-term loan. Using your debit card to secure your hotel room is inviting possible overdraft fees.

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A Cash Advance As A Working Solution

Short term solutions are good avenues to take for quick money solutions. We all know what it’s like to be in a situation where you need extra cash in a hurry and know that you can pay it back in a short amount of time. Often times it’s just a matter of getting through until your next payday. Some of us can go to a friend or family member or even draw from a savings account. But for many of us, that may not be an option.

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A Cash Advance For Following Your Budget Recipe

Getting a cash advance as part of your budget recipe is like using a recipe when you cook.

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Online Cash Advances Or From A Credit Card?

How many people actually read the fine print for credit card terms and policies? Credit cards market their cash advances in similar ways as online cash advance for quick cash would approach the subject. They are both opportunities for someone to get money in a short period of time without having to drive to a “brick and mortar” location. There are some distinct differences between the two which some people find confusing and direct them in the wrong direction for their particular financial situation. Credit card cash advances: This fast … Continue reading

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Are Payday Loan Companies Unfairly Targeted For Using Demographics?

Demographics is a major deciding factor to any start-up company or to those who are branching out to new locations. As with any industry, money lenders can be found quite easily in certain areas of town. Who is the judge as to where a good or bad place can be? Labeling businesses as predatory lenders for using demographics to target customers seems to be quite unbalanced since the practice of it is used throughout all industries. I guess it all falls into the laps of each individual and their particular … Continue reading

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Lender Fees: Uncovering The Costs

How do lenders charge a fee? Anytime you see the words interest rate or service fee, you can promise that your money will be going to the company to pay for their services. There are various reasons as to why these fees are attached to transactions. The more you understand the reasons they occur, the better equipped you will be to pay the least amount. Payday loan lenders use the words service fees. This fee is to pay for the price of getting an unsecured loan which is usually to the risk of the lender of … Continue reading

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Bank Loans: What Is Required?

When applying for a bank loan, the better prepared you are for your meeting with the banker, the easier it will be going through the application process. There are some key items which banks will be looking for and you want to avoid mistakes providing them. It all begins with your credit report. Read through your credit report says and know what the information means to a possible lender. If you have negative marks on your report, be prepared to have reasons which will justify your errors or wait till you have six months clean of any negative remarks … Continue reading

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