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Tag Archives: Cash Advance

Pay Your Cash Advance Quickly- Protect A New Home Mortgage Application

Posted on December 23, 2012 by Kristy Lamar

Use a cash advance, instead of credit cards to  support a future mortgage application. These short-term loans do not check your credit nor do they report you loan as debt on your credit history. Both are point savings to your score which whereas new credit cards would eat away at your score. If you are trying to buy a home, then you will want to protect your credit rating by avoiding many different activities. Use a cash advance lender to help emergency costs, but pay it back in full quickly. Mortgage lenders want to see that you are secure at your job. If your information shows multiple past … Continue reading →

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What Are your Cash Advance Pros And Cons?

Posted on December 22, 2012 by Kristy Lamar

There are pros and cons to cash advances. They are a great money options when the next paycheck is still a few days away. Getting some quick cash into the bank is a great way to cover costs without the hassles of juggling late payments. Making late payments without trying to prevent it is intentionally damaging your history with creditors. Not only are you risking your credit score, but being late will also put you at a high risk for having your interest rates inflated. What you do with one company will still put you in … Continue reading →

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Know Your Cash Advance Lender Before You Apply

Posted on December 22, 2012 by Kristy Lamar

The more you know about a cash advance online, the less chance there will be having it fall into the hands of a debt collector. It, like any other money option, has a set of requirements to qualify for the money, but it is one of the least restrictive ways to get quick cash. Cash advance approval rate is quick. Direct lenders online which offer cash advances or payday loans have a short approval time period. In some instances, an application can be approved in less than 20 minutes. This … Continue reading →

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Could Tax Season Drive You to Use Cash Advances?

Posted on December 21, 2012 by Kristy Lamar

People who depend on credit cards or cash advances in order to make payments are worried about what their tax return may look like if the country falls off the “fiscal cliff”. With the current tax credits ready to expire at the end of the year, most households are left wondering if Congress will be able to extend some or all of the credits and if not, then what they may do next to help keep taxes low. On average, a tax payer will get about $3000 back from their tax return. This money … Continue reading →

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A Cash Advance or A Credit Card – Which Offers A Safe Practice?

Posted on December 20, 2012 by Kristy Lamar

When looking at the payoff for a credit card and compare it to a cash advance online, most people would agree that a credit card carries the safest practice for your budget. Small minimum amounts for as long as you want; simple and comforting to those who struggle with their budget. A cash advance requires a full payoff in a short time. Treating an online cash advance like a credit card payment is a slow death for your budget. The high interest and short terms for each pay period will … Continue reading →

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More Online Cash Advance and Payday Loan Investigations in the U.K.

Posted on December 19, 2012 by Kristy Lamar

More investigations towards payday loans and cash advance online companies in the U.K. are in the works. It seems like many Internet lenders are allegedly working without a valid consumer credit license. There was a report which stated that there are more than two-thirds of the lenders doing business without proper credentials. It is against the law to operate without a license. Top ranked Internet sites without dated licenses or no licenses or put false numbers in attempt to prove their legitimacy have been reported. The Office of Fair Trading is pursuing the investigation after receiving … Continue reading →

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A Cash Advance Is An Alternative Way to Obtain Fast Cash

Posted on December 19, 2012 by Kristy Lamar

A cash advance is an alternative financial service when banks, credit unions and creditors refuse to do business with a consumer. These loans are also known a payday loans or short-term loans. Banks now offer these type of loans, but you will have to have an account in order to be approved. When money is needed right away, a direct lender of cash advances are a great resource. Obtaining money is quick and the payoff is short. These short-term loans run a bit differently depending on what kind of lender you choose to do … Continue reading →

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Who Do You Talk To For A Loan Or Cash Advance?

Posted on December 18, 2012 by Kristy Lamar

When you are looking to obtain a cash advance, knowing the company, how things work and what their policies are can all be found out through a phone call. Dial the number and all it does is ring? Move on to the next number. Have someone answer and cannot or avoid answering your questions? Move on to the next number. The person on the other end of the line answers your questions while steering you back to the application page? Move on to the next number. When you are dealing with financial institutions, know … Continue reading →

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A Cash Advance Won’t Kill Your Credit Unless You Let It

Posted on December 18, 2012 by Kristy Lamar

Most people who obtain fast money by using online cash advances have good intentions of paying the loan back. There are times though when extra costs or other money demands interfere with a fast payoff. A cash advance will not affect your credit unless you default on your loan and it goes to collections. If you have chosen a responsible lender for your short-term loan, call the company and work on solving the problem before you miss a payment. Most companies are willing to at least listen and many will come up with a plan before problems start. Communicate … Continue reading →

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What Links Cash Advances To Stress? Looking Beyond The Present Problem

Posted on December 16, 2012 by Kristy Lamar

Do you stress about paying off the online cash advance or about what caused the financial problems in the first place? A short-term loan is not set up to fix long-term financial problems, but rather a quick fix to an emergency cost. Who stresses about cash advances? I would think that the only people stressing about a cash advance are the ones who have taken one out and now cannot pay it back. Since each financial situation is different, it is hard to make that call as an outsider. Money management takes some knowhow and common sense. … Continue reading →

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*THE OPERATOR OF THIS WEB SITE IS NOT A DIRECT LENDER. It does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a direct lender. Providing personal information on this Web Site does not guarantee that you will be approved for a short-term cash in advance loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all direct lenders can provide up to $1,000. Cash transfer times may vary between lenders and may also depend on your individual financial institution. In some circumstances, faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change without notice. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Payday loans online and/or cash advance loans are meant to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a payday loan online based upon lender requirements.

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