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Tag Archives: Cash Advance

Could A Cash Advance Keep You From Having A Second Date?

When searching the latest news for cash advances online and payday loans, the dating topic keeps coming up. Are the articles implying that these short-term loans should pay for a fabulous date? Not in the least, but they are implying that your use of one may prevent future dates. How do cash advances affect your social life? I never thought I’d be writing on this subject, but it seems that a large focus in the dating scene is finances. Someone who is looking for a life partner wants to know how you run your finances. What is your credit … Continue reading

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Salary Savers Could Be Cash Advances or Savings Accounts

Here’s a new approach to cash advances, “salary savers”. It is one more catchy approach to marketing short-term loans as money solutions. It is catchy. In fact, for many people who use cash advances or payday loans, it rings true. There are those cases where the opposite is in fact the truth, the quick cash did not help money matters but on the contrary ruined them. In order for cash advances to work well, there needs to be a fast payoff. As far as bringing relief to an emergency financial … Continue reading

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5 Tips To Find A Reputable Cash Advance Lender

There are some distinct qualities of a cash advance lender that you should be aware of before you apply for a loan. You will have to choose one company out of thousands, maybe even hundreds of thousands; how do you cipher through? Generally speaking, there are certain characteristics of a cash advance company you can look for which will help narrow your choice selection. 5 tips to finding a good cash advance lender. Let’s start with cost.  Interest rates and fees can help you determine which lender might be the … Continue reading

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Defining Differences Between Cash Advances, Bank Loans and Credit Cards

There are money options galore. Do I qualify for a bank loan, a cash advance loan or a new credit card? What is the difference between credit and a loan? Is there a difference? There is a difference: credit cards, cash advance loans and bank loans. Credit is defined as the ability to borrow money. A credit card company will offer a set credit limit amount and the how and when you use it is up to the cardholder’s discretion. There is no set payoff plan. A credit card works as revolving … Continue reading

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The Relationship Between A Cash Advance and A Bank Account

In order to be approved for a cash advance online, a bank account needs to be in good working order. Since cash advance lenders do not do credit checks to determine approval status, they look for a well-functioning bank account. Get some insight as to what is noted when a lender checks out your bank account. What do cash advance lenders want to see when they review a bank statement? A working bank account should show both deposits and withdrawals Paychecks are directly deposited by employer No overdrafts or bounced checks A … Continue reading

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Keep Cash Advances An Option – Keep Your Bank Account In Good Standing

Needing extra cash and you can’t even take out a cash advance because you do not have a bank account? Some of you may feel uneasy towards banks and their practices, while others have had some bad experiences and would rather keep their money out of the banks. There are many bank services offered by other companies, which are now profiting from customers without bank accounts. Cash advances require functioning bank accounts. A check cashing store may charge $10 to cash you paycheck. It may not seem like much money, but what kind of money is … Continue reading

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Move Over Cash Advances, A Credit Card Company Is starting A New Trend

I often read an article about payday loans and cash advances which pushes my buttons in a negative way. I also get discouraged by the credit card companies which get away with predatory lending and no one stopping them from targeting new customers. But, alas, I will confess; I watched a television commercial from a leading major credit card company this weekend that made me smile. It seems that this particular company has finally realized that we regular folks are tired of the aggressive lending techniques being used by the credit card companies. There are no state regulations for … Continue reading

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Comparative Shopping Yields Better Results, Even For Cash Advance Lenders

It isn’t difficult to find an online cash advance or payday loan lender anymore. Search engine results will provide you with pages upon pages of direct lenders waiting for your business. When you put enough effort into choosing the right lender, your loan becomes safer and often times cheaper. Like any other type of comparative shopping experience, we all want the most for the least amount of money. Short-term loan lenders are no different. You will be able to find better deals if you just keep looking. I can remember going school … Continue reading

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5 Tips To Keep Your New Year Budget Away From A Cash Advance

Are you looking for some helpful tips to build a better budget and stay clear of online cash advances or maxed out credit cards? You are one in a million looking to get a better handle on cost of life and then some. The New York based debt relief company released a tip sheet to assist those looking to either start, restart or maintain a 2013 budget. There is nothing new, in theory, on the list, but it may cause you to think about how you handled some money matters in … Continue reading

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Use A Cash Advance, Pay A Fee – Withdraw From Savings, Pay A Fee?

It’s public knowledge that short-term cash advance loans carry use of service fees which will be included in the payoff. It makes sense, any type of third party cash will result in some sort of charge for service. A credit card does not charge a fee, but it will collect interest on any outstanding balance which is left unpaid. Extra revenue for credit cards is collected when a person spends over the limit, makes a late payment, skips a payment altogether, or ups the interest rate keeping a large balance an extended … Continue reading

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