Tag Archives: Cash Advance

Young Generation’s Buying Power – Credit Cards and Cash Advances

Posted on February 15, 2013 by Kristy Lamar

Will young people be the next generation to depend upon cash advances to help cover monthly bills? According to CNW Marketing Research, they are watching a change in how young adults are spending their money. A drop in new home and car purchases impacts the overall economy. If these young people are not spending on what was once typical purchases, then what are they consuming? Technology is the latest craze which shows young adults spending large portions of their income. Just in the last few years, we have all watched the influx … Continue reading →

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A Cash Advance Can Help After Bankruptcy, But It Won’t Rebuild Credit

Posted on February 14, 2013 by Kristy Lamar

When you are trying to recover from bankruptcy, a cash advance is still an available option. Those short-term – no credit bureau check loans are not interested in what the credit bureau reports. Don’t fret; credit recovery also consists of other options. What can you do to rebuild credit besides a cash advance or payday loan? For starters, neither of these loans will rebuild your credit. Only debt which is reported to the credit bureau will be used to help rebuild credit. The only time one of these short-term loans gets reported to the bureaus is after it has … Continue reading →

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Could A Secured Loan Help Relieve Cash Advance and Credit Card Debt?

Posted on February 13, 2013 by Kristy Lamar

Would you risk your home or car for your cash advance or credit card debt? People who look to secured loans in order to payoff unsecured debt are doing just that. The fear of having credit scores lowered has created more debt problems. As often as these choices do work for some people, we all need to keep in mind the possibility of losing property and still have credit tarnished with negatives. Moving cash advance and credit card debt Take a look at one scenario which transformed unsecured debt into secured and all … Continue reading →

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Treating Cash Advances As Revolving Credit Is Harmful To Budgets

Posted on February 13, 2013 by Kristy Lamar

Can cash advances be considered a form of credit? These short-term loans are not credit as in there is no revolving account. What they offer is fast cash based on a signed contract in order to pay the loan in full just a few short weeks later. What are some differences and similarities between credit and short-term loans? Cash advances are onetime loan transactions. When a person applies to a direct lender, the application is for a one-time money transfer. Once approved, the cash goes directly the person’s bank account to be spent however. The loan … Continue reading →

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What Is In A Cash Advance and Payday Loan Name?

Posted on February 12, 2013 by Kristy Lamar

No matter what you want to call the short-term loan, a cash advance is still going to be the same. Some businesses have taken the creative route in order to stand out as different in an industry which has had less than positive press news. Cash advances and payday loans are what they are no matter what you call them. I saw a press release about a new company offering something different. It was advertising their no fax pay day loans. I read through the article and wondered what was so different? … Continue reading →

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Does Lying On A Cash Advance Application Fix Your Finances?

Posted on February 11, 2013 by Kristy Lamar

Have you ever lied on an application? Maybe you added to your income to let a creditor know you could afford the new card. Maybe you told a cash advance company about your employer but left off the part about being fired. Were you approved? How did this new credit affect your other finances? What would you do in order to get a cash advance? There are some interesting lengths a customer will go to in order to get approved for a cash advance online. Since everything must be done over the phone or through email, … Continue reading →

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Are Cash Advances A Help Or A Hindrance?

Posted on February 11, 2013 by Kristy Lamar

Who exactly uses cash advances and payday loans? The obvious answer would be people who need fast cash. Dig a little deeper into that thought and many will be thinking these people are low-income workers who cannot keep up with the cost of living. This thinking is not incorrect, but it surely does not present the full picture. People who are living paycheck to paycheck are not just low-income workers. Homeowners who try to live a lifestyle above their income level are also customers. Those with medical bills, loss of spouse, … Continue reading →

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Cash Advance Online Opportunities Promote Comparative Shopping

Posted on February 10, 2013 by Kristy Lamar

Life is good when you can sit back in your bathrobe and get a cash advance directly deposited into your bank account. It gets even better when you can spend that money just as easily. Shop for groceries and have them delivered to your doorstep, the latest in fashions and electronics or for a direct lender. It is amazing how much can be done on the net. Opportunity is knocking on your Internet door. Access the world via your home or office, a smartphone or tablet. Whether home in your jammies or sitting on the side of the road with a flat, you … Continue reading →

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Education Is Key: From Credit Score to Cash Advances

Posted on February 10, 2013 by Kristy Lamar

Four to eight is the average amount of credit cards typical consumers own. Average debt stemming from these credit cards is just over 15,000. Many people are stuck in the revolving cycle of debt each month as they use cash advances to pay for other costs. Living paycheck to paycheck will trap a person into sup-prime credit and therefore hurt future financial opportunities. Educate yourself on cash advances and credit card debt. Educating oneself on budgeting, credit cards, cash advances and debt will only promote a better financial outcome. Knowledge will not change your credit score, but it … Continue reading →

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Foreclosures and Short-Sales Put Credit At Risk Save Cash Advances

Posted on February 9, 2013 by Kristy Lamar

Credit scores are calculated by secret algorithms mixed with all the complexities of managing money which makes the final score a challenge to fully understand. Once there are problems reported to credit bureaus getting help becomes a challenge. Short -term loans like cash advances are an exception to this since there is no credit bureau check to determine loan approval status. When it comes to settling debt, there are many misconceived notions especially when it comes to settling debt. Offers from debt settlement companies broadcast heir services over the airwaves hoping to … Continue reading →

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