Tag Archives: Cash Advance

5 Steps To Climb From A Cash Advance To Financial Freedom

Posted on March 12, 2013 by Kristy Lamar

It sounds so simple! Take just 5 steps out of the cash advance line and into being financially free. The definition of financial freedom may be confusing, but it certainly would consist of very little bad debt. In order for anyone to have a credit score, there needs to be a history of managing debt well. You have to have debt in order to have credit, it’s quite the oxymoron. Money management skills are not a requirement to apply for the loans or credit. For those of us who could have … Continue reading →

Can You Have Cash Advance Debt And Be Financially Secure?

Posted on March 11, 2013 by Kristy Lamar

Most people think that all debt is piled as one and when there is a bunch of debt, a financial future is gloomy. But debt isn’t all bad, there is debt which can actually help improve financial standings. We can look at bad debt as that which is from cash advances and payday loans. These are two good examples, but it does not cover the whole gamut. Personal debt is not a black and white picture. Learning to manage debt is the next step beyond identifying troubled debt areas. Cash advance debt does … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, cash advances, low cost cash advance |

A Cash Advance Application Need Not Be Overwhelming

Posted on March 11, 2013 by Kristy Lamar

Is getting a cash advance as easy as it is often portrayed? If you don’t mind who you are doing business with, there will be a lender for every applicant. The application is not rocket science. It takes about 10-15 minutes of time. Those who know their work and reference numbers by heart spend even less time looking things up. There are many cash advance lenders to choose from. Online cash advances are a dime a dozen. Search results will leave you combing through pages upon pages of direct lenders … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, low cost cash advance, online cash advance |

Where Is The Value In Cash Advance Or Credit Card Usage?

Posted on March 10, 2013 by Kristy Lamar

How bad do you want it? How much are you going to pay for it? Would you chance a cash advance in order to get it? Thought provoking questions can often times make a person really determine what it is that they find valuable. Money has value, items dug from the earth or fallen from trees do as well. We can even manipulate the item’s original form to increase original value. What gives an item value in the first place? People do. Money varies in value. There is an amount of worth … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, low cost cash advance, online cash advance |

Which Do You Find Punishing, A Cash Advance Or A Savings Account?

Posted on March 10, 2013 by Kristy Lamar

Is saving money one of the goals which always seems to fall to the wayside? You are not alone. Why do you think there is so much cash advance and credit card debt infiltrating households today? So often, people are defeated before they even get their first $100 saved. It is difficult to defy unexpected or emergency costs as well as the urge to splurge. It takes a first step followed by a second. Breaking down the goal into small baby steps to save may be the biggest boost you need to achieve success. Avoid using cash advances … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, cash advances, low cost cash advance, online cash advance, online cash advance loans |

Uncover The Fees To Home Buying – A Cash Advance Won’t Help You

Posted on March 9, 2013 by Kristy Lamar

When we hear about hidden costs, we tend to think about lenders who may be hiding their fees. Often times a cash advance lender or creditors are accused of doing such things, but hidden costs are also the ones that are just not talked about that much. A bank does not hide the fact that it will charge overdraft fees. It is a general rule of thumb with no major warning when opening up a new account. A short-term loan lender states the interest rate and lets a person know that the … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, low cost cash advance |

A Spring Financial Cleanup Would Payoff Cash Advances First

Posted on March 8, 2013 by Kristy Lamar

Have you started your spring cleaning yet? Will you be including your finances in this yearly ritual? Don’t worry, you won’t need cash advances in order to make it happen, but you may want a good paper shredder to kick start your cleaning supply list. Going paperless is not just an environmentally friendly service anymore. When there are no paper trails containing your personal information, there is less chance that someone could steal your identity. Invest in a shredder. The paper which already clutters up your desk drawers should not just be thrown away. Use online banking. You will have stored bank account … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, low cost cash advance, online cash advance, online cash advance loans |

Avoid A Cash Advance and Build Your Own “Pay In Full” Fund

Posted on March 8, 2013 by Kristy Lamar

If you budget an allowance for yourself, would you end up needing a cash advance because you can’t control your spending? We give our children an allowance to spend at their own free will, why not give ourselves one? It may help to have some “free will” money to spend in order to keep the other budgeted categories unscathed by the end of the month. Using a cash advance to pay for cost of living expenses is only a budget buster. Plan ahead and keep money aside for the extras. It ultimately boils down to control how much … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, cash advances, low cost cash advance, online cash advance lender |

A Cash Advance For An Allowance? How Do You Teach Spending Power?

Posted on March 7, 2013 by Kristy Lamar

Are your kid’s wants driving your budget to an all-time low? Avoid the online cash advance and start teaching the young generation how to manage money. Some parents may find that giving a child a weekly allowance is their way of giving a child money skills. More often than not, a child with an allowance is still going to tug on a parent’s arm asking, pleading or most often begging uncontrollably for something new any chance they have. Which parent are you? Buys the item just because a child makes the request? Makes the … Continue reading →

Posted in Cash Advance | Tagged Cash Advance, cash advance loans, cash advance online, cash advances, low cost cash advance, online cash advance |

Credit Counseling Can Help End Cash Advance Cycle

Posted on March 6, 2013 by Kristy Lamar

According to the Pew Charitable Trusts, the average payday loan borrower takes out eight cash advances in a year and spends $525 in interest on just $375 of principal as of 2012. This shows that too many people are stuck in a cycle of using cash advances to pay off ordinary living expenses. Listen to wisdom when trying to rid your cash advance debt. When this happens to you, you may want to consider credit counseling. This is a service that will help you look at your finances and come up with … Continue reading →