Tag Archives: Cash Advance

How do you teach your children about money? Do they request a cash advance on their allowance because their wants outweigh their weekly earnings? The better question her would be, do you give them the advance? Planting the financial awareness seed early on is what helps to build their financial future. Does your child get a cash advance just for asking? If your child receives money each week, yet continues to overspend, what lesson gets taught by handing out extra or an advance on their next allowance? My mom used to joke about the … Continue reading →

Go out and get yourself a jar, make it a big one and begin to tip yourself out of ever needing a cash advance again. Why not? When you go and use somebody else’s service you feel obliged to tip. There are even debates on how much you should tip these people. Sure, they are working hard for their money and many will argue that tips are voluntary, but most people would be embarrassed to leave an establishment without leaving some money to the person. Ladies go out and get the hair and nails done by trained professionals. … Continue reading →

The struggle to pay off debt is often times overwhelming for many folks who live paycheck to paycheck. Unexpected costs pop up and in order to avoid a cash advance, juggling costs will occur. Late payments the best way to protect credit, but it is also the slightest infraction if something has to give somewhere. When the juggling of income becomes a way of life and the struggle to make ends meet becomes too difficult, people end up missing payments altogether. It is easy to say that all anybody has to do … Continue reading →

It is a fact that a cash advance is a loan option when the rest of the finances are not in the best of shape. It is one option out of many and often times gets used unnecessarily out of convenience rather than ultimate necessity. People may take offense to that statement, but it is true. A cash advance offers fast access to instant money with very little planning or red tape in order to get approved. Other options may take some planning or require additional footwork or multiple forms, … Continue reading →

If you haven’t gotten on the debt collections calling list you are doing well. Once the harassing phone calls begin, the pressure to find a way out of  bad debt becomes stressful. It isn’t just bad credit card debt which has collector’s calling. Overworked budgets have landed folks in trouble with medical payments, cash advances and even student loans. When there is no money left to pay the tab, loans in default will go to collections. Cash advances may be no credit bureau check loans, but they will be sold to … Continue reading →

A PEW’s study found that 81% of people who use cash advances or payday loans do so because they can. The deciding factor is not income, credit score, or credit worthiness. People choose to use a short-term loan so they don’t have to give up something else. Who needs to cut back on eating out or watching movies when a cash advance online is so readily available? People with a different vision towards finances than my own make those choices. 81% of cash advances are unnecessary The cost of a cash … Continue reading →